SPIRIT OF ALASKA FEDERAL CREDIT UNION - Fairbanks, AK

Welcome to Spirit Of Alaska, your trusted financial partner nestled in the heart of Fairbanks at 495 Harold Bentley Ave, AK 99701. Since our establishment in 1960, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of 9,361 individuals, we take pride in being a part of your financial journey. At Spirit Of Alaska, we understand that every member has unique needs. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards, and business banking options tailored just for you. Our assets exceed $192 million, ensuring that we have the resources to support your financial goals effectively. With total deposits reaching $13,193,983, we are not just a credit union; we are a community-focused institution that values your trust. Our team is led by our CEO, Anthony Rizk, and Board President, Charlie Sparks, who together foster an environment of support and transparency. With a dedicated staff of 46 employees, we are here to help you navigate your financial decisions confidently. Whether you're looking to open an account or explore loan options, our friendly professionals are available during our operating hours from Monday to Friday, 9 AM to 7 PM and Saturday from 10 AM to 4 PM. While members can visit us at 495 Harold Bentley Ave, official correspondence should be sent to the same address for convenience. We invite you to check out our website at spiritofak.com for more information on how we can serve you better. Join us at Spirit Of Alaska today and experience the difference of a credit union that truly cares about its members! Feel free to give us a call at 907-459-5919 or stop by for personalized assistance. Your financial future starts here!

At Spirit Of Alaska, we believe that becoming a member is more than just opening an account it's joining a close-knit community where you can thrive. If you're looking to be part of something special, you may be eligible to join us! Generally, membership is open to individuals who live, work, worship, or attend school in the Fairbanks North Star Borough area. It's our way of ensuring that we support those who are part of our vibrant local community. For a full overview of eligibility criteria and to see if you qualify, please visit our detailed resource at this link. Joining Spirit Of Alaska is simple and welcoming. Whether you're interested in personal banking services or loans tailored just for you, we strive to make the process as easy as possible. Plus, once you become a member, you'll gain access to various benefits designed to help you manage your finances effectively. If you have any questions or need assistance with the membership process, don't hesitate to call us at (907) 459-5919. We're excited to welcome you to our family! For more details on how to open an account, check out this page.

At Spirit Of Alaska, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us is paramount, which is why we maintain strong financial health to ensure your needs are met now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $26,821,474, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,383,980 in share certificates and $20,398,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,433,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to lending is evident as we hold $115,860,194 in total loans and leases, including $12,243 in used auto loans. This capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,363,401, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 19,313, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spirit Of Alaska is your trusted partner. Visit us at 495 Harold Bentley Ave Fairbanks Ak 99701 or call 907-459-5919 to learn more about how we can help you achieve your financial goals.