Spero Financial Easley SC Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Spero Financial, your trusted partner in banking since 1935! Located at 118 Brushy Creek Rd, Easley, SC 29642, our branch is dedicated to serving our community with a personal touch. With a strong membership base of over 49,000 members and total assets amounting to an impressive $700,365,914, we pride ourselves on being a reliable financial institution where you can grow your finances confidently. At Spero Financial, we understand the importance of local connections. Our team, led by CEO Brian McKay and Board President Michael Strickland, is committed to providing exceptional service tailored to your unique needs. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered with competitive rates and personalized support. We invite you to experience the benefits of being part of our credit union family. From total deposits of $43,851,760 to over 28,720 loans and leases provided to members, we strive to make financial success accessible for everyone in Easley and beyond. If you have any questions or need assistance, please don't hesitate to reach out at 864-859-3607. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 118 Brushy Creek Rd, Easley, SC 29642. Explore more about our services and how we can assist you by visiting us online at Spero Financial. Join us today and let's work together towards achieving your financial goals!

Branch History & Mission

Community Commitment

Over the years, we've taken great pride in our community outreach efforts. We actively engage in partnerships that promote local initiatives and support those in need. From financial literacy workshops to charity events, we aim to make a positive impact in Easley and beyond.

Modern Banking Experience

While we cherish our history, we also embrace modern advancements. Our branch features convenient services like ATM access and drive-thru banking for hassle-free transactions. Additionally, we offer online and mobile banking options so that members can manage their finances anytime and anywhere. As we look towards the future, we remain committed to being a member-focused credit union that prioritizes your needs. We invite you to join us on this journey become part of the Spero Financial family today! Experience firsthand how we can help you achieve your dreams while making a difference in our community. For more information or assistance, feel free to contact us at 864-859-3607 or visit us at Spero Financial.

Our Mission

At Spero Financial, our mission is simple yet profound: we strive to provide accessible financial services while uplifting our community. We believe that every member deserves a chance to achieve their financial goals. Whether it's through personal banking, auto loans, or business services, we focus on meeting the diverse needs of those we serve. We understand that financial wellness goes beyond mere transactions; it involves building trust and supporting each other. Our team is passionate about offering guidance and resources that empower individuals and families to thrive.

Branch Location & Accessibility

Welcome to the Spero Financial Easley Branch, your convenient financial partner located at 118 Brushy Creek Rd in the heart of Easley, SC. Nestled near local favorites like the Easley Community Park and just a short drive from downtown, our branch is easy to access whether you're coming from work or home. We're here to provide a friendly face and support for all your banking needs. At Spero Financial, we believe accessibility is key. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can visit us without hassle. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals, making your banking experience even smoother. Our operating hours are designed with you in mind: visit us Monday through Friday from 8:30 AM to 5:00 PM, or connect with our ITM Virtual Teller from 7:30 AM to 6:00 PM on weekdays for extended service. Whether you need assistance with personal banking, auto loans, or simply have questions about your account, our dedicated team is ready to help. For those who prefer digital banking, we offer online services that make managing your finances easy from anywhere. If you have any questions or would like more information about our services, don't hesitate to give us a call at 864-859-3607. We're excited to welcome you into our community and assist you on your financial journey!

Member Eligibility

Joining the Spero Financial family means stepping into a supportive community where your financial well-being is our priority. If you live, work, worship, or attend school in the Easley area, you're already eligible to become a member! At Spero Financial, we believe that everyone deserves access to personalized banking services tailored to their unique needs. Whether you're looking for a checking account, an auto loan, or simply want to enjoy the benefits of being part of a member-focused credit union, we have you covered. To learn more about our eligibility requirements and see if you qualify, feel free to check out the details at https://www.spero.financial/become-a-member/ . Opening an account is simple and straightforward just give us a call at (864) 859-3607, or visit us at our branch located at 118 Brushy Creek Rd Easley Sc 29642. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Solutions that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,886,280, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine being able to accept payments seamlessly, whether in-store or online. Our tools help you manage transactions efficiently so you can focus on what matters most growing your business. Whether you're just starting out or looking to expand, Spero Financial is here to provide the financial support you need. Let us help you turn your vision into reality! For more information or to discuss your options, call us at (864) 859-3607 today.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services include everything from merchant services to business loans designed to help you grow. We understand how vital it is for businesses to have reliable financial support, and we're here to partner with you every step of the way.

Convenient Access Points

At Spero Financial, convenience is key. We provide ATM and cash withdrawal services along with basic drive-thru banking for quick transactions like deposits and withdrawals. With an ATM available nearby, accessing your money has never been easier. Our branch operates during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM for lobby visits and from 7:30 AM to 6:00 PM for ITM Virtual Teller services. If you're ever in need of assistance or want more information about any service, don't hesitate to call us at (864) 859-3607. We invite you to explore all that we offer at Easley Branch! Join us today and take advantage of personalized financial services that truly cater to your needs. For more details or to become a member, visit us online at our website.

Home Financing Made Simple

Buying a home is a big step, and at Spero Financial, we provide mortgage loans and refinancing solutions that simplify the process. Our experts guide you through each stage, ensuring you understand all your options. Imagine stepping into your new home with confidence, knowing you've made the right financial choice.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services make it easy. With checking and savings accounts tailored to fit different lifestyles, you can choose what works best for you. Imagine having access to your funds anytime with our online and mobile banking features, allowing you to manage your money on the go.

Personal Loans for Every Need

Life can throw unexpected expenses your way, but our personal loans and debt consolidation options give you the flexibility to handle those challenges. Whether it's medical bills or home repairs, we've got you covered with straightforward terms and competitive rates.

Rewarding Credit Card Options

For those who love rewards, our credit cards with rewards programs allow you to earn points on everyday purchases. Picture yourself getting cash back or earning travel points just by using your credit card wisely.

Vehicle Financing Options

If you're dreaming of a new car, we offer auto loans and vehicle financing that can help turn that dream into reality. Our competitive rates make it easier for you to get behind the wheel without breaking the bank. You can even explore refinancing options to lower your monthly payments or reduce interest costs.

Digital & Online Banking

Always at Your Fingertips

With our user-friendly interface and real-time account management capabilities, keeping track of your spending or savings goals is straightforward. Plus, with the added convenience of mobile payments and e-statements, you can stay organized while enjoying peace of mind knowing that your financial information is secure. Choose Spero Financial for a hassle-free banking experience that aligns with today's fast-paced world. Explore all our digital services today at https://spero .financial/ your bank is just a click away!

Key Features for Your Convenience

We know security is a top concern when it comes to banking online. That's why our services include electronic signature authorization, ensuring that all transactions are conducted safely and securely. You can also opt for e-statements, which are not only environmentally friendly but also help you keep track of your finances without the clutter of paper statements. For those who love using their smartphones, our mobile application brings banking right to your fingertips. With features like mobile payments, making purchases has never been simpler. Just tap and go! And while person-to-person transfers aren't available right now, rest assured that we're continuously working to enhance our offerings.

Financial Strength

A Trusted Partner for Your Financial Journey

Net Shares (Funds available for lending and investments): $143,370. Total Share and Deposit Accounts: 86,387, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spero Financial is your trusted partner. Visit us at 118 Brushy Creek Rd Easley Sc 29642 or call (864) 859-3607 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $49,626,493 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,425 in used auto loans and $563,183,011 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 172 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $262,700,713 in share certificates and $84,764,329 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $59,484,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the market. With over $121,530,546 in used vehicle loans and $32,747,091 in new vehicle loans already helping members get on the road, you can trust that we're committed to making your car-buying experience as smooth as possible.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $53,886,280 are designed to meet your needs. We understand the unique challenges faced by businesses today and are dedicated to providing tailored solutions. At Spero Financial located at 118 Brushy Creek Rd Easley SC 29642, we're proud to serve our community with reliable financial products. If you have any questions or want to explore your loan options further, feel free to give us a call at 864-859-3607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,697,426. Our team is ready to assist you with refinancing options and eligibility questions to ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $16,798,239 in loans available, our credit cards can help you manage your finances effectively without the burden of high-interest rates.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh prides itself on providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Unlike many platforms that may prioritize lenders based on paid promotions, LendMesh does not use sponsored listings; our goal is to present unbiased results that serve the best interests of users. Additionally, LendMesh offers real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions at their convenience. This feature helps individuals identify competitive rates quickly and easily, making it simpler to find a loan that fits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh as a reliable tool for securing favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPERO FINANCIAL FEDERAL CREDIT UNION - Easley, SC