Spokane City WA Credit Union | Convenient ATM Services Only

Introduction

Welcome to Spokane City Credit Union Annex, your trusted partner in financial wellness since 1934. Nestled at 1914 N Monroe St, Spokane, WA 99205, we proudly serve a vibrant community of over 4,320 members. Our commitment to you goes beyond just banking; we strive to foster a sense of belonging and support for every member that walks through our doors. At Spokane City Credit Union, we understand that your financial goals are unique. With total assets exceeding $62.57 million and a net worth of $6.26 million, we provide a solid foundation for your savings and lending needs. Our members benefit from a wide range of services, including loans over 3,106 loans and leases are currently available designed to help you achieve your dreams, whether it's buying a new car or purchasing your first home. Our leadership team is dedicated to ensuring your experience is exceptional. Under the guidance of CEO Deanna Hanley and Board President Gene Jakubczak, our staff of ten employees is here to assist you with personalized service that makes banking feel easy and approachable. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at 1914 N Monroe St, Spokane, WA 99205-4538. We invite you to explore how we can make a positive impact on your financial journey. For more information or to speak with one of our friendly representatives, don't hesitate to call us at 509-325-7228. Visit our website at sccu.net today and discover the difference that community-focused banking can make!

Branch History & Mission

Spokane City Credit Union has been a cornerstone of the Spokane community since its founding in 1934. With nearly 90 years of service, our branch at 1914 N Monroe St, Spokane, WA 99205 has witnessed the growth and evolution of our members' financial needs. Over the decades, we have transformed from a small credit union into a trusted financial partner for more than 4,320 members. Our commitment to fostering financial stability and promoting community well-being remains as strong as ever. From our humble beginnings, we've expanded our services while staying true to our mission: to provide accessible financial services that empower individuals and strengthen communities. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a wide range of products from savings accounts to loans tailored to meet the diverse needs of our membership. At Spokane City Credit Union, we understand that being part of a community means giving back. Over the years, we've partnered with local organizations and schools to support various outreach efforts, ensuring that we contribute positively to the lives of those around us. Our mission extends beyond just banking; it's about making a meaningful impact in Spokane. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please use our mailing address: 1914 N Monroe St, Spokane, WA 99205-4538. We are dedicated to providing excellent service through modern advancements in technology. Our members enjoy features like online banking and mobile payments for convenience and accessibility. Although our operating hours are currently being determined as we work towards enhancing our offerings, we remain committed to serving you with integrity and care. With total assets reaching $62,574,348, we stand ready to support your financial journey. We invite you to join us at Spokane City Credit Union. Experience firsthand how we prioritize your success while strengthening our vibrant community together. For any inquiries or assistance, feel free to reach out at 509-325-7228. Join us in building a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside the entrance, including spaces for those with disabilities. Ramps lead you directly into our building, ensuring everyone can enjoy our services comfortably.

Connect With Us

We encourage you to reach out with any questions or concerns! Give us a call at 509-325-7228 to learn more about how Spokane City Credit Union can support your financial journey. We look forward to welcoming you soon!

Operating Hours and Services

Currently, our operating hours are still being finalized as we prepare to serve you better. However, rest assured that when we open our doors, you will find a range of services tailored to meet your financial needs. Although we currently do not offer ATM or drive-thru services, we are excited to provide personal assistance inside the branch.

Member Eligibility

At Spokane City, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. If you're wondering whether you can join us, you'll be pleased to know that our membership is open to individuals who live, work, or worship in the Spokane area. We welcome everyone from diverse backgrounds, making it easy for you to connect with us and access our wide range of financial services designed just for you. Joining is simple! You can start your membership journey by visiting us at our branch located at 1914 N Monroe St Spokane Wa 99205 or by giving us a call at (509) 325-7228. For more details on eligibility criteria, check out our website at . We're excited to have you as part of our community and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your day-to-day operations with seamless payment processing. Our merchant services provide that convenience, ensuring you can accept payments easily and focus on what matters most your customers. From credit card processing to online payment solutions, we equip your business with the tools it needs to thrive. Visit us at 1914 N Monroe St Spokane Wa 99205 in Spokane, WA, or give us a call at (509) 325-7228 to learn more about how we can support your business journey. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Commitment to Our Community

Our commitment goes beyond just transactions; we aim to build lasting relationships within the community. Whether you're looking for straightforward ATM access or seeking guidance on financial matters, Spokane City is here for you every step of the way. If you're ready to experience the friendly service and convenience that Spokane City offers, visit us at 1914 N Monroe St Spokane Wa 99205 in Spokane, WA. We look forward to serving you! For more information about our services or to learn how we can assist you further, feel free to check out our website at https://sccu.net/. Join us today and become part of a credit union that cares about its members!

Digital Convenience

In today's world, digital banking features are essential for on-the-go convenience. At Spokane City Credit Union Annex, we offer online banking that lets you manage your accounts from the comfort of your home or while traveling. Whether it's checking your account balance or transferring funds, our user-friendly online platform makes it simple.

Personalized Banking Experience

One of our standout offerings is our ATM Services Only. While we may not have a full suite of in-branch services at this time, our ATM services allow you to access your funds whenever you need them. Imagine being able to withdraw cash or check your balance without stepping into a branch this flexibility is designed with your busy lifestyle in mind.

Staying Connected

If you ever have questions or need assistance, don't hesitate to reach out! You can call us at (509) 325-7228, and our team will be happy to help you navigate through any banking inquiries. We believe in maintaining a personal touch even in a digital-first environment.

Digital & Online Banking

Key Features

With our user-friendly online banking, you can check your balance, transfer funds, and pay bills without stepping foot outside your door. We also offer e-statements, which means you can receive your account statements electronically saving trees and keeping your information organized. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. Are you always on the move? Our mobile application is here to help! With the app, you can manage your accounts anytime, anywhere. Enjoy the ease of making mobile payments directly from your phone, giving you a fast way to pay for goods and services without cash or cards.

Security Matters

At Spokane City, we take your security seriously. Although we do not currently support electronic signature authorization, we ensure that all transactions are protected with advanced security measures. Your data is safe with us as you manage your finances online. In summary, our digital banking services provide an accessible and straightforward way for you to handle your financial needs. Join us at Spokane City today and experience how easy it is to bank on your terms!

Financial Strength

At Spokane City, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of knowing that your money is safe and growing with us. Our financial health is robust, highlighted by our net worth of $6,263,813. This strong position allows us to provide you with better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,056,093 in share certificates and $4,582,833 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our non-member deposits are currently at $0, which allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,852,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is substantial as well; we currently have $457 in used auto loans and $51,832,492 in total loans and leases available to support your financial goals. Our operational efficiency is reflected in our $411,713, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees ready to assist you with a knowledgeable team. Total Share Accounts stand at 6,700, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $6,839, further demonstrating our commitment to serving our members effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane City is your trusted partner. Visit us at 1914 N Monroe St Spokane Wa 99205 or call (509) 325-7228 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,914,538 in used vehicle loans and $4,622,905 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Credit Lines

For those who prefer flexibility in borrowing, our credit lines are available with total amounts reaching $6,000,000. This option allows you to access funds as needed while only paying interest on what you use. At Spokane City, we believe that everyone deserves access to financial resources that empower them. If you're interested in exploring refinancing options or learning more about eligibility criteria for our various loan products, please don't hesitate to reach out. For more information or to discuss your specific needs with one of our knowledgeable representatives, contact us at 509-325-7228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $9,724,472. Our team is here to guide you through the process and ensure you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,136,324 in loans helping members manage their finances effectively. Our credit cards provide convenience and accessibility for your everyday spending needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to accurate information when making important financial decisions. LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that users can trust the offers presented to them are fair and transparent. Each comparison reflects genuine rates available in the market, helping individuals find loans that suit their needs without any hidden surprises. One of the standout features of LendMesh is its dedication to providing verified data. Loan offers come exclusively from legitimate financial institutions, which builds trust among users. Additionally, there are no sponsored listings LendMesh does not prioritize lenders based on paid promotions. Instead, the platform is designed to deliver unbiased results, allowing users to make informed choices based solely on what is best for them. With real-time rate comparisons, LendMesh ensures that users have access to up-to-date loan rates from multiple institutions. This feature empowers individuals to compare various options quickly and efficiently, enabling smarter financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable this tool is for those seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Spokane City