SPOKANE TEACHERS CREDIT UNION - Ponderay, ID

Welcome to the Spokane Teachers Credit Union - Bonner County Branch, your trusted partner in financial well-being located at 477123 Highway 95, Ponderay, ID 83852. Since our establishment in 1934, we have been dedicated to serving our community with integrity and care. With a proud membership of 284,132 and total assets reaching an impressive $5,872,400,967, we are committed to providing you with reliable financial solutions that truly meet your needs. At Spokane Teachers Credit Union, we understand that every member has unique financial goals. Whether you're looking for personal banking options like checking and savings accounts, or financing for your next vehicle or home, we offer a range of services tailored just for you. We also provide business banking solutions, ensuring that local businesses can thrive alongside our community. Our leadership team, led by CEO Ezra Eckhardt and Board President Steven Jones, is passionate about fostering a supportive environment where members feel valued and empowered. With 913 employees ready to assist you during our operating hours from 8:30 AM to 5:30 PM, we're here to help you navigate your financial journey. While members can visit us at our Ponderay branch, official correspondence should be sent to the same address. You can also reach us easily by phone at 800-858-3750 or explore more about our offerings at stcu.org. Join us in making a difference in our community! We invite you to become part of our family today and experience the personalized service that sets Spokane Teachers Credit Union apart. Your financial success is just a visit or call away!

Welcome to the Spokane Teachers Credit Union - Bonner County Branch! Located conveniently at 477123 Highway 95 in Ponderay, Idaho, we're here to serve your banking needs in a friendly and accessible environment. If you need to send official correspondence, please use our mailing address at 477123 Highway 95, Ponderay, ID 83852-9739. Our branch is easy to reach, nestled near popular landmarks that make it a familiar stop for many locals. Whether you're coming from the surrounding neighborhoods or just passing through, you'll find plenty of parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle. We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, opening at 8:30 AM and closing at 5:30 PM. Our friendly staff is eager to assist you during these hours, whether you're looking for help with personal banking, auto loans, mortgage refinancing, or credit cards with rewards. For those on the go, we also offer drive-thru banking options for quick deposits and withdrawals. Plus, our ATM is always available for your convenience. Whether you're withdrawing cash or checking your balance, accessing your funds has never been easier. At Spokane Teachers Credit Union - Bonner County Branch, we're committed to making banking simple and accessible for everyone in the community. So why not stop by or give us a call at 800-858-3750? We can't wait to welcome you and help you with all your banking needs!

Becoming a member of Spokane Teachers is like joining a family that truly cares about your financial well-being. If you live or work in the areas we serve, you're likely eligible to enjoy all the benefits we offer! At Spokane Teachers, we focus on serving our community, which means anyone connected to our region can take part. Whether you're looking for personal banking options, auto loans, or even business services, there's a place for you here. For detailed eligibility criteria, feel free to check out our comprehensive guide at http://www.stcu.org/business/why-stcu/business-membership . Opening an account with us is straightforward and welcoming. You can reach us at (800) 858-3750 if you have any questions or need assistance during the process. Plus, our friendly staff at 477123 Highway 95 Ponderay Id 83852 are always ready to help you navigate through your options. We want to ensure that every step feels easy and inclusive because at Spokane Teachers, you're not just a number; you're a valued member of our community!

In today's fast-paced world, having access to your finances at any time is essential. At Spokane Teachers, we prioritize convenience and security, ensuring you can manage your banking needs easily and safely from wherever you are. With our digital and online banking services, you'll find that handling your finances has never been simpler. Our online banking platform at https://stcu.org/ offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills on your schedule. Enjoy the benefits of electronic signature authorization, making it quick and easy to sign documents without the need for a trip to the branch. Plus, with e-statements available, you can keep track of your financial activity in a secure digital format no more paper clutter! For those who prefer banking on-the-go, our mobile application provides a user-friendly experience right in your pocket. You can make mobile payments effortlessly, ensuring that you can pay for goods and services anytime, anywhere. While we currently do not offer person-to-person transfers directly through our app, our other features ensure that managing your money remains straightforward. At Spokane Teachers, we understand the importance of security when it comes to banking online. Our platform employs robust security measures to protect your information while delivering an accessible and intuitive experience. Whether you're checking your account balance or making a payment, rest assured that you're in safe hands. Experience the convenience of real-time account management with our comprehensive digital banking services at Spokane Teachers. Visit us online today to learn more about how we can support your financial journey!

At Spokane Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, which is why we're proud to share our strong financial standing. Our net worth of $633,978,608 reflects robust financial health. This strength allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Additionally, our net worth ratio of 1079 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,822,472 in share certificates and $1,301,459,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $335,368,031, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $546,662,482 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports members' financial goals across various sectors with $46,523 in used auto loans and a total of $4,878,662,135 in loans and leases. Our operational efficiency is reflected in our impressive net income of $19,800,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 889 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We have a strong member base with a total of 438,612 share accounts, showing that many trust us with their finances. Our net shares available for lending stand at zero but illustrate how effectively we manage our funds to benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Teachers is your trusted partner. Visit us at 477123 Highway 95 Ponderay Id 83852 or call 800-858-3750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.