Spirit Financial Levittown PA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Spirit Financial, your trusted community partner since 1953! Located at 8535 New Falls Rd, Levittown, PA 19054, we have proudly served over 4,000 members with a commitment to excellence and personalized service. At Spirit Financial, we believe that everyone deserves access to quality financial products and services tailored to their unique needs. While you can visit us at our Levittown branch, please direct any official correspondence to our mailing address: 8535 New Falls Rd, Levittown, PA 19054-1601. Our dedicated team of 10 employees, led by CEO David Obarowski and Board President Shirley Turner, works tirelessly to ensure that your financial journey is smooth and rewarding. With total assets of $70,770,601 and total deposits amounting to $4,577,311, Spirit Financial remains a solid foundation for your financial aspirations. We offer a variety of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Whether you're looking to buy your first car or save for a new home, we have the resources to help you succeed. At Spirit Financial, we take pride in our community impact. With an impressive $8,894,828 net worth and significant cash reserves of $251,307, we are well-positioned to support our members' dreams while maintaining a robust financial health. We invite you to explore what makes us different. Feel free to reach out by calling us at 267-580-0230 or visiting our website at spiritfinancialcu.org for more information. Join us today and experience the Spirit difference!

Branch History & Mission

Join Us Today!

As we reflect on our journey thus far, we invite you to become part of the Spirit Financial family. Experience the benefits of personalized service and a commitment to your financial well-being. Visit us today or explore more about membership eligibility at Join Spirit Financial. Together, let's build a brighter future for you and our community!

Our Evolution

Starting from humble beginnings, Spirit Financial has continually adapted to meet the needs of our members. We opened our doors at 8535 New Falls Rd, a convenient location for those living in and around Levittown. As we evolved, so did our services; from basic savings accounts to a wide array of offerings including auto loans, mortgages, and business banking solutions. We've embraced digital advancements that allow us to provide online banking and mobile payment options while ensuring ADA compliance and customer-centric initiatives remain at the forefront of our operations. While members can visit us at 8535 New Falls Rd Levittown Pa 19054, official correspondence should be sent to 8535 New Falls Rd, Levittown, PA 19054-1601. This adaptability has helped us maintain strong relationships with our members and foster trust within the community.

Our Mission

At Spirit Financial, our mission is simple yet impactful: we aim to empower individuals and families by providing comprehensive financial services that help them achieve their goals. We believe in not just meeting the financial needs of our members but also supporting various community outreach efforts. Whether it's through partnerships with local organizations or educational programs about financial literacy, we strive to make a positive difference in Levittown. Our operating hours are designed for your convenience open Monday through Friday from 8:30 AM to 4:30 PM with both ATM availability and drive-thru banking for quick access to your funds. We're here to support you every step of the way.

Branch Location & Accessibility

Contact Us

If you have questions or need assistance before your visit, don't hesitate to reach out! Give us a call at 267-580-0230. While members can visit us at 8535 New Falls Rd, official correspondence should be sent to our mailing address at 8535 New Falls Rd, Levittown, PA 19054-1601. So why wait? Come by Spirit Financial today and discover how we can support your financial journey!

Convenient Access and Amenities

At Spirit Financial, we know how important it is for our members to have seamless access to their banking needs. Our branch is equipped with ADA-compliant features ensuring everyone can navigate with ease. Plus, we have ample parking available for those driving in. If you're on the go, take advantage of our drive-thru service for quick transactions like deposits or withdrawals without ever leaving your vehicle!

Operating Hours and Services

We're here for you Monday through Friday from 8:30 AM to 4:30 PM. Whether you're looking to open a checking account, apply for an auto loan, or need assistance with online banking, our friendly staff is ready to help. We also offer ATM services for your convenience perfect for cash withdrawals or balance checks any time of day.

Member Eligibility

At Spirit Financial, we believe that joining our community is like becoming part of a big family. We're excited to welcome new members who are eager to enjoy the benefits of membership, such as personalized service and a wide range of financial products. To become a member, you simply need to meet certain eligibility criteria, which include living or working in specific areas or being related to someone who is already a member. We invite you to check out the full details on our eligibility page at http://www.spiritfinancialcu.org/join for the latest information. Getting started is easy! Once you know you qualify, you can open your account online by visiting https://www.mobicint.net/fls/login/loanapp. If you have any questions or need assistance along the way, feel free to give us a call at (267) 580-0230. We're here to help and look forward to having you as part of our Spirit Financial family, located at 8535 New Falls Rd Levittown Pa 19054!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for you to invest in equipment, hire staff, or expand your operations.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine running your daily transactions smoothly without the hassle of complicated systems. Our services ensure that you can focus on what truly matters growing your business. If you're interested in discovering how our financial solutions can benefit your business, visit us at 8535 New Falls Rd Levittown Pa 19054 in Levittown, PA or call us at (267) 580-0230. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners in the community, we offer specialized Business Banking services, including Merchant Services and Business Loans. We aim to support local businesses in their growth by providing tailored financial solutions that meet their unique requirements.

Convenient Online & Mobile Banking

Understanding the importance of accessibility in today's fast-paced world, Spirit Financial offers robust Online & Mobile Banking features. You can manage your accounts anytime and anywhere, making banking more convenient than ever. Our services include ATM and cash withdrawal access along with person-to-person payment options so you can send money easily.

Flexible Loan Options

If you need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexibility and peace of mind. Plus, with our competitive Credit Cards with Rewards, you can earn benefits while managing your purchases effectively.

Home Financing Made Easy

For those dreaming of homeownership, our Mortgage Loans & Refinancing services are here to guide you through purchasing or refinancing your home. We understand that every homeowner's situation is unique, so we work closely with you to find the best terms available.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a dream vacation, our personal banking options cater to every step of your financial journey. We offer Checking & Savings Accounts that help you manage your daily finances and grow your savings with ease. If you're looking for ways to fund your new vehicle, our Auto Loans & Vehicle Financing solutions make the process straightforward and affordable.

Simple Transactions Made Easy

For everyday transactions, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car. Additionally, our ATMs provide essential services like balance checks and cash withdrawals conveniently located near you. At Spirit Financial in Levittown, we strive to be more than just a credit union; we aim to be a trusted partner in all aspects of your financial life. Explore how we can assist you today by visiting us or checking out more information on our website at Spirit Financial. Join us now and experience personalized service that puts you first!

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. Check balances, transfer funds, and pay bills without stepping foot into a branch. Plus, you have the option for electronic signature authorization, making it quick and secure to sign important documents from the comfort of your home. We also offer e-statements, which means no more paper clutter! You can view your statements online whenever you need them. This feature not only helps keep your records organized but is also better for the environment. If you're on the go, don't worry! Our mobile application allows you to manage your finances right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, it's as easy as a few taps on your screen. Plus, we support mobile payments so you can pay for purchases directly from your phone. Whether you're at home or out and about, Spirit Financial provides all the tools you need for real-time account management. We're here to make banking simple and accessible while keeping your information safe. Discover how these services can enhance your banking experience by visiting us at Spirit Financial. Your financial journey just got a whole lot easier!

Financial Strength

At Spirit Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating how we can support your goals today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $8,894,828, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,103,444 in share certificates and $3,741,539 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,095,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also pride ourselves on having $7,848,580 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,091 in used auto loans and $34,026,900 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $-$62,269, enabling us to continue offering competitive loan rates and solid financial products for our members. We also have a dedicated team of 8 full-time employees and 2 part-time employees who are always ready to serve you with knowledge and commitment. With net shares amounting to $138,059, we have funds available for lending and investments that further enhance our capabilities. Our total share accounts stand at 8,266, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spirit Financial is your trusted partner. Visit us at 8535 New Falls Rd Levittown Pa 19054 or call (267) 580-0230 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,513,287 in used vehicle loans and $1,279,721 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, which is why our auto loan process is straightforward and efficient. Our dedicated team will work with you to find a financing solution that fits your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,596,770, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we offer competitive rates and flexible terms to suit your needs.

Personal Loans & Credit Lines

In addition to auto and mortgage loans, we provide various personal loan options designed to help you manage unexpected expenses or consolidate debt. With total credit lines available up to $5,000,000, you can access funds when you need them most. Our unsecured credit card loans are also available to support your everyday spending without the burden of collateral. If you're interested in refinancing any of your current loans or checking eligibility for our loan products, our team is here to guide you through the process and answer any questions you might have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We pride ourselves on transparency and are committed to ensuring that our members have all the information they need to make informed decisions. At Spirit Financial, we're more than just a lender; we're your partner in financial success. Explore our loan offerings today and see how we can help you achieve your dreams!

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SPIRIT FINANCIAL CREDIT UNION - Levittown, PA

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