Spokane Teachers Cheney WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Spokane Teachers Credit Union - Cheney Branch, your trusted partner in financial services located at 2718 1St St, Cheney, WA 99004. Established in 1934, we have built a strong community presence with over 284,000 members who rely on us for their banking needs. Our commitment to our members is evident in our impressive total assets of $5,872,400,967, which allows us to provide a wide range of services tailored just for you. At Spokane Teachers, we understand that every financial journey is unique. That's why we offer personalized solutions like auto loans, mortgages, and business banking services designed to help you achieve your goals. With a dedicated team of 913 employees, led by our CEO Ezra Eckhardt and Board President Steven Jones, we strive to create a welcoming environment where your financial aspirations can thrive. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to the same address: 2718 1st St, Cheney, WA 99004-2032. Our friendly staff is always ready to assist you during our operating hours from Monday to Friday, 8:30 am to 5:30 pm. With a robust net worth of $633,978,608 and total deposits amounting to $248,112,160, we ensure that your funds are secure and accessible whenever you need them. Explore our offerings today at stcu.org or give us a call at 509-326-1954. Your financial well-being is our priority!

Branch History & Mission

Community Impact

Spokane Teachers Credit Union is not just about numbers; it's about people and the communities we serve. We actively engage in various outreach programs aimed at supporting local schools, charities, and events. By partnering with organizations that share our values, we strive to make a positive impact in Cheney and beyond. While members can visit us at 2718 1st St for personal banking needs such as checking accounts, auto loans, mortgages, and more, we also offer drive-thru banking for added convenience. For any official correspondence, please direct your mail to 2718 1st St, Cheney, WA 99004-2032.

Evolution of Spokane Teachers Credit Union

From our humble beginnings, we have evolved into a leading financial institution that prioritizes the needs of our community. Our mission is simple yet powerful: to provide accessible financial services while enhancing the quality of life for our members. We believe in fostering financial literacy and offering resources that empower individuals to make informed decisions about their finances. This mission drives everything we do at our Cheney branch. Throughout the years, we have embraced advancements in technology to ensure that banking is convenient and efficient for all our members. Our digital platforms include online banking and mobile payment options, making it easier than ever to manage your finances on the go. We also prioritize accessibility and compliance with ADA standards to serve all members of our community effectively.

Join Us!

We invite you to become part of the Spokane Teachers Credit Union family. Experience personalized service and community-focused banking that puts you first. Whether you're looking for a loan or just want assistance with your everyday banking needs, we're here for you during our operating hours from Monday through Friday from 8:30 am to 5:30 pm. For inquiries or assistance, feel free to call us at 509-326-1954 or visit our website at stcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Spokane Teachers Credit Union - Cheney Branch, your friendly neighborhood banking partner located at 2718 1st St in Cheney, WA. We're proud to serve our community with convenient access to a wide range of financial services. Whether you're stopping by for everyday banking needs or seeking specialized loan options, our branch is here to help you every step of the way. Situated near popular local landmarks, our branch is easy to find and reach. With ample parking available, visiting us is a breeze. Our facility is designed with accessibility in mind, ensuring that everyone can comfortably access our services. Plus, we offer ADA-compliant features such as ramps for those who may need additional assistance. At Spokane Teachers Credit Union, we know your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to drop in before or after work. If you prefer banking on the go, we also have an ATM available for quick withdrawals and balance checks right outside our branch. For those who enjoy the convenience of drive-thru banking, we're happy to provide that option too! You can complete simple transactions like deposits and withdrawals without leaving your car. While you can reach us at (509) 326-1954 for any inquiries or assistance, don't hesitate to swing by and discover what makes Spokane Teachers Credit Union special. We look forward to welcoming you soon!

Member Eligibility

At Spokane Teachers, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to join us, you'll be pleased to know that eligibility is open to anyone who works or lives in the Spokane area, along with their family members. This means whether you're an educator, a local business employee, or simply a resident of Cheney, WA, you can take advantage of our services and support. Becoming a member at our branch not only offers you access to competitive rates and personalized service but also connects you with a network that genuinely cares about your financial journey. To learn more about the specific criteria for membership, feel free to visit our detailed eligibility page at http://www.stcu.org/business/why-stcu/business-membership. We're excited to welcome you into our family! If you have any questions or need assistance during the process, don't hesitate to call us at (509) 326-1954. Your path to becoming part of Spokane Teachers starts here at 2718 1St St, Cheney, WA 99004!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4,005 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $487 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $902,579,724, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient transactions are crucial. Our merchant services empower businesses to accept payments seamlessly, whether in-person or online. Imagine serving your customers quickly at checkout while managing inventory effortlessly our tools make this possible. At Spokane Teachers, we equip you with the resources you need to focus on what matters most: growing your business. Explore how our dedicated team can partner with you on your journey to success right here at 2718 1St St Cheney Wa 99004 in Cheney, WA. Your business deserves the best financial support!

Comprehensive List Of Services

Business Banking

For local businesses, we offer robust business banking solutions. From merchant services to business loans, we're committed to helping you thrive in the community. Your success is our priority, and we tailor our services to meet the specific needs of small businesses.

Convenience at Your Fingertips

We also pride ourselves on providing convenient access to cash through our ATM and cash withdrawal services, available both at our branch and via an extensive network of ATMs. If you're in a hurry, take advantage of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Earn points on everyday purchases that can be redeemed for exciting rewards, making every swipe work harder for you.

Get Started Today!

With all these great services available at Spokane Teachers Credit Union - Cheney Branch, there's no better time than now to take charge of your financial future! Feel free to reach out at (509) 326-1954 if you have questions or want more information about how we can assist you. Join us today and discover how easy managing your finances can be!

Mortgage Solutions

Homeownership dreams can become a reality with our competitive mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your interest rate, our team will guide you through the process smoothly.

Personal Banking

Managing your personal finances has never been easier with our diverse offerings. We provide checking and savings accounts designed to fit various lifestyles and financial goals. Imagine easily accessing your funds through online and mobile banking check balances, transfer money, or pay bills right from your phone! If you're considering purchasing a car or want to refinance your current vehicle, our auto loans and vehicle financing options can help you drive away in style without breaking the bank. Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can assist in simplifying your payments while giving you peace of mind.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills without needing to visit a branch. For those who prefer to do things on the go, our mobile application makes it even easier. Whether you're at home or out and about, you can handle your banking tasks right from your smartphone. Security is a top priority for us. We provide electronic signature authorization, which means you can sign documents securely online without any hassle. Plus, you'll have access to e-statements, making it easy to keep track of your account activity without the clutter of paper statements. If you enjoy the convenience of mobile payments, you'll be pleased to know that we support this feature too. Simply link your accounts with popular mobile payment apps for quick and secure transactions. While we currently don't offer person-to-person transfers, our other features ensure that managing your finances remains straightforward. At Spokane Teachers, we believe in making banking accessible for everyone. Our digital services are designed to be intuitive and easy to navigate so you can focus more on what matters most in your life. Explore our digital offerings today by visiting https://stcu.org/ and experience banking that fits your lifestyle!

Financial Strength

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your financial future is secure and prosperous. With a net worth of $633,978,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $46,523 in used auto loans and a total of $4,878,662,135 in loans and leases available for your needs. Our operational efficiency is reflected in our net income of $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 438,612, showcasing a strong and growing member base that trusts us with their finances. This commitment to service ensures that we remain an integral part of the community here at Cheney. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 2718 1St St Cheney Wa 99004 or call 509-326-1954 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we offer personal loans for debt consolidation and other needs. Our goal is to ensure that you have access to financing that is straightforward and beneficial. If you are interested in any of these loan products or would like to explore refinancing options and eligibility criteria further, please visit us online at stcu.org or contact us directly at the number provided above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you pave the way toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $971,074,899 in used vehicle loans and $186,909,428 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have flexible financing options to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $902,579,724 provide the capital needed to grow and expand your business. Whether you're looking for funding for equipment purchase or operational costs, we have tailored solutions just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $198,747,957 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your spending power while keeping your finances manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $366,047,267, designed to fit your specific needs. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our knowledgeable staff will help guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPOKANE TEACHERS CREDIT UNION - Cheney, WA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cheney, WA (99004)

Introduction

Branch History & Mission

Community Impact

Evolution of Spokane Teachers Credit Union

Join Us!

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options That Empower Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking

Convenience at Your Fingertips

Credit Cards & Rewards

Get Started Today!

Mortgage Solutions

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Additional Financing Options

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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