Spokane Teachers Kennewick WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Spokane Teachers Credit Union - Southridge Financial Center, your trusted partner in financial growth and community support, located at 4842 W Hildebrand Blvd, Kennewick, WA 99338. Since our establishment in 1934, we have proudly served over 284,132 members, helping them achieve their financial dreams with a focus on personalized service and community impact. At Spokane Teachers, we understand that every member's journey is unique. That's why we offer a wide range of financial services tailored to fit your needs, whether you're looking for auto loans, mortgages, or savings accounts. With total assets of an impressive $5,872,400,967 and total deposits reaching $248,112,160, we are well-equipped to help you manage your finances effectively. Our net worth stands strong at $633,978,608, which reflects our commitment to stability and reliability. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of CEO Ezra Eckhardt and Board President Steven Jones, we strive to build lasting relationships within the community. With a workforce of 913 employees, our team is here to assist you from Monday to Friday during our operating hours of 8:30 AM to 5:30 PM. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 4842 W Hildebrand Blvd, Kennewick, WA 99337. We invite you to explore the various services we offer through our website at stcu.org, where you can also learn more about membership eligibility and account opening options. Whether you need assistance with loans totaling over 209,832 or simply want to check your balance online through our convenient digital banking tools, we are here for you every step of the way. Join us today and become part of a credit union that values community and commitment as much as you do! If you have any questions or need assistance, don't hesitate to give us a call at 509-326-1954. Your financial success is our priority!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements while ensuring ADA compliance for all members. Services like online banking and mobile applications enhance convenience without compromising security. Members can enjoy seamless access to their accounts anytime, anywhere. For those who prefer face-to-face interactions, our drive-thru service is available for quick transactions. With an ATM on-site, cash withdrawals are hassle-free as well. While members can visit us at 4842 W Hildebrand Blvd for all their banking needs, official correspondence should be sent to 4842 W Hildebrand Blvd, Kennewick, WA 99337 if different from the branch address.

Join Us

We invite you to experience the benefits of being part of Spokane Teachers Credit Union - Southridge Financial Center. Our dedicated team is here to help you navigate your financial journey with confidence. If you're looking for a supportive banking partner that truly cares about your success, look no further! Contact us today at 509-326-1954 or visit our website to learn more about how we can assist you in achieving your financial goals.

Our Mission

At the core of Spokane Teachers Credit Union is our mission to offer personal banking solutions that are not only reliable but also tailored to meet the diverse needs of our members. We understand that financial stability is essential for individuals and families alike, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just banking; we actively engage with our community through various outreach efforts and partnerships. Whether it's supporting local schools or hosting financial literacy workshops, we aim to make a positive impact in Kennewick and beyond.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking spaces available, including spots for those who require closer access. We also offer ADA-compliant features such as ramps to ensure that everyone can visit us without hassle. Whether you're coming in for a quick transaction or need assistance with more complex services, our friendly staff is here to help.

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 509-326-1954. Our team is always ready to assist you with a smile. Come visit us today at our Kennewick location and discover how we can help you achieve your financial goals!

Operating Hours

We understand that life can be busy! That's why we offer convenient lobby hours from Monday through Friday, 8:30 AM to 5:30 PM. If you're on the go, take advantage of our drive-thru service for deposits and withdrawals without leaving your vehicle.

Services Offered

At Spokane Teachers Credit Union - Southridge Financial Center, we provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we are here to support you every step of the way. Plus, with an ATM available on-site and online banking options, managing your finances has never been easier.

Member Eligibility

Becoming a member of Spokane Teachers is like joining a friendly neighborhood where everyone looks out for one another. If you live, work, or attend school in the area, you're likely eligible to join our community! We believe that everyone deserves access to affordable financial services and support. To learn more about specific eligibility requirements and how you can become part of our family, visit our website at http://www.stcu.org/business/why-stcu/business-membership. The process of opening an account is straightforward and welcoming. Just stop by our branch located at 4842 W Hildebrand Blvd Kennewick Wa 99338, or give us a call at (509) 326-1954 if you have any questions. We're here to help you take that first step toward a brighter financial future with us at Spokane Teachers!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services are designed to simplify your payment processes. Imagine being able to accept payments from customers easily and securely, whether they're shopping online or visiting your storefront. Our tools help you manage transactions efficiently, giving you more time to focus on what you do best running your business. At Spokane Teachers, we are dedicated to empowering local businesses like yours. Let's work together to turn your vision into reality! For more information, visit us or give us a call at (509) 326-1954.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand the importance of reliable banking services. Our business banking offerings include merchant services and business loans tailored to support your growth. Whether you're starting a new venture or expanding an existing one, we're here to assist you every step of the way.

Embracing Technology for Convenience

At Spokane Teachers Credit Union - Southridge Financial Center, we recognize the importance of convenience in today's fast-paced world. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, and pay bills right from your smartphone or computer saving you time and hassle. With ATM access available for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Flexible Financing Options

In addition to mortgages and auto loans, we offer personal loans designed for debt consolidation or unexpected expenses. Life can be unpredictable; having access to personal financing can provide peace of mind when you need it most. Plus, with credit cards that come with rewards, you can earn benefits on everyday purchases turning spending into savings!

Join Us Today!

We invite you to visit us at 4842 W Hildebrand Blvd Kennewick Wa 99338 or give us a call at (509) 326-1954 to learn more about how our comprehensive services can benefit you. At Spokane Teachers, we are committed to helping our members achieve their financial goals while providing outstanding service with a personal touch. Don't wait come see how we can support your journey today!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money safe but also offers easy online access so you can manage your funds anytime, anywhere. With our savings accounts, you can grow your money while enjoying competitive interest rates. For those looking to buy a vehicle, our auto loans and vehicle financing options make it simple and straightforward. Picture driving off in a new car with a loan that fits your budget perfectly. If you're considering homeownership or refinancing an existing mortgage, our mortgage loans provide flexible terms to help you secure the best deal.

Digital & Online Banking

At Spokane Teachers, we understand that convenience and security are essential when it comes to managing your finances. That's why we've made our digital and online banking services easy to access and user-friendly, allowing you to take control of your accounts anytime, anywhere. With our robust online banking platform available at https://stcu.org/, you can enjoy 24/7 access to your account. This means no more waiting for business hours; your bank is always open! Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, if you prefer paperless options, we offer e-statements for quick and easy access to your financial records without the clutter. Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, so you don't have to worry about printing or mailing anything. You can complete transactions with confidence knowing that your information is protected. For those on the go, our mobile application makes banking even more convenient. With features like mobile payments, managing your finances has never been simpler. You can easily make purchases or send money without having to dig through your wallet. While we currently don't offer person-to-person transfers, we're always looking for ways to enhance our services based on member feedback. Your banking experience should be as smooth as possible, which is why we continuously strive to improve. Join us at Spokane Teachers and experience the ease of digital banking that fits into your lifestyle. For more information about our services or to get started with online banking today, visit https://stcu.org/!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 438,612, show a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being means that you can rely on us now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 4842 W Hildebrand Blvd Kennewick Wa 99338 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $46,523 in used auto loans and $4,878,662,135 in total loans and leases, we support members' financial goals across various sectors.

Secured Savings for Members

Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

Whether you're interested in refinancing options or exploring eligibility criteria for any of our loan products, our team is ready to assist you. You can reach us at (509) 326-1954 or visit us at 4842 W Hildebrand Blvd Kennewick Wa 99338 in Kennewick, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Spokane Teachers help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you can drive away with the right vehicle at a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We're here to guide you through every step of the process, from initial application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to give you more value for your spending.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By aggregating information from legitimate financial institutions, LendMesh guarantees that the loan options presented are both current and trustworthy.

Key Benefits

- Verified Data: All loan offers come from established lenders, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the comparisons reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions that suit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits of using this tool. If you're ready to explore your loan options, compare real-time offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.