SPIRIT OF AMERICA FEDERAL CREDIT UNION

Welcome to Spirit Of America, your trusted partner in financial growth located at 375 Riverside Pkwy, Lithia Springs, GA 30122. Since our establishment in 1943, we have dedicated ourselves to serving the community with integrity and a personal touch. With a total membership of 3,744 members, we pride ourselves on fostering strong relationships and helping our members achieve their financial goals. At Spirit Of America, we understand that every dollar counts. That's why we have built a solid foundation with total assets amounting to $52,197,909 and total deposits of $47,168. Our commitment to you is reflected in our responsible lending practices, with a total of 1,286 loans and leases currently being managed. Your trust is vital to us, and we work hard every day to ensure it is well-placed. Our leadership team, headed by CEO Cheryl Wiemer and Board President Randall Hansen, brings years of experience and a vision for community-focused banking. Together, they lead a dedicated staff of 11 employees, ensuring that each interaction at Spirit Of America feels like family. While our branch is ready to serve you at the address above, if you need to reach out via mail for any official correspondence, please send it to: 375 Riverside Pkwy, Lithia Springs, GA 30122-3891. Whether you're looking for loans or savings options, we invite you to explore our services further by visiting our website at Spirit Of America. If you have any questions or need assistance, don't hesitate to call us at 888-781-2446. We're here for you!

At Spirit Of America, our journey began in 1943, rooted in a strong commitment to serving the financial needs of our community in Lithia Springs, GA. Over the decades, we have grown into a trusted financial partner for over 3,744 members, providing services that enhance their lives and support their dreams. Our branch, located at 375 Riverside Pkwy, has become a staple in the community, helping families and individuals navigate their financial paths with confidence. Our mission is simple yet profound: to empower our members by offering accessible financial services while fostering a spirit of community support. We believe that every member deserves a chance to thrive, which is why we focus on personalized service and innovative solutions tailored to individual needs. Whether it's through lending options or savings programs, our goal is to help you achieve your financial aspirations. As we look back at our history, we celebrate key milestones that reflect our growth and commitment. With total assets reaching $52197909, we are proud of the stability and trust we have built over the years. Our dedicated team of 11 employees works tirelessly to ensure that every member feels valued and supported in their financial journey. While members can visit us at 375 Riverside Pkwy Lithia Springs Ga 30122, official correspondence should be sent to 375 Riverside Pkwy, Lithia Springs, GA 30122-3891. We encourage you to take advantage of our services during operating hours that cater to your needs. Although we currently do not offer ATM services or drive-thru banking, our commitment to accessibility remains strong through online banking options available at Spirit Of America. We actively engage with the community through outreach programs and partnerships aimed at making a positive impact in Lithia Springs and beyond. Our efforts are focused not just on financial growth but also on building lasting relationships within the neighborhoods we serve. Join us at Spirit Of America and experience firsthand the difference a credit union can make in your life. Together, let's build a brighter financial future!

Becoming a member of Spirit Of America is like joining a caring family that supports your financial journey. If you live, work, or worship in the Lithia Springs area, you're already on the right track to membership! We welcome individuals from all walks of life, making it easy for you to join our community and enjoy the benefits that come with it. At Spirit Of America, you'll find personalized services tailored to your needs, whether you're looking for loans, savings options, or financial advice. To learn more about the specific eligibility criteria and how to get started, feel free to check out our detailed guidelines at . Opening an account is simple; just give us a call at (888) 781-2446 or visit us at our branch located at 375 Riverside Pkwy Lithia Springs Ga 30122. We can't wait to welcome you into our family!

At Spirit Of America, we understand that every business has unique needs and dreams. Whether you're looking to expand your operations or invest in new equipment, our business banking and commercial services are designed to help you thrive. Imagine a local bakery that wants to upgrade its ovens to meet growing demand. With the right financing, they can turn that dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Picture a small retail shop effortlessly accepting payments through various channels, enhancing customer satisfaction while keeping transactions secure. At Spirit Of America, we're here to empower your business every step of the way. Visit us at 375 Riverside Pkwy Lithia Springs Ga 30122 in Lithia Springs, GA or call us at (888) 781-2446 to learn more about how we can support your journey.

At Spirit Of America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on solid foundations, providing you with the confidence you need as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $5,495,936, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $639,887 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,224,278 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,500 in used auto loans and $19,767,011 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 6,327, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spirit Of America is your trusted partner. Visit us at 375 Riverside Pkwy Lithia Springs Ga 30122 or call 888-781-2446 to learn more about how we can help you achieve your financial goals.