SPERO FINANCIAL FEDERAL CREDIT UNION

Welcome to Spero Financial, your trusted financial partner located at 130 N Town Dr, Spartanburg, SC 29303. Since our establishment in 1935, we have dedicated ourselves to providing personalized banking solutions that empower our members to achieve their financial goals. With a proud membership of 49,188 and total assets exceeding $700 million, Spero Financial stands as a pillar of strength and reliability in the Spartanburg community. At Spero Financial, we believe in building lasting relationships with our members. Our CEO, Brian McKay, along with Board President, Michael Strickland, lead a passionate team of 172 employees committed to delivering exceptional service. We understand that each member's financial journey is unique, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to purchase a new vehicle or secure funding for your business ventures, we have the tools and expertise to help you succeed. Currently, our total loans and leases stand at 28,720, while deposits reach an impressive $43,851,760. With a net worth of $59,484,215 and cash readily available at $8,011,862, you can trust that your finances are in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. We invite you to explore our website at spero.financial for more information about our services or to open an account today. Join us at Spero Financial where we are not just about numbers; we're about people your goals matter to us! Feel free to call us at 864-585-8999 with any questions or stop by during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Let's work together towards a brighter financial future!

At Spero Financial, we take pride in our rich legacy of service and community support that dates back to our founding in 1935. Located at 130 N Town Dr, Spartanburg, SC 29303, our Spartanburg Branch has been a cornerstone of the community for decades. Over the years, we have grown alongside our members, adapting to their needs while maintaining a steadfast commitment to providing exceptional financial services. As of now, we proudly serve nearly 49,188 members and manage total assets of approximately $700 million. This growth reflects our dedication to fostering financial well-being and empowering individuals and families throughout Spartanburg and beyond. Our mission is simple yet profound: to improve the lives of our members by offering personalized banking solutions that meet their unique financial goals. We believe that everyone deserves access to quality financial services, which is why we strive to create an inclusive environment where all can thrive. The evolution of Spero Financial has been marked by key milestones that demonstrate our commitment to innovation and service excellence. From introducing modern digital banking options like online and mobile banking to ensuring ADA compliance at our branch, we are always looking for ways to enhance the member experience. Our drive-thru service allows for convenient transactions, making banking accessible for those on-the-go. While members can visit us at our branch location in Spartanburg, official correspondence should be sent to the same address: 130 N Town Dr, Spartanburg, SC 29303. We understand the importance of community engagement and actively participate in outreach efforts that give back to local initiatives. Our partnerships with various organizations highlight our commitment to making a positive impact in the lives of those around us. We invite you to join Spero Financial and experience first-hand how we can assist you on your financial journey. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we're here to help you every step of the way. Together, let's build a brighter financial future for you and your family! Reach out today at 864-585-8999 or visit us online at Spero Financial.

Welcome to the Spero Financial Spartanburg Branch, conveniently located at 130 N Town Dr, Spartanburg, SC 29303. We're proud to be a part of this vibrant community in Spartanburg County. Our branch is easily accessible for all members and visitors, with ample parking available right outside our doors. Whether you're stopping by for everyday banking needs or exploring new financial opportunities, we're here to make your experience as smooth as possible. If you need to send us any official correspondence, please use our mailing address: 130 N Town Dr, Spartanburg, SC 29303. While you're in the area, consider visiting nearby landmarks like the beautiful Barnet Park or the bustling downtown Spartanburg, making your trip even more enjoyable. Our branch is designed with accessibility in mind. We provide ADA-compliant features and ramps to ensure that everyone can visit us comfortably. For those on-the-go, we offer convenient drive-thru banking services for quick transactions without leaving your car. Additionally, you can take advantage of our ATM services available on-site for easy cash withdrawals and balance inquiries. We're here for you Monday through Friday from 8:30 AM to 5:00 PM for lobby services. If you need assistance outside those hours, our ITM Virtual Teller is available from 7:30 AM to 6:00 PM on weekdays to help with various banking needs. You can always reach us at 864-585-8999 if you have any questions or need further assistance. At Spero Financial, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Whatever your financial goals may be, our dedicated team is ready to support you every step of the way. We invite you to visit us soon and experience the friendly service that Spero Financial is known for!

Becoming a member of Spero Financial is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Spartanburg area to join us. It's our way of fostering a supportive community where everyone can thrive together. If you're looking for a place that values personal connections and offers great financial services, Spero Financial is the perfect fit for you. To start your membership journey, simply visit us at our branch located at 130 N Town Dr Spartanburg Sc 29303 or give us a call at (864) 585-8999. You can find more detailed information about eligibility and the benefits of membership by checking out our website at https://www.spero.financial/become-a-member/ . We make it easy to open an account and get started on your path to achieving your financial goals. Join us today and experience the difference!

At Spero Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we ensure that your savings are in safe hands. With a net worth of $59,484,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 848% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $262,700,713 in share certificates and $84,764,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our balanced approach to finance management. With $49,626,493 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $56,318,301 in total loans and leases, including $8,425 in used auto loans. Our operational efficiency is evidenced by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 172 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 86,387, showing a strong and growing member base that trusts us with their finances. This trust underpins our ability to provide the quality service you expect from your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spero Financial is your trusted partner. Visit us at 130 N Town Dr Spartanburg SC 29303 or call 864-585-8999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.