Nestled in Stevens County, our branch is close to local landmarks that make it easy to find us. If you're near Chewelah City Park or the Chewelah Golf Course, just a quick drive will bring you right to our door. We offer ample parking spaces and are proud to be ADA compliant, ensuring everyone can access our services comfortably.
While members can visit us at our branch location, if you need to send any official correspondence, please use our mailing address: 111 S 2nd St E, Chewelah, WA 99109. Have questions? Don't hesitate to call us at 509-326-1954 we're always happy to assist! Come by and see how Spokane Teachers Credit Union can help you achieve your financial goals today!
We understand that life can be busy, which is why we're open Monday through Friday from 8:30 AM to 5:30 PM. This schedule allows you to visit us at a time that works best for you. At Spokane Teachers Credit Union - Chewelah Branch, we provide a variety of services tailored to fit your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? We also have an ATM available on-site for quick withdrawals and balance checks. For those who prefer a drive-thru experience, we've got you covered! Our basic drive-thru service allows for deposits, withdrawals, and simple transactions without leaving your vehicle.
Imagine running your daily transactions smoothly while keeping your cash flow healthy. Our merchant services provide the tools you need to accept payments easily and efficiently. From credit card processing to point-of-sale systems, we help streamline operations so you can focus on what you do best growing your business. Located conveniently at 111 S 2Nd St E Chewelah Wa 99109, Chewelah, WA, we are here to support your journey every step of the way. Let's build something great together!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.
At Spokane Teachers, located at 111 S 2Nd St E Chewelah Wa 99109, we strive to meet all your financial needs under one roof. Our knowledgeable staff is ready to assist you Monday through Friday from 8:30 AM to 5:30 PM. If you're in need of reliable financial solutions or simply have questions about how we can help you reach your goals, don't hesitate to call us at (509) 326-1954. Join us today at Spokane Teachers Credit Union - Chewelah Branch, where we put members first and aim to create lasting relationships built on trust and support!
Our credit cards with rewards give you more than just purchasing power; they also reward you for your spending. Earn points for travel, cash back, or other perks that make every dollar count. For local businesses, we offer comprehensive business banking services, including merchant services and business loans. We believe in supporting our community by helping local entrepreneurs thrive. From startup funding to day-to-day banking needs, we're here for you.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even apply for loans right from your smartphone or computer. For immediate cash needs, our ATM & cash withdrawal services ensure that access to your money is always within reach. With basic drive-thru banking available for deposits and withdrawals, we're here to make banking as easy as possible.
We understand that personal banking is about more than just transactions; it's about building relationships. Our checking and savings accounts are designed to fit your lifestyle, offering easy access to your money with competitive interest rates. Imagine having peace of mind knowing that your funds are secure while still earning dividends. When it comes to financing your dreams, our auto loans and vehicle financing options make purchasing a new car or refinancing an existing loan simple and straightforward. We work with you to find terms that suit your budget, ensuring you can hit the road without stress. For those big life moments, like buying a home, our mortgage loans and refinancing solutions provide tailored plans to help you navigate the home-buying process. Whether you're a first-time buyer or looking to refinance, our experts are here to guide you every step of the way. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options offer flexible terms and competitive rates. You can breathe easier knowing there's a path forward without overwhelming monthly payments.
One of the standout features of our online banking is electronic signature authorization. This means that signing documents electronically is not only easy but also safe, giving you peace of mind while saving time. Additionally, if you prefer going paperless, we offer e-statements that allow you to view your account statements online whenever you need them. While person-to-person transfers aren't available right now, rest assured that we are continuously looking for ways to enhance our services. For those who love convenience, you can manage all your banking activities from anywhere, thanks to our robust online banking system. At Spokane Teachers, we prioritize your security. Our systems are built with advanced safety measures to protect your personal information and transactions. You can bank with confidence knowing that we take the security of your data seriously. In summary, whether you're using our mobile application or accessing online banking from a computer, you'll find that managing your finances has never been easier or more secure. Join us today and experience the future of banking at Spokane Teachers!
Our success is evident through our total share accounts: 438,612, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, underscoring our dedication to fostering community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 111 S 2Nd St E Chewelah Wa 99109 or call (509) 326-1954 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
We are dedicated to enhancing your experience through our $546,662,482 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is robust, with $46,523 in used auto loans and $4,878,662,135 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $7,412,325, which empowers us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 889 full-time employees and 24 part-time employees who are committed to providing personalized service.
With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings with $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you. With non-member deposits at $335,368,031, our commitment to our members remains unwavering.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $971074899 in used vehicle loans and $186909428 in new vehicle loans already helping members get on the road. We have financing options that cater to both new and used vehicles, ensuring you can drive away with confidence.
For business owners, our outstanding commercial loans totaling $902579724 provide the capital needed to grow and expand your business. We support local entrepreneurs with flexible financing solutions tailored to meet their needs.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366047267, make buying or refinancing simple. We provide tailored solutions that fit your unique situation and help you navigate the mortgage process smoothly.
If you're considering refinancing any existing loans, we have options available that can help reduce your monthly payments or lower your interest rate. Our team is ready to assess your current situation and guide you through the refinancing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Spokane Teachers, we prioritize your financial well-being by offering various loan products suited for different needs. Whether it's auto financing, mortgages, or credit cards, we're dedicated to finding the right solution for you!
We also offer flexible terms on unsecured credit card loans, with a total of $198747957 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs designed to benefit you.
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