SPIRIT OF AMERICA FEDERAL CREDIT UNION - Lincoln, NE

Welcome to Spirit Of America, your trusted financial partner located at 325 N 52Nd St, Lincoln, NE 68504. Since our establishment in 1943, we have proudly served our community, supporting 3,744 members with a commitment to personalized service and financial growth. With total assets of $52,197,909 and total deposits of $47,168, we ensure that your hard-earned money is managed wisely and securely. At Spirit Of America, we believe that every member deserves the best. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking options tailored to meet your needs. Our dedicated team of 11 employees, led by CEO Cheryl Wiemer and Board President Randall Hansen, is here to guide you through every step of your financial journey. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 5556, Lincoln, NE 68505-0556. We encourage you to reach out to us at 402-467-1102 or explore more about our offerings on our website at spiritofamericafcu.org. Join us today and discover how Spirit Of America can help you achieve your financial goals while making a positive impact in our community!

At Spirit Of America, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and rewarding! To join us at our Lincoln branch located at 325 N 52Nd St Lincoln Ne 68504, you just need to meet some basic eligibility criteria. Generally, if you live, work, or worship in the local area, you are likely eligible. We welcome individuals from various backgrounds and walks of life to experience the benefits of membership, including personalized service and competitive rates on loans and savings products. If you're ready to take the next step, opening an account is a breeze! For more detailed information about eligibility requirements, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to call us at (402) 467-1102. We look forward to welcoming you into our community!

At Spirit Of America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, which is why we are committed to maintaining strong financial health. With a net worth of $5,495,936, we have established a solid foundation that allows us to provide competitive rates, lower fees, and superior member services. Our net worth ratio of $1,053 further illustrates our robust capital position, ensuring that we can offer loans and savings opportunities without interruption, even during challenging economic times. Members' savings are secured through $639,887 in share certificates, providing safe and rewarding options for financial growth. This dedication to safeguarding your funds is complemented by our commitment to focusing resources on you unlike traditional banks, which often rely on non-member deposits; we proudly report $0 in non-member deposits. With $3,224,278 in undivided earnings, we are able to reinvest in innovative banking tools and enhanced security measures that directly benefit you. Our lending capacity is also noteworthy, as we currently offer $454 in used auto loans and have a total of $19,767,011 in loans and leases available to support your financial goals. Despite the challenges faced by many institutions today, our operational efficiency shines through with a reported net income of $0, allowing us to continue offering valuable products and services tailored for our members. We take pride in our dedicated team of 8 full-time employees and 3 part-time employees, who are always ready to assist you with their expertise. Our net shares (funds available for lending and investments) stand at $0, while our total share accounts amount to 6,327, showcasing a strong and growing membership base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spirit Of America is your trusted partner. Visit us at 325 N 52Nd St Lincoln Ne 68504 or call (402) 467-1102 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.