Spokane Firefighters Credit Union WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Spokane Firefighters, where community and commitment come together to create a trusted financial home for our members. Located at 2002 N Atlantic St, Spokane, WA 99205, we have been serving our community since 1934. With over 2,483 members and total assets reaching an impressive $82,369,654, we are proud to provide a range of services designed to meet your financial needs. At Spokane Firefighters, we understand that every member is unique. That's why we offer personalized solutions from checking and savings accounts to auto loans and mortgages ensuring you have access to the resources necessary for achieving your financial goals. Our dedicated team, led by CEO Gayle Furness and Board President William Gonzalez, works tirelessly to maintain a strong foundation of trust and reliability. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2002 N Atlantic St, Spokane, WA 99205-4805. You can reach us anytime at 509-484-5650 during our operating hours from 8 a.m. to 5:30 p.m., Monday through Friday. We encourage you to explore our website at firecu.net for more information about our services. Join the Spokane Firefighters family today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

At Spokane Firefighters, we take pride in our rich legacy that began in 1934. Since then, our mission has always been clear: to serve our members and the community with top-notch financial services while fostering a spirit of cooperation and support. Located at 2002 N Atlantic St, Spokane, WA 99205, our branch is more than just a financial institution; it's a hub for connection and growth within the community. Over the years, we have seen remarkable growth, now proudly serving over 2,400 members with total assets amounting to $82,369,654. Our journey has been marked by a commitment to enhancing the lives of those around us. We understand that financial wellness is essential for personal success and community prosperity. That's why we offer a range of services from personal banking accounts to auto loans and business banking solutions. Our operating hours reflect our dedication to convenience; we are open Monday through Friday from 8 a.m. to 5:30 p.m., providing ample opportunities for our members to engage with us. While we currently do not have ATM availability, we do offer drive-thru banking services for quick deposits and withdrawals. As part of our mission, we also prioritize community involvement. We strive to build partnerships that uplift those in need and contribute positively to Spokane. Whether it's through financial education initiatives or local sponsorships, Spokane Firefighters is here to support the community we cherish. While members can visit us at 2002 N Atlantic St Spokane Wa 99205, official correspondence should be sent to 2002 N Atlantic St, Spokane, WA 99205-4805. Our friendly team is always ready to assist you with your needs; feel free to reach out at 509-484-5650. If you're looking for a credit union that values its members and their community, look no further than Spokane Firefighters. Join us today and experience the difference of being part of a cooperative that truly cares about your financial future! Visit us online at firecu.net or start your membership application here.

Branch Location & Accessibility

Convenient Access

At Spokane Firefighters, we understand that accessibility matters. Our branch features ample parking and is designed to accommodate all members, including those with mobility challenges. You'll find ADA-compliant ramps and entrances that ensure everyone can access our services without hassle. While our physical location at 2002 N Atlantic St is perfect for in-person visits, if you need to send any official correspondence, please direct it to our mailing address: 2002 N Atlantic St, Spokane, WA 99205-4805.

Operating Hours

We're open from 8 a.m. to 5:30 p.m., Monday through Friday. This schedule allows you plenty of time throughout the week to stop in before or after work or even during your lunch break. If you prefer a quick transaction, take advantage of our drive-thru banking service for deposits and withdrawals without leaving your car.

Services Offered

At Spokane Firefighters, we offer a wide range of services tailored to meet the needs of our members. From checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. You can also enjoy the convenience of online and mobile banking anytime you need it. For those who love the personal touch, our friendly staff is always ready to help you navigate your financial needs. Don't hesitate to reach out at 509-484-5650 if you have questions or want more information about what we offer.

Visit Us Today!

We invite you to come by and experience the welcoming atmosphere at Spokane Firefighters. Whether you're already a member or considering joining us, we're excited to assist you on your financial journey!

Member Eligibility

At Spokane Firefighters, we believe that becoming a member is like joining a family where everyone supports each other on their financial journeys. If you live, work, or worship in our community or have a family member who is already part of our credit union, you're eligible to join us! Our membership is open to anyone who shares these connections, and we welcome individuals from all walks of life. By joining Spokane Firefighters, not only do you gain access to a wide range of financial products and services designed to meet your needs, but you also become part of a caring community dedicated to helping you succeed. Ready to take the next step? Opening an account with us is simple and straightforward. Just head over to our website for more details about eligibility at https://firecu.net/apply-for-membership/. If you have any questions, feel free to reach out by calling us at (509) 484-5650. We're excited to welcome you to our family at Spokane Firefighters, located at 2002 N Atlantic St Spokane Wa 99205!

Business Banking & Commercial Services

Merchant Services That Work for You

When it comes to day-to-day operations, our merchant services simplify payment processing so you can focus on what matters most your customers. Picture this: a bustling café where customers can pay effortlessly with their cards or mobile wallets. Our services make transactions smooth and fast, enhancing customer satisfaction. Explore how Spokane Firefighters can be a partner in your success. Stop by at 2002 N Atlantic St Spokane Wa 99205 in Spokane, WA, or give us a call at (509) 484-5650 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $915,507, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at our branch, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car. This adds an extra layer of convenience for those busy days when time is limited. At Spokane Firefighters, we're here not just as a financial institution but as a partner in your financial journey. For any questions about our services or how we can help meet your financial needs, feel free to contact us at (509) 484-5650 or visit us online at Sfcu. Join us today and discover how we can support you in reaching your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple and affordable. Picture driving off in your dream car with a loan tailored to fit your budget. We strive to offer competitive rates and flexible terms so that you can hit the road without any worries.

Business Banking Services

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with unique challenges, and we are committed to supporting local entrepreneurs with the financial tools they need.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases. Whether it's groceries, gas, or dining out, every swipe brings you closer to exciting rewards. It's a convenient way to get more from your spending!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking features. You can manage your accounts on-the-go, transfer funds, pay bills, and even send money person-to-person all from the convenience of your smartphone or computer.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, we're here to guide you every step of the way. We know how important it is to find the right mortgage solution, and our team is ready to assist you.

Personal Banking Solutions

We understand that managing your finances is essential to achieving your goals. That's why we offer a variety of personal banking services, including checking and savings accounts designed to help you save and manage your money effectively. Imagine being able to easily access your funds whenever needed while enjoying competitive interest rates on your savings.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, which is why we offer personal loans and debt consolidation options. If you need extra cash for a big purchase or want to simplify your finances by combining debts into one manageable payment, we've got you covered.

Digital & Online Banking

At Spokane Firefighters, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a robust suite of digital and online banking services designed to make your banking experience as smooth as possible. With our 24/7 online banking services, accessible at https://firecu.net/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, our user-friendly mobile application makes banking on the go even easier. You can download it today and enjoy features like mobile payments for quick transactions right from your phone. For those who prefer going paperless, we provide e-statements that keep you updated while helping the environment. You can access your statements online whenever you need them, ensuring you always have the information at hand without the clutter. Need to send money to friends or family? Our person-to-person transfer feature allows you to easily send funds with just a few taps. And if you're looking for an extra layer of convenience, our electronic signature authorization makes signing documents a breeze no need for printing or mailing. At Spokane Firefighters, we prioritize your security while delivering accessible banking solutions. Our commitment to providing reliable service means you can focus on what matters most in your life, knowing your finances are well-managed. Join us in embracing modern banking with confidence!

Financial Strength

Commitment to Growth

With $11,340,783 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with 243 used auto loans and a total of $46,020,128 in loans and leases, we support our members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $13,267,145 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we currently do not have non-member deposits, this allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $142,278 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $11,485,973, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total share accounts stand at 6,612, demonstrating a strong and growing member base that trusts us with their finances. This growth is vital as it strengthens our ability to provide comprehensive services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane Firefighters is your trusted partner. Visit us at 2002 N Atlantic St Spokane WA 99205 or call 509-484-5650 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,347,000 in used vehicle loans and $7,814,991 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms and competitive interest rates tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $915,507 provide the capital needed to grow and expand your operations. We're dedicated to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,703,887, make buying or refinancing simple. We're here to guide you through the process, ensuring you understand all your options for securing a comfortable living space.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options that could lower your monthly payments or reduce your interest rate. We believe that everyone deserves access to affordable financing solutions. At Spokane Firefighters, we prioritize making your borrowing experience as straightforward as possible. Whether you need assistance with applications or have questions about specific products, don't hesitate to reach out to us at (509) 484-5650. Our dedicated staff is here to help you navigate your financial options effectively.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,807,393 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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SPOKANE FIREFIGHTERS CREDIT UNION - Spokane, WA

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