Spokane Teachers Creston WA Credit Union | Top Checking & Auto Loans

Introduction

Welcome to Spokane Teachers Credit Union - Creston Branch, your trusted financial partner located at 290 Watson St NW, Creston, WA 99117. Since our establishment in 1934, we have proudly served over 284,132 members, building a strong community foundation based on trust and support. With total assets exceeding $5.87 billion, we are committed to offering personalized banking solutions that meet the diverse needs of our members. At Spokane Teachers, we believe in fostering relationships that last a lifetime. Whether you're looking for checking and savings accounts, auto loans, or business banking services, our dedicated team is here to help you every step of the way. Under the leadership of CEO Ezra Eckhardt and Board President Steven Jones, we strive to empower our members with financial tools designed for success. For those who need assistance beyond regular banking hours, we offer convenient drive-thru services and ATM access for easy transactions. If you would like to learn more about what we can do for you or discuss your financial goals, don't hesitate to reach out at 509-326-1954. While members can visit us at 290 Watson St NW, official correspondence should be sent to the same address as it serves both as our physical location and mailing address. Come discover how Spokane Teachers Credit Union can make a positive impact on your financial journey today! Visit us online at stcu.org for more information about our services and membership benefits. We look forward to welcoming you into our credit union family!

Branch History & Mission

At Spokane Teachers Credit Union - Creston Branch, we take pride in our rich history and commitment to our members and community. Established in 1934, our branch has been a cornerstone for financial services in Creston, WA. Over the decades, we have grown alongside our members, adapting to their needs while maintaining our core values of trust and service. Located at 290 Watson St NW, just a stone's throw from local landmarks that define our charming town, we have become more than just a financial institution; we are a community partner. Our journey began with a handful of dedicated members seeking better financial options. Today, we serve over 284,000 members with total assets amounting to an impressive $5,872,400,967. This growth reflects not only the trust placed in us but also our unwavering commitment to providing excellent service. Our mission is simple yet profound: to empower our members through financial education and accessible services while fostering community spirit. We strive to offer a wide range of personal banking solutions including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. Our goal is to ensure that everyone in Creston has the resources they need to achieve their financial dreams. While you can visit us at our branch for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 4:00 PM we also embrace modern technology. With features like online and mobile banking, ATM access, and drive-thru services available for quick transactions, we ensure that banking is convenient for everyone. Creston Branch believes in giving back. We actively engage in community outreach efforts and partnerships that uplift those around us. By supporting local initiatives and educational programs, we reinforce our mission of enriching the lives of our members beyond just financial transactions. If you're looking for a credit union that puts you first and values your community as much as you do, consider joining Spokane Teachers Credit Union - Creston Branch. Experience firsthand how we can help you navigate your financial journey with confidence and care. Call us today at 509-326-1954 or visit our website for more information on membership!

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Whether you're coming from downtown or nearby Lincoln County, you'll find our location is easily accessible. We're just a short drive away from local landmarks like the Creston Park and the historic downtown area, making it a breeze to drop by while you're out and about. For those who prefer to drive, we offer ample parking right outside our door. Plus, our branch is equipped with ADA-compliant features ensuring that everyone can enjoy easy access.

Operating Hours and Services Offered

Our lobby hours are designed to accommodate your busy schedule, open Monday through Friday from 8:30 AM to 4:00 PM. Here at Spokane Teachers Credit Union, we provide a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for a quick transaction, our drive-thru banking service allows for simple deposits and withdrawals without leaving your car.

Stay Connected

For any questions or assistance, feel free to reach us at 509-326-1954. Our team is always ready to help you navigate your financial journey. While members can visit us at 290 Watson St NW for all their banking needs, official correspondence should be sent to the same address.

Visit Us Today!

Come see how Spokane Teachers Credit Union - Creston Branch can support you in achieving your financial goals. We look forward to welcoming you soon!

Member Eligibility

Joining the Spokane Teachers community at Spokane Teachers is a wonderful opportunity for anyone looking to enjoy the benefits of being part of a supportive and friendly financial institution. To become a member, you simply need to meet a few eligibility criteria, which primarily focus on your connection to education be it as a teacher, student, or even a family member of someone involved in education. This inclusive approach means many people can join and take advantage of our personalized services. For more detailed information on eligibility requirements, feel free to check out this link. Once you're ready to join, opening an account at Spokane Teachers is straightforward and welcoming. You can visit us at 290 Watson St Nw Creston Wa 99117, where our friendly staff will guide you through the process. If you have any questions or need assistance, don't hesitate to call us at (509) 326-1954. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services provide easy solutions for accepting payments, allowing you to focus on what you do best running your business. Imagine effortlessly processing sales, managing transactions online, and providing customers with a smooth checkout experience. That's what we aim to deliver at Spokane Teachers, located at 290 Watson St Nw Creston Wa 99117 in Creston, WA. Explore how we can empower your business today by visiting us or checking out our website at Spokane Teachers Credit Union - Creston Branch.

Comprehensive List Of Services

Business Support

For entrepreneurs and small business owners, Spokane Teachers offers robust banking solutions including merchant services and business loans. We know how important it is for businesses to have reliable financial partners, so we strive to provide flexible options that help you grow.

Digital Banking Convenience

In today's fast-paced world, accessing your finances anytime, anywhere is crucial. Our comprehensive online and mobile banking services ensure that you can manage your accounts effortlessly from the comfort of your home or on the go. With features like secure ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for quick transactions, convenience is at the heart of what we do.

Get in Touch

With friendly staff ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 4:00 PM, there's always someone available to answer your questions or guide you through our services. Feel free to reach out by calling us at (509) 326-1954 or visit us at 290 Watson St Nw Creston Wa 99117 in Creston, WA. Whether you're opening an account or exploring loan options, we're here to make your financial journey smooth and rewarding. Come see how Spokane Teachers can help you achieve your financial goals today! For more information about our services, visit us online at Spokane Teachers Credit Union - Creston Branch.

Loans Made Easy

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether you need funds for a special project or want to simplify your payments, we have options that work for you. Don't forget about our credit cards with rewards, perfect for those who want to earn benefits while making everyday purchases.

Personal Banking

Managing your personal finances should be straightforward and convenient. With our checking and savings accounts, you can easily keep track of your money while earning competitive interest rates. If you're looking for financing options, our auto loans and vehicle financing can help you get on the road with favorable terms that fit your budget. For those considering homeownership, we offer mortgage loans and refinancing solutions tailored to your financial situation.

Digital & Online Banking

Key Features

Security is a top priority for us. With features like electronic signature authorization, you can sign important documents securely without needing to visit a branch. You'll also enjoy the option of receiving e-statements, which not only helps the environment but also keeps your financial information organized and easily accessible. For those who prefer managing their accounts on their mobile devices, our mobile application offers robust functionality. You can make mobile payments quickly and safely, ensuring that transactions are just a tap away. While person-to-person transfers aren't available at this time, our other services more than compensate by providing flexibility in how you handle your finances. Whether you're at home or out and about, Spokane Teachers provides the tools you need for effective account management. Join us today and discover how easy banking can be!

Financial Strength

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a robust financial foundation that empowers our community and enhances the services we offer. With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $46,523 in used auto loans and an impressive $4,878,662,135 in total loans and leases. Our operational efficiency is reflected in our $19,800,695 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 438,612, showing a strong and growing member base that trusts us with their finances. This illustrates the deep connections we have built within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 290 Watson St Nw Creston Wa 99117 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is ready to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand. We cater to various business needs, whether it's for equipment financing or working capital. At Spokane Teachers, we also recognize that refinancing options can be beneficial for many borrowers. If you're considering refinancing any existing loans or exploring eligibility for our products, don't hesitate to reach out. Our knowledgeable team is here to guide you through your options and find solutions that work best for you. For more information about our loan offerings or to discuss which product suits your needs best, please contact us at (509) 326-1954. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,047,267, make buying or refinancing simple. We provide personalized support to help you navigate the mortgage process, ensuring that you find a plan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans, totaling $198,747,957. These loans provide you with the freedom to handle unexpected costs or make purchases without dipping into your savings.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Users can trust that they are viewing legitimate loan options tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market landscape. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using a tool designed with user needs in mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPOKANE TEACHERS CREDIT UNION - Creston, WA

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Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Creston, WA (99117)

Introduction

Branch History & Mission

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Operating Hours and Services Offered

Stay Connected

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Support

Digital Banking Convenience

Get in Touch

Loans Made Easy

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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