Spc Credit Union Hartsville SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Spc, your trusted financial partner located at 204 N 5Th St, Hartsville, SC 29550. Since our establishment in 1949, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of 25,070, we take pride in offering personalized banking services that cater to your unique needs. At Spc, we understand the importance of financial stability and growth. Our total assets amount to an impressive $239,309,779, reflecting our solid foundation and capability to support our members' financial aspirations. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also focus on empowering local businesses with tailored services, including business loans that can help fuel your entrepreneurial journey. With a total loan portfolio of 12,446 loans, totaling $20,847,068 in deposits, we strive to foster economic development within our community. Under the leadership of CEO Linda Weatherford and Board President Julian Walters, Jr., our team of 80 dedicated employees is here to ensure you receive exceptional service every time you visit us or reach out via phone at 843-383-0090. For those who prefer digital banking solutions, we offer convenient online and mobile banking options, allowing you to manage your finances anytime and anywhere. And while members can visit us at the branch address mentioned above, please note that official correspondence should be sent to our mailing address: P.O. Box 1355, Hartsville, SC 29551. Join us today at Spc as we work together towards achieving your financial goals. Visit our website at spccu.org for more information or feel free to give us a call! We look forward to being part of your financial journey.

Branch History & Mission

Join Us

With operating hours from 8:30 AM to 5:00 PM Monday through Friday, we're here for you every step of the way. Whether you're looking for personal banking solutions or business services, we invite you to experience the benefits of being part of Spc. For any inquiries or assistance, don't hesitate to reach out at 843-383-0090. Join us today and become part of a community-focused credit union that puts its members first! Visit us online at spccu.org to learn more about how we can help you achieve your financial goals.

Our Journey

From humble beginnings, Spc has steadily evolved, adapting to the changing needs of our members while remaining committed to providing personalized financial services. With total assets now exceeding $239 million, we stand strong as a pillar of support in Hartsville. Our journey includes embracing technology and offering digital banking options like online banking and mobile payments, ensuring our members have convenient access to their accounts anytime and anywhere.

Our Mission

At Spc, our mission goes beyond just banking; it's about empowering individuals and strengthening the community. We strive to provide affordable financial products that meet the diverse needs of our members. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our offerings are designed with you in mind. We believe that when our members succeed financially, the whole community thrives. We also prioritize community outreach. Through various partnerships and initiatives, we actively engage with local organizations to support education, health, and economic development in Hartsville. It's our way of giving back to the place we call home. While members can visit us at 204 N 5Th St, official correspondence should be sent to P.O. Box 1355, Hartsville, SC 29551.

Branch Location & Accessibility

Welcome to Spc, your friendly credit union located at 204 N 5Th St Hartsville Sc 29550 in the heart of beautiful Hartsville, SC. We are proud to serve our community with convenient access to financial services that make your banking experience easy and enjoyable. Whether you're visiting us for personal banking, auto loans, or business services, you'll find us ideally situated near popular local landmarks, making it simple to stop by during your day. Plus, our location ensures accessibility for everyone, featuring ADA-compliant entrances and parking options that accommodate all members. While our main office is located at 204 N 5Th St Hartsville Sc 29550, please note that any official correspondence should be sent to our mailing address: P.O. Box 1355, Hartsville, SC 29551. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, so you can come in at a time that works best for you. At Spc, we understand how important it is for you to have access to your funds when you need them. That's why we offer an ATM on-site for quick cash withdrawals and balance checks. Although we don't have a drive-thru service, our team is ready and waiting inside to assist you with all your banking needs. We take pride in providing a welcoming atmosphere where our members feel valued and supported. If you have questions or need assistance, don't hesitate to call us at (843) 383-0090. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Member Eligibility

At Spc, we believe that everyone deserves a chance to belong to a community that prioritizes their financial well-being. Becoming a member is simple and rewarding! If you're someone who lives, works, worships, or attends school in the Hartsville area, you're already on your way to joining our family. We welcome individuals from various backgrounds, and we take pride in offering services tailored to meet your needs. For more specific eligibility details, feel free to explore our website at . Joining us opens the door to numerous benefits, including personalized service, competitive rates on loans, and access to a variety of financial products designed just for you. Ready to take the next step? You can easily open an account online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad64xa8dfoupxejwhltrvh9fhhh1blm2iblafhebdxpuwkdxruxzubvggt13jv0y_rejoxl7yaxky8_zjmnctmh5pvkiwzp3snzhtpgty8_lg or give us a call at (843) 383-0090 if you have any questions. We're here to support you every step of the way as you embark on this exciting journey with Spc!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,406,750, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services simplify payment processing for businesses. Imagine a busy cafe where customers can easily pay with mobile wallets or credit cards. Our solutions make transactions smooth and efficient, allowing you to focus on serving your customers rather than worrying about payment hurdles. Visit us at 204 N 5Th St Hartsville Sc 29550 in Hartsville, SC, or call us at (843) 383-0090 to learn more about how our business banking services can empower your success.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience matters! That's why we provide ATM services that allow for easy cash withdrawals and balance checks at any time. Plus, our branch at 204 N 5Th St Hartsville Sc 29550 in Hartsville, SC has an ATM available for quick access whenever you need it. At Spc, we are committed to making banking as easy and accessible as possible. Visit us today or give us a call at (843) 383-0090. Experience firsthand how our comprehensive list of services can benefit you! Let's take this journey together towards achieving your financial goals.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle you want. With competitive rates and flexible terms, we help simplify the financing process so that you can focus on choosing the perfect car.

Business Banking

For entrepreneurs, we have a robust range of business banking services, including merchant services and business loans. We understand how vital it is for businesses to have reliable financial backing, so we tailor our offerings to help your business thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy benefits like cash back on purchases or points toward travel. It's a simple way to earn while you spend, making your everyday purchases work for you.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is dedicated to guiding you through each step, ensuring you understand all your options.

Personal Banking

For those managing personal finances, our checking and savings accounts offer a secure place to keep your money while earning interest. Imagine having easy access to your funds anytime through our online and mobile banking options. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses. That's why we offer personal loans and debt consolidation solutions tailored to fit your situation. If you're facing high-interest debts, consolidating them into one manageable loan can ease stress and improve your financial health.

Digital & Online Banking

At Spc, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easy and secure, anytime and anywhere. With our 24/7 online banking services, you can access your accounts around the clock. Whether you need to check your balance, pay bills, or transfer money, everything is just a few clicks away at https://spccu.org/. Plus, you can enjoy the benefits of e-statements, which let you view your account statements online without the clutter of paper. Managing your finances has never been simpler! Our mobile application allows you to take control of your banking right from your smartphone. You can even set up mobile payments for quick and easy transactions on the go. Want to send money to a friend? Use our person-to-person transfers feature for fast and hassle-free payments. Security is also a major focus at Spc. We offer electronic signature authorization, ensuring that your transactions are safe and verified. You can rest easy knowing that your sensitive information is protected while you manage your accounts from the comfort of home or while out and about. Our digital banking tools not only provide accessibility but also empower you with real-time account management. With all these features at your fingertips, managing your finances becomes straightforward and efficient. Join us today at Spc and experience the ease of modern banking!

Financial Strength

A Dedicated Team Ready to Serve You

We also take pride in having 77 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust means everything to us; that's why we're here to help you navigate your financial journey.

Growing Together

Our success is measured by the trust of our growing member base. With a total of 55,062 share accounts under management, it's clear that more people are choosing Spc as their preferred credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spc is your trusted partner. Visit us at 204 N 5Th St Hartsville Sc 29550 or call (843) 383-0090 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

With $2,731 in used auto loans and $166,483,243 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to generate a net income of $2,638,869 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $11,304,401 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $26,465,821 in share certificates, offering stable and rewarding financial growth opportunities. While we do not hold any money market shares at this time, our focus remains on creating secure avenues for your funds.

Solid Financial Health

With a net worth of $26,208,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,093 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,958,015 in used vehicle loans and $20,578,400 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward eligibility requirements, making it easier than ever for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $16,406,750 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. At Spc, we prioritize your financial well-being. Our experienced team is ready to assist you with any questions regarding refinancing options or eligibility criteria for our loan products. For more information about our loan offerings or to start your application today, contact us at (843) 383-0090 or visit us at 204 N 5Th St Hartsville Sc 29550 in Hartsville, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Spc and let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,146,255, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our dedicated team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,124,075 in loans helping members manage their finances effectively. These cards are designed for convenience and can be a great option for those looking to build their credit or consolidate existing debt.

Loan Aggregator

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