Spokane City Credit Union WA | Best Auto Loans & ATM Access

Introduction

Welcome to Spokane City Credit Union, your trusted financial partner since 1934! Located at 1930 N Monroe St, Spokane, WA 99205, we have proudly served our community for nearly nine decades. With a focus on personal relationships and community values, we are committed to providing you with the best banking experience possible. At Spokane City Credit Union, we currently support over 4,320 members with assets totaling $62,574,348. Our commitment goes beyond numbers; we strive to empower our members through a wide range of services including checking and savings accounts, auto loans, mortgage financing, and personal loans. With total deposits reaching $6,460,507, you can trust that your money is in safe hands. Our team of dedicated professionals, led by CEO Deanna Hanley and Board President Gene Jakubczak, is here to ensure that your banking needs are met with care and precision. We employ 10 skilled staff members who work tirelessly to provide exceptional service every day. Whether you're visiting us in person or using our online services at sccu.net, we are here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9639, Spokane, WA 99209-6939. Join us today and discover the difference of being part of a credit union that truly cares about its members and community. Feel free to reach out by calling us at 509-325-7228 or stop by during our lobby hours from 10:00 a.m. to 3:00 p.m., Monday through Friday. Experience the Spokane City Credit Union difference where your financial success is our priority!

Branch History & Mission

Spokane City Credit Union has a rich history that began in 1934, when a group of visionary individuals came together to create a financial institution designed to serve the community. Located at 1930 N Monroe St, Spokane, WA 99205, our branch has grown alongside the community it serves. Over the years, we have witnessed remarkable transformations and milestones that reflect our commitment to improving the financial lives of our members. From humble beginnings with just a few members, Spokane City Credit Union has blossomed into a trusted institution with over 4,320 members and total assets of approximately $62,574,348. This growth is a testament to our dedication to providing personalized financial services that meet the diverse needs of our community. Whether it's helping families secure auto loans or offering competitive savings accounts, we aim to be a cornerstone of support for all who walk through our doors. At Spokane City Credit Union, our mission is clear: we strive to empower our members by providing accessible financial solutions while fostering a sense of community. We believe in putting people first offering services like personal banking, auto loans, mortgage refinancing, and business banking. Our goal is not just about numbers; it's about building relationships and supporting our members through every stage of their financial journey. While members can visit us at 1930 N Monroe St, official correspondence should be sent to PO Box 9639, Spokane, WA 99209-6939. Our branch operates Monday through Friday with lobby hours from 10:00 AM to 3:00 PM and drive-thru service available from 8:00 AM to 5:00 PM. We also offer convenient ATM access for quick transactions on-the-go. In today's world, we understand the importance of digital advancements. That's why we provide online banking options and mobile applications that allow you to manage your finances anytime and anywhere. Our customer-centric initiatives ensure that everyone can access essential services easily and efficiently. Community outreach remains at the heart of what we do. We partner with local organizations and participate in events that uplift those around us. We believe that when one member thrives, we all thrive together. Join us at Spokane City Credit Union as we continue this inspiring journey together! Experience the benefits of membership where your goals become ours. Whether you're looking for financial advice or simply need assistance with your banking needs, we're here for you every step of the way. Visit us today or give us a call at 509-325-7228!

Branch Location & Accessibility

Accessibility and Features

At Spokane City, we believe in making banking accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate our space comfortably. There's ample parking available right outside the entrance, so you won't have to worry about finding a spot when you visit us. For those who prefer to bank without stepping inside, we offer convenient drive-thru banking services. You can handle deposits, withdrawals, and other simple transactions without leaving your vehicle perfect for busy days or inclement weather! Plus, we have an ATM on-site for quick cash access whenever you need it.

Connect With Us

Ready to experience banking that puts you first? We invite you to visit Spokane City Credit Union today! If you have questions or need assistance before stopping by, feel free to call us at 509-325-7228. Our friendly team is eager to help with all your personal and business banking needs!

Operating Hours

We understand that life can get hectic, which is why we've tailored our operating hours to fit your schedule. Our lobby is open from 10:00 a.m. to 3:00 p.m., Monday through Friday. If you need assistance outside these hours, our drive-thru is available from 8:00 a.m. to 5:00 p.m., Monday through Friday. Whether you stop by during lunch or after work, we're here for you! While members can visit us at 1930 N Monroe St Spokane Wa 99205, official correspondence should be sent to PO Box 9639, Spokane, WA 99209-6939 if needed.

Member Eligibility

Becoming a member of Spokane City is like joining a caring family that supports your financial journey! We welcome individuals who live, work, worship, or attend school in the Spokane area. This means if you're part of our vibrant community, you can enjoy the benefits of membership, including personalized service and competitive rates. At Spokane City, we believe in making banking accessible for everyone. To get started, simply visit us at our location at 1930 N Monroe St Spokane Wa 99205 or give us a call at (509) 325-7228 for more information. You can also check out our eligibility details at to learn more about how easy it is to join us. Let's work together to achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having the right tools can make all the difference. Our merchant services offer you everything from payment processing solutions to point-of-sale systems that simplify transactions for both you and your customers. Imagine being able to accept payments quickly and easily, allowing you to focus more on what you love running your business. Visit us at 1930 N Monroe St Spokane Wa 99205 in Spokane, WA, or give us a call at (509) 325-7228 to discover how our business banking and commercial services can propel your company forward!

Comprehensive List Of Services

Convenient In-Branch Services

For those who prefer face-to-face interactions, visit us at our branch located at 1930 N Monroe St Spokane Wa 99205. Our friendly staff is ready to assist with all your banking needs during lobby hours from 10:00 a.m. to 3:00 p.m., Monday through Friday. We also have drive-thru services available from 8:00 a.m. to 5:00 p.m., making it simple to conduct quick transactions like deposits and withdrawals without leaving your car.

Digital Banking Convenience

In today's fast-paced world, accessing your finances should be straightforward. That's why we offer comprehensive online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage accounts, pay bills, and even send money to friends through our person-to-person payment options. Need cash? Our ATMs provide easy access for withdrawals and balance checks whenever you need them.

Get Started Today!

At Spokane City Credit Union, we pride ourselves on putting members first with services that adapt to their lives. We invite you to reach out at 509-325-7228 or visit us online at sccu.net for more information about how we can help meet your financial needs. Join us today and experience banking that truly cares!

Loans and Credit Options

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services are here to help. Picture having the financial flexibility to cover those surprises without breaking the bank. Additionally, our credit cards come with rewards that allow you to earn while spending on things you love. For business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, provide the support needed to grow your enterprise.

Personal Banking Solutions

When it comes to personal finance, we offer various accounts tailored just for you. Our checking and savings accounts are designed with your lifestyle in mind. Imagine easily managing your everyday transactions while saving for future goals all under one roof. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options can help you hit the road sooner than you think. You can also explore our mortgage loans and refinancing solutions that make buying a home more attainable.

Digital & Online Banking

Key Features to Enhance Your Banking Experience

With our 24/7 online banking services, you have the power to manage your accounts in real-time. Check balances, transfer funds, and pay bills all from the comfort of your own home or while running errands. Plus, if you prefer to handle transactions through your smartphone, our mobile application is available for download, making it even simpler to stay connected to your finances. Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends and family with just a few taps. And if you're looking for a paperless option, you can sign up for e-statements and enjoy the added benefit of accessing your account statements digitally no need to worry about keeping track of physical documents.

Security You Can Trust

Your security is our top priority. While we currently do not support electronic signature authorization, we continuously work hard to ensure that all your transactions are protected with robust security measures. We also offer mobile payment options so you can make purchases directly from your phone. This feature is perfect for those who want a quick and efficient way to pay without needing cash or cards. At Spokane City, we believe that banking should fit into your lifestyle seamlessly. Join us today to experience how our digital banking services can simplify your financial management!

Financial Strength

A Growing Community

We currently have 6,700 active share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares amounting to $6,839 show the funds available for lending and investments, further emphasizing our commitment to helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spokane City is your trusted partner. Visit us at 1930 N Monroe St Spokane Wa 99205 or call (509) 325-7228 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

Our $5,852,100 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options. This means more opportunities for you as a member. With $457 in used auto loans and $51,832,492 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings Options

Members' savings are secured through $8,056,093 in share certificates and $4,582,833 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is evident through our $411,713, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $6,263,813, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is reflected in our robust position, as demonstrated by our net worth ratio of $1,001. This solid capital foundation ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,914,538 in used vehicle loans and $4,622,905 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options, making it easier than ever to drive off with the car you want.

Credit Lines

For those looking for extra flexibility, we have credit lines available totaling $6,000,000. This option gives you access to funds when you need them without the pressure of a fixed repayment schedule. We believe in empowering our members with choices that make financial sense for their individual situations. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (509) 325-7228, visit us at 1930 N Monroe St Spokane Wa 99205, or explore more on our website: Spokane City Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,724,472, make buying or refinancing simple. We work with you to find solutions that fit your budget and help you realize your dream of owning a home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,136,324 in loans helping members manage their finances effectively, our credit cards provide a reliable way to handle purchases while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that set it apart as a trusted comparison tool: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market offerings. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions at any time, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the platform's commitment to user satisfaction and effective service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that users receive fair and transparent offers. Each loan option displayed has been verified to ensure accuracy, making it easier for you to find a suitable loan without hidden surprises.

Spokane City