Spokane Teachers Coulee Dam WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Spokane Teachers Credit Union - Coulee Dam Branch, we believe in building strong, lasting relationships with our members and the community. Located at 402 N Columbia Ave, Coulee Dam, WA 99116, our branch has been a trusted financial partner since 1934. We are proud to serve 288,963 members, offering a wide range of services designed to meet your individual and business needs. With total assets reaching an impressive $5,923,073,731 and total deposits of $215,803,902, Spokane Teachers Credit Union is committed to financial stability and growth. Our dedicated team of 948 employees, led by CEO Ezra Eckhardt and Board President Steven Jones, works tirelessly to ensure that your banking experience is seamless and supportive. While you can visit us at our branch for personal service, please note that official correspondence should be directed to our mailing address: 402 N Columbia Ave, Coulee Dam, WA 99116. We offer a variety of financial products including auto loans, mortgages, personal loans, and business banking services. Our commitment to member satisfaction is evident in everything we do from competitive rates on loans to the convenience of online and mobile banking. As part of our ongoing dedication to the community, we also provide educational resources to help you make informed financial decisions. If you're looking for a credit union that prioritizes your needs and fosters a sense of community trust, look no further than Spokane Teachers Credit Union - Coulee Dam Branch. We invite you to reach out with any questions or stop by during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. You can also call us at 509-326-1954 for assistance. Join us today in making your financial goals a reality! Visit our website at stcu.org for more information or to get started on your journey with us.

Branch History & Mission

Join Us

As we continue to grow and adapt in an ever-changing world embracing advancements in online and mobile banking we invite you to become part of our family at Spokane Teachers Credit Union - Coulee Dam Branch. Experience firsthand the dedication that drives us every day. Join us today and discover how we can work together towards your financial success! For any inquiries or assistance, feel free to reach out at 509-326-1954 or visit us online at stcu.org.

Our Journey

The story of Spokane Teachers Credit Union began with a simple mission: to provide accessible financial services to teachers and their families. As we opened our doors in 1934, we embraced the values of trust, service, and community support. Over the years, we expanded our offerings beyond just teachers to welcome all residents of Coulee Dam and surrounding areas. Our commitment to helping members achieve their financial goals has fueled our growth; today, we proudly manage assets totaling over $5.9 billion. Our branch is equipped with modern conveniences like an ATM and drive-thru services, ensuring that banking remains easy and accessible for everyone. We maintain operating hours from Monday to Friday, 8:30 AM to 5:30 PM, so you can visit us when it suits you best.

Our Mission

At Spokane Teachers Credit Union, our mission goes beyond traditional banking. We are dedicated to improving the lives of our members while fostering a strong sense of community. We believe in providing personalized financial solutions that empower individuals and families to thrive. Whether you're looking for personal banking options like checking accounts or loans for vehicles and homes, we're here to help every step of the way. We also recognize the importance of giving back. Through various outreach programs and partnerships within Coulee Dam and beyond, we strive to uplift those around us. Our efforts not only reflect our values but also strengthen the bonds within our community. While you can visit us at our physical location on N Columbia Ave for all your banking needs, please note that official correspondence should be sent to the same address: 402 N Columbia Ave, Coulee Dam, WA 99116.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spots to accommodate all members. Everyone deserves easy access to their finances, and we've designed our space to be welcoming for everyone.

Convenient Location

Situated near popular local landmarks, our branch is easy to find and reach. You'll notice that we're just a short drive from the scenic Grand Coulee Dam, making it convenient for both locals and visitors alike. Parking is readily available right outside the branch, ensuring a hassle-free experience as you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 509-326-1954. Our friendly staff is always ready to help! We invite you to stop by Spokane Teachers Credit Union - Coulee Dam Branch today; we look forward to serving you!

Operating Hours and Services

You can visit us Monday through Friday from 8:30 AM to 5:30 PM, allowing ample time during your day for banking needs. At Spokane Teachers Credit Union - Coulee Dam Branch, we offer a range of services tailored to meet your financial needs whether it's personal banking like checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions. If you prefer the convenience of banking on-the-go, we also provide online and mobile banking options. Plus, enjoy the ease of ATM services available right at our location along with a drive-thru for quick deposits and withdrawals.

Member Eligibility

At Spokane Teachers, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of a caring community, you'll be glad to know that eligibility is quite simple. You can join us if you live, work, or worship in the local area or if you're a family member of someone who already has an account with us. This means that whether you're just starting your financial journey or seeking new options, there's a place for you here. As a member, you'll enjoy personalized service, competitive rates, and a range of products designed to help you achieve your financial goals. To find out more about our eligibility requirements, feel free to check out the detailed information at http://www.stcu.org/business/why-stcu/business-membership. And when you're ready to open an account and start enjoying the benefits of membership, don't hesitate to give us a call at (509) 326-1954. We're located at 402 N Columbia Ave Coulee Dam Wa 99116, and our team is here to assist you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,082 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $474 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,219,116, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify everyday transactions. Whether you're processing credit card payments or managing payroll, our services help streamline your operations so you can focus on what matters most growing your business. Located at 402 N Columbia Ave Coulee Dam Wa 99116 in Coulee Dam, WA, we're here to partner with you every step of the way. For more information, give us a call at (509) 326-1954. Let's build your business together!

Comprehensive List Of Services

Accessibility and Member Support

Located at 402 N Columbia Ave in Coulee Dam, WA 99116, our branch is committed to making banking straightforward for everyone. You can reach us at 509-326-1954 during our lobby hours from Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking for advice on opening an account or need assistance with any of our services, our friendly staff is here to help. We invite you to explore all the ways Spokane Teachers Credit Union - Coulee Dam Branch can support your financial journey. Visit us online at stcu.org or stop by today!

Business Banking Services

For our business members, we provide comprehensive banking solutions that include merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we strive to support local enterprises with the resources they need to thrive.

Digital Banking Convenience

In today's fast-paced world, online and mobile banking are essential. At Spokane Teachers Credit Union - Coulee Dam Branch, we offer user-friendly online banking and mobile application services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your device. We also provide ATM services for quick cash withdrawals and balance checks. If you prefer in-person transactions, our drive-thru service makes it easy for you to complete deposits or withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. For those looking to purchase a vehicle, we offer auto loans and vehicle financing options that fit various budgets. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms. If you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans are here to assist. Plus, with our credit cards featuring rewards programs, every purchase can earn you points toward great benefits.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. It's user-friendly and offers features like mobile payments, so you can make purchases directly from your phone. You'll also appreciate the option for electronic signature authorization, which streamlines processes like loan applications and account openings no more waiting for paper forms! For those who prefer a paperless approach, e-statements are available too. This not only helps the environment but also keeps your financial information secure and easily accessible right from your device. We believe in keeping things personal as well. While person-to-person transfers aren't available at this time, our other services still allow you to manage your finances effectively. If you ever have questions or need assistance, feel free to reach out to us at (509) 326-1954 we're here to help! In summary, Spokane Teachers combines security and convenience in all our digital banking offerings. Experience hassle-free banking today with us!

Financial Strength

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliable and trustworthy banking services. With a net worth of $622,978,368, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $944,394,679 in share certificates and $1,550,413,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $243,772,630, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further underscored by having $551,467,995 in undivided earnings. This means we reinvest in innovative banking tools and stronger lending options to serve our members better. With $48,831 in used auto loans and a total of $4,955,156,720 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $5,374,479, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The health of our organization is also evident through the number of accounts we manage 447,318 total share accounts show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which allows us to focus on providing excellent service without overextending ourselves financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 402 N Columbia Ave Coulee Dam Wa 99116 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Services

Our commitment doesn't stop at lending; we also provide personal banking services like checking and savings accounts along with online and mobile banking for added convenience. You can reach us at our branch located at 402 N Columbia Ave Coulee Dam WA 99116, or call us directly at 509-326-1954 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. At Spokane Teachers Credit Union, we prioritize your financial well-being by providing reliable services tailored to meet your unique needs. Let us help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,067,862,462 in used vehicle loans and $214,723,765 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles that can make your purchase more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $900,219,116 provide the capital needed to grow and expand your operations. We recognize the importance of supporting local businesses and are committed to offering tailored solutions to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $376,438,878, make buying or refinancing simple. We believe that everyone should have access to affordable housing solutions. If you're considering refinancing your current mortgage or looking for eligibility options, our team is ready to assist you in navigating through these choices.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,204,484 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can fit seamlessly into your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with clear insights into their borrowing options, making it easier for them to choose the right loan. LendMesh ensures accurate loan comparisons through a meticulous data sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. The benefits of using LendMesh are significant. First, Verified Data means that loan offers come from legitimate financial institutions, ensuring transparency in what is presented to users. Second, No Sponsored Listings assures that lenders are not prioritized based on paid promotions this commitment to unbiased results sets LendMesh apart in the crowded marketplace of loan comparison tools. Finally, with Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions tailored to their unique financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits experienced by real users and adds credibility to LendMesh's offerings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPOKANE TEACHERS CREDIT UNION - Coulee Dam, WA

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Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Coulee Dam, WA (99116)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Matter

Comprehensive List Of Services

Accessibility and Member Support

Business Banking Services

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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