SPOKANE TEACHERS CREDIT UNION

As times change, so do we. At Spokane Teachers Credit Union, we embrace digital advancements that make banking easier for our members. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like electronic signatures and mobile payments, we strive to make your experience as convenient as possible. We are also proud of our commitment to accessibility. Our drive-thru service ensures that all members can easily conduct their transactions without leaving their vehicles. Plus, with ATM availability right at our branch, cash withdrawals are quick and hassle-free.

With total assets exceeding $5.87 billion and a dedicated team ready to assist you, Spokane Teachers Credit Union is here for all your financial needs. Whether you're looking to open an account or learn more about our services, we invite you to visit us during our operating hours from Monday through Friday from 8:30 AM to 5:30 PM. Join us today and experience firsthand how Spokane Teachers Credit Union can help you achieve your financial goals while being an active part of the Othello community! For more information or inquiries, feel free to call us at 509-326-1954 or visit our website at stcu.org.

At Spokane Teachers Credit Union, our mission is simple yet impactful: to provide exceptional financial services while supporting the community that supports us. We believe that everyone deserves access to quality banking solutions. That's why we offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We understand that being part of a community means more than just providing financial products. It's about giving back and making a difference in the lives of those around us. That's why we actively engage in community outreach efforts and partner with local organizations to support education initiatives and other charitable causes.

If you have any questions or need assistance before visiting, feel free to give us a call at 509-326-1954. We're here to ensure your banking experience is smooth and enjoyable. We invite you to stop by our Othello branch today and discover how we can help you reach your financial goals!

Our location is just a short drive from downtown Othello, making it accessible for everyone in the area. Whether you're stopping by on your lunch break or running errands, you'll appreciate our central position. We offer ample parking spaces right outside the branch, ensuring that you can quickly pop in without any hassle. Accessibility is important to us, so our branch features ADA-compliant ramps and facilities to assist all members of our community.

We know your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Whether you need to deposit a check, discuss loan options, or simply have questions about your account, our dedicated team is ready to help during these hours. At Spokane Teachers Credit Union - Othello Drive-through, we provide a range of services tailored for your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have you covered. Need cash? We also have an ATM on-site for quick withdrawals and balance checks. Plus, if you're looking for the convenience of banking from your car, take advantage of our drive-thru service for deposits and simple transactions.

Imagine running your business with ease accepting payments quickly and securely, managing transactions effortlessly, and having access to funds when you need them. Our merchant services offer just that, making it simpler for you to focus on what truly matters: serving your customers and growing your enterprise. Visit us at 1335 E Main St Othello Wa 99344 or give us a call at (509) 326-1954. Let's work together to unlock your business's potential!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

We recognize that banking should be accessible for everyone. Our basic ATM access allows you to check balances and make withdrawals without hassle. Plus, with our drive-thru service available for simple transactions, we're here to make your banking experience as convenient as possible. For more information about how we can assist you on your financial journey or if you have questions about specific services, feel free to reach out at (509) 326-1954 or visit us online at Spokane Teachers Credit Union - Othello Drive-through. We look forward to serving you!

For our business members, we provide comprehensive business banking solutions including merchant services and business loans designed to help you thrive. Our team understands the unique challenges businesses face and is committed to offering personalized support.

When it comes to credit, we offer credit cards with rewards that fit your lifestyle. Earn points on purchases while enjoying great benefits that enhance your spending power.

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM access, cash withdrawal services, and basic drive-thru banking for deposits and withdrawals, you'll have everything you need at your fingertips.

Our personal banking services include checking and savings accounts tailored for individuals and families. Whether you want a simple account for day-to-day transactions or a high-yield savings option to grow your money, we've got you covered. If you're considering buying a car, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We provide competitive rates that make it easy for you to find the right loan. If homeownership is on your horizon, look into our mortgage loans and refinancing solutions. We guide you through every step, ensuring the process is as smooth as possible. Additionally, our personal loans and debt consolidation services can help manage unexpected expenses or streamline existing debt into one manageable payment.

Our online banking platform provides everything you need for real-time account management. Check your balance, view recent transactions, and transfer funds with just a few clicks. Plus, with the ability to sign documents electronically, managing your accounts has never been easier or more secure. You can trust that your sensitive information is protected every step of the way. For those who prefer banking on the go, our mobile application is available for download. This app not only allows you to manage your accounts but also offers convenient mobile payments. Whether you're shopping or sending money to friends and family, it's all at your fingertips. We also provide e-statements to help you stay organized and reduce paper clutter. You can easily access your statements online whenever you need them. If you're looking to send money directly to someone else, our person-to-person transfer feature makes it simple though note that this option isn't currently available at Spokane Teachers. In addition, our commitment to security means that you can bank with peace of mind knowing we use advanced technology to keep your information safe. Whether you're using electronic signature authorization for quick approvals or accessing your accounts via our website or mobile app, rest assured that your financial data remains secure. At Spokane Teachers, we strive to make your banking experience as smooth and efficient as possible. Join us today and discover how our digital banking services can simplify your financial life!

Total Share Accounts: 438,612, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 1335 E Main St Othello WA 99344 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our net income of $19,800,695 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $46,523 in used auto loans and a total of $4,878,662,135 in loans and leases, we support our members' financial goals across various sectors.

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

For those looking for extra funding solutions, our total credit lines amounting to $1708221097 provide various borrowing options that can adapt to your changing needs. If you're considering refinancing any existing loans or are curious about eligibility options for any of our products, don't hesitate to reach out! We're here to answer all your questions and guide you through every step of the lending process. For more information or assistance regarding our loan offerings, feel free to contact us at 5093261954 or visit us at 1335 E Main St Othello Wa 99344. We're dedicated to helping you achieve financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971074899 in used vehicle loans and $186909428 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates and flexible terms make it easier than ever to drive away happy.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366047267, make buying or refinancing simple. We provide personalized guidance throughout the process to help you secure the best possible terms for your mortgage.

We also offer flexible terms on unsecured credit card loans, with a total of $198747957 in loans helping members manage their finances effectively. Our credit cards come with rewards and can assist you in making purchases while building your credit history.

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Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*