Spc Credit Union Hartsville SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Spc, your trusted financial partner located at 448 Novelty Ave, Hartsville, SC 29550. Established in 1949, we have proudly served our community for over seven decades, building strong relationships with our members and helping them achieve their financial goals. With a total membership of 25,070, we are more than just a credit union; we're a family committed to supporting you every step of the way. At Spc, we believe that everyone deserves access to quality financial services. Our total assets stand at an impressive $239,309,779, which allows us to offer a wide range of products including auto loans, personal loans, and mortgage financing. With $20,847,068 in total deposits, our members trust us to safeguard their hard-earned money while providing competitive rates and exceptional service. Under the leadership of our dedicated CEO, Linda Weatherford, and Board President Julian Walters, Jr., we strive to create an environment where financial literacy and growth are at the forefront. Our team of 80 employees is here to assist you with personalized service tailored to your unique needs. Whether you're looking for basic checking accounts or advanced business banking options, we've got you covered. While members can visit us at our branch location for direct assistance or to take advantage of our ATM services, official correspondence should be sent to our mailing address: P.O. Box 1355, Hartsville, SC 29550-3724. Join us today and discover how we can help you make the most of your finances. Feel free to reach out at 843-383-0090 or explore more about our services at spccu.org. Let's build a brighter financial future together!

Branch History & Mission

Welcome to the Spc branch, a cornerstone of financial support in Hartsville, SC, since 1949. With over seven decades of service, we've grown alongside our community, proudly providing banking solutions tailored to meet the needs of our members. Our physical location at 448 Novelty Ave is easily accessible, nestled in the heart of Hartsville close to local landmarks that reflect our community's spirit. As of now, we proudly serve a vibrant membership base of 25,070 individuals who trust us with their financial journeys. With total assets exceeding $239 million, Spc stands as a beacon of stability and support within the region. Our mission is clear: to empower every member by offering personalized financial services while fostering a sense of belonging and community pride. At Spc, we believe that banking should be more than just transactions; it should be about relationships and shared successes. Our commitment goes beyond providing checking and savings accounts or auto loans; we aim to uplift our community through various outreach initiatives. From partnerships with local organizations to financial literacy programs, we strive to make a positive impact in Hartsville and its surrounding areas. While members can visit us at 448 Novelty Ave for all their banking needs during our convenient hours from 8:30 AM to 5:00 PM, official correspondence should be sent to our mailing address at P.O. Box 1355, Hartsville, SC 29550-3724. In today's fast-paced world, we also embrace digital advancements to enhance your banking experience. Our online and mobile banking options ensure that you have access to your finances whenever you need them. Whether it's making payments or checking balances, we are committed to providing you with user-friendly tools that meet your lifestyle. As part of our promise to accessibility, we offer an ATM on-site for quick withdrawals and balance checks. While we do not have drive-thru banking at this location, we are dedicated to serving you efficiently inside our branch. Join us in celebrating the legacy of Spc as we continue to build on our foundation of trust and community engagement. We invite you to become a member today and experience the benefits that come with being part of something truly special. Reach out to us at 843-383-0090 or visit our website at spccu.org for more information on how you can get started!

Branch Location & Accessibility

Convenient Access

Our location is designed with accessibility in mind. Whether you're visiting us for personal banking or other financial services, you'll find ample parking right outside the entrance. Our facility is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Get In Touch

Have questions or need assistance? Feel free to give us a call at 843-383-0090. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 1355, Hartsville, SC 29550-3724. We invite you to stop by and see how we can assist you today! Your financial journey starts here at Spc; we look forward to serving you!

Operating Hours

You can count on us during the week! Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Friday. We understand that life gets busy, so we've structured our hours to fit your schedule.

Services Offered

At Spc, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. Plus, we have an ATM available for quick cash withdrawals or balance checks just another way we make banking easier for you!

Member Eligibility

Becoming a member of Spc is like stepping into a warm and welcoming community where your financial needs are truly understood. To join us at our branch located at 448 Novelty Ave Hartsville Sc 29550, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the area, or if you're related to someone who is already a member, you're likely eligible to join. We believe in inclusivity and making banking accessible for everyone, so don't hesitate to reach out if you're unsure about your eligibility! You can find more detailed information on our website at . Joining Spc comes with fantastic benefits tailored just for you. As a member, you'll have access to a variety of services designed to help you manage your finances effectively from personal loans and auto financing to convenient online banking options. Opening an account is straightforward and welcoming; just visit us online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad64xa8dfoupxejwhltrvh9fhhh1blm2iblafhebdxpuwkdxruxzubvggt13jv0y_rejoxl7yaxky8_zjmnctmh5pvkiwzp3snzhtpgty8_lg or give us a call at (843) 383-0090 for any questions. We're here to support you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,406,750, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime, anywhere. Our merchant services make this a reality. From point-of-sale systems to online payment processing, we provide tools that simplify transactions and enhance customer experience. This means more time focusing on what really matters growing your business. Visit us at 448 Novelty Ave Hartsville Sc 29550 in Hartsville, SC, or call us at (843) 383-0090 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Accessibility and Support

Located at 448 Novelty Ave Hartsville Sc 29550, we invite you to visit us during our lobby hours from 8:30 AM to 5:00 PM on weekdays. You can also reach us at (843) 383-0090 if you have any questions or need assistance with any of our services. Whether you're opening an account for the first time or seeking help with loans and credit, we're here to support you every step of the way. Explore all that Spc has to offer today! For more information about how we can help you achieve your financial goals, visit us online at Sonoco Branch. Let's start building a brighter financial future together!

Business Banking Services

For our business members, we understand that every dollar counts. That's why we offer tailored Business Banking solutions, including Merchant Services & Business Loans to support your growth and operations. We strive to be a partner in your success by providing flexible financing options that fit your unique business needs.

Credit Options

Don't forget about our attractive Credit Cards with Rewards, which allow you to earn points or cash back on everyday purchases. This makes managing your spending not only practical but rewarding too!

Digital Banking Features

In today's fast-paced world, convenience is key. At Spc, we have embraced technology to enhance your banking experience. With our Online & Mobile Banking, you can manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills. Plus, our ATM services provide easy access for cash withdrawals and balance checks without the hassle.

Personal Banking Solutions

For individuals, we offer various Personal Banking options, including checking and savings accounts that help you manage your day-to-day finances. Need to finance a new car? Our Auto Loans & Vehicle Financing can get you behind the wheel quickly and affordably. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the right loan for your situation. Additionally, our Personal Loans & Debt Consolidation options are designed to assist those looking to streamline their finances or cover unexpected expenses.

Digital & Online Banking

Join Us Today!

Embrace the ease of digital banking at Spc. Experience how our user-friendly tools can simplify your financial life while keeping everything secure. Visit us today at https://spccu.org/ and discover the benefits of modern banking!

Key Services

With just a few clicks at https://spccu.org/, you can access our robust online banking platform. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services ensure that you can do it all at your convenience. Plus, our mobile application allows you to manage your accounts right from your smartphone, making banking even more accessible. Want to send money to a friend or family member? Our person-to-person transfers make it simple and quick. Just a few taps on your phone, and the money is on its way! And if you're looking for a paperless option, we offer electronic statements for easy access and record-keeping.

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization for transactions, ensuring that only you have control over your accounts. This means you can bank with peace of mind knowing that your personal information is protected. Our mobile payments feature allows you to shop securely with just a tap of your phone, providing an extra layer of convenience while you're on the go.

Financial Strength

At Spc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to serve our community effectively. With a net worth of $26,208,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,093 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $26,465,821 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,304,401 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to innovation supports our significant lending capacity, with $2,731 in used auto loans and $166,483,243 in total loans and leases available to help you achieve your financial goals. Our operational efficiency is reflected in our $2,638,869, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable, committed team. The strength of our organization is further highlighted by our total share accounts 55,062 showing a growing member base that trusts us with their finances. With net shares (funds available for lending and investments) amounting to $0, we are well-positioned to support the needs of all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spc is your trusted partner. Visit us at 448 Novelty Ave Hartsville Sc 29550 or call (843) 383-0090 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

In addition to these primary offerings, we have various other lending products tailored for different needs. If you're a business owner, our outstanding commercial loans totaling $16,406,750 provide the capital needed to grow and expand your business operations. Our team is committed to ensuring you find the right loan product that meets your unique situation. If you're considering refinancing or exploring eligibility options, we're here to help you navigate through those choices as well. For more information about our loan offerings or to get started on your application today, feel free to reach out at (843) 383-0090 or visit us at our branch located at 448 Novelty Ave Hartsville Sc 29550. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,958,015 in used vehicle loans and $20,578,400 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,146,255, make buying or refinancing simple. We guide you through the process and provide competitive rates to ensure your dream home becomes a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,124,075 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle, making everyday purchases easier and more rewarding.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By focusing on verified financial institutions, LendMesh builds a foundation of trust and reliability.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which fosters transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it aims to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, making it easier to identify the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh for securing better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Spc