Spokane Teachers Kettle Falls WA Credit Union | Quick Personal Loans & ATM Services

Introduction

Welcome to Spokane Teachers Credit Union - Kettle Falls Branch, your trusted financial partner located at 375 W 3rd Ave, Kettle Falls, WA 99141. Established in 1934, we have proudly served our community for nearly a century, growing to support over 284,000 members with a strong commitment to personalized service and community impact. At Spokane Teachers, we believe that every member deserves reliable financial solutions tailored to their unique needs. With total assets exceeding $5.87 billion, we are dedicated to helping you achieve your financial goals, whether it's through checking and savings accounts, auto loans, or mortgage refinancing. Our team of approximately 913 employees, led by CEO Ezra Eckhardt and Board President Steven Jones, is here to provide expert guidance and support. While members can visit us at our Kettle Falls branch, official correspondence should be sent to the same address: 375 W 3rd Ave, Kettle Falls, WA 99141. We invite you to explore the wide range of services we offer including personal loans, credit cards with rewards, and business banking options designed with your success in mind. With total deposits of $248.1 million and a net worth of $633.9 million, Spokane Teachers Credit Union stands as a pillar of financial strength within our community. Our commitment extends beyond just numbers; it's about making a positive difference in the lives of our members. Ready to take the next step? Reach out to us at 509-326-1954 or visit our website at stcu.org for more information on how we can help you today!

Branch History & Mission

Community Impact

Our roots run deep in Kettle Falls, and we believe in giving back to the community that has supported us for so long. Through various initiatives and partnerships, we actively engage in efforts that enhance the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we are here to support you every step of the way. While members can visit us at 375 W 3Rd Ave Kettle Falls Wa 99141, official correspondence should be sent to 375 W 3rd Ave, Kettle Falls, WA 99141. If you have any questions or need assistance, feel free to reach out by calling us at (509) 326-1954 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM. Join us at Spokane Teachers Credit Union - Kettle Falls Branch and experience the benefits of being part of a cooperative institution that genuinely cares about its members and community. Together, we can build a brighter financial future for everyone!

Our Mission

At Spokane Teachers Credit Union, our mission is simple: to improve the financial well-being of our members while fostering a sense of community. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive not only to meet your banking needs but also to contribute positively to the local community through outreach programs and partnerships. We understand that the world is changing rapidly, which is why we continue to embrace digital advancements. Our services now include online and mobile banking options, making it easier than ever for you to manage your finances on-the-go. With features like electronic signatures and e-statements, we aim to provide an efficient and user-friendly experience for all our members.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on ensuring everyone can visit our branch comfortably. Our location features ADA-compliant entrances and ramps, making it easy for all members to access our services. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time during the week to stop by and take care of your banking needs. Whether you need to discuss loans, manage your accounts, or simply ask a question, our friendly staff is here to assist you.

Services Offered

At the Spokane Teachers Credit Union - Kettle Falls Branch, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. For those who prefer drive-thru banking, we provide basic services like deposits and withdrawals without leaving your vehicle. While members can visit us at 375 W 3rd Ave for all their banking needs, any official correspondence should be sent to the same address. If you have questions or need assistance before visiting, feel free to call us at 509-326-1954. We invite you to stop by and see how we can help you achieve your financial goals!

Member Eligibility

At Spokane Teachers, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial goals. If you live, work, or attend school in Stevens County, you're likely eligible to become part of our family! We welcome not only individuals but also businesses within this area, making it easy for everyone to access the benefits of membership. Our members enjoy personalized service, competitive rates, and a variety of financial products tailored to meet their needs. For a detailed look at the eligibility requirements and to see if you qualify, check out our website at http://www.stcu.org/business/why-stcu/business-membership. Getting started is simple! You can visit us at 375 W 3Rd Ave Kettle Falls Wa 99141 or give us a call at (509) 326-1954 to learn more about how to open your account. We're here to help you every step of the way as you embark on your financial journey with Spokane Teachers.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services offer you the tools to accept payments easily, whether online or in-store. This means smoother transactions for you and your customers, enhancing their experience and keeping them coming back. Visit us at 375 W 3Rd Ave Kettle Falls Wa 99141 in Kettle Falls, WA to learn more about how our business banking and commercial services can support your growth journey!

Comprehensive List Of Services

Business Banking

For small business owners, Spokane Teachers has a suite of business banking services that can help you thrive. Our merchant services simplify payment processing so you can focus on what matters most: growing your business. We also offer business loans designed to provide the funding needed for expansion or operations.

Digital Banking Convenience

In today's fast-paced world, digital banking is essential. At Spokane Teachers, we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Whether it's checking balances, transferring funds, or making payments, our online platform is user-friendly and secure. You can also access ATMs for cash withdrawals or balance checks conveniently throughout the area.

Drive-Thru & ATM Services

We understand that sometimes you need quick access to your accounts without stepping inside the branch. That's why we have basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our ATMs ensure you have 24/7 access to your funds. At Spokane Teachers, we're committed to providing comprehensive financial services that cater to every aspect of your financial life. Our knowledgeable team is here to assist you with any questions or needs you may have. For more information about how we can help you achieve your financial goals or to explore all of our services in greater detail, please call us at 509-326-1954 or visit our website at stcu.org. We look forward to serving you!

Personal Banking

Our personal banking services are designed with your everyday needs in mind. You can open checking and savings accounts that help you manage your money effectively. If you're dreaming of a new car or need to finance a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans tailored to fit your budget. In addition to these offerings, our personal loans and debt consolidation services provide you with flexibility and support during life's unexpected moments. Plus, don't forget about our credit cards with rewards perfect for earning points on your everyday purchases!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to receive e-statements. Say goodbye to paper clutter! With e-statements available, you can view your account statements electronically securely and conveniently. Plus, we offer electronic signature authorization, making it simple for you to sign documents without needing to visit a branch. If you're always on the move, our mobile application is perfect for you. It allows for mobile payments, so you can make purchases right from your smartphone. Whether you're grabbing coffee or shopping for groceries, using your phone has never been easier. For those moments when you need to send money quickly, we also provide person-to-person transfers helping you send cash to friends or family in no time (although please note that this feature isn't currently available).

Security You Can Trust

Your security is our top priority. We employ robust measures to keep your information safe while providing ease of use. Rest assured that all transactions made through our online banking services are secure and protected. With everything from real-time account management to convenient payment options at your fingertips, Spokane Teachers makes banking not just accessible but also enjoyable. Experience the benefits of digital banking today!

Financial Strength

Lending Capacity

Our capacity to lend is robust. We currently offer $46,523 in used auto loans and manage a total of $4,878,662,135 in loans and leases across various sectors. This broad lending capability enables us to help our members achieve their dreams whether it's buying a car or financing a new home.

Member Savings and Investments

Your savings are secure with us. We have $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

We are honored to have built trust within our community, as seen by our growing membership base of 284,132 members who choose to bank with us. With total share accounts reaching 438,612, it's clear that more people are relying on Spokane Teachers for their financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 375 W 3Rd Ave Kettle Falls Wa 99141 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our impressive $7,412,325 income, which empowers us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 889 full-time employees and 24 part-time employees dedicated to providing excellent service at every branch.

Our Financial Health

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

We believe in reinvesting back into our credit union to serve you better. With $546,662,482 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures. This commitment helps us support your financial goals effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find the right vehicle that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your operations, our team is here to assist you with your business financing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We work with you every step of the way to ensure you find the mortgage solution that best meets your needs.

Refinancing Options

If you're considering refinancing any existing loans or need assistance determining eligibility for our various loan products, our knowledgeable staff is ready to help guide you through the process. We believe that everyone deserves access to affordable financing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or want to discuss how we can help you achieve your financial goals, feel free to reach out to us at 509-326-1954 or visit us at 375 W 3Rd Ave Kettle Falls WA 99141. We're here to support you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. These credit cards can help you cover unexpected expenses while offering rewards and benefits tailored for our members.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are receiving fair and transparent offers. By ensuring that all participating lenders meet these rigorous standards, LendMesh provides a solid foundation for informed decision-making.

SPOKANE TEACHERS CREDIT UNION - Kettle Falls, WA

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Mortgage Loans

Personal Loans

Vehicle Loans

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Introduction

Branch History & Mission

Community Impact

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Drive-Thru & ATM Services

Personal Banking

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Lending Capacity

Member Savings and Investments

Member Trust

Operational Efficiency

Our Financial Health

Reinvestment for Growth

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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