SPC CREDIT UNION - Cheraw, SC

At Spc, we pride ourselves on being more than just a financial institution; we are a trusted partner in your journey toward financial well-being. Established in 1949, our Cheraw branch, located at 849 Chesterfield Hwy Cheraw Sc 29520, has been serving the community with dedication and care for years. With over 25,070 members, we strive to provide personalized services that meet the unique needs of each individual. Our commitment to our members is reflected in our impressive financial standing. With total assets of $239,309,779 and total deposits reaching $20,847,068, we ensure that your money is safe and growing. We've also facilitated an extensive range of loans, with a total of 12,446 loans issued to help you achieve your goals, whether it's buying a new car or purchasing your dream home. Led by our CEO, Linda Weatherford, and guided by Board President Julian Walters, Jr., our team of 80 dedicated professionals is here to assist you every step of the way. We believe in fostering strong relationships within our community, which allows us to better understand and serve your financial needs. While members can visit us at 849 Chesterfield Hwy Cheraw Sc 29520, official correspondence should be sent to our mailing address: 204 N 5th St, Hartsville, SC 29550-4136. We're always just a phone call away at (843) 332-4506, ready to answer any questions or assist you with your banking needs. Join us today and discover how we can help you secure a brighter financial future! Visit our website at https://spccu.org/ for more information or stop by our branch to speak with one of our friendly representatives. Your path to financial success starts here!

At Spc, located in the heart of Cheraw, SC, we proudly carry a rich legacy that dates back to our founding year of 1949. Over the decades, we have grown from a small community credit union into a trusted financial partner for over 25,000 members. Our branch at 849 Chesterfield Hwy is not just a place for banking; it's where relationships are built and dreams take flight. Spc was established with the mission to provide accessible financial services while fostering a sense of community and support. We believe in empowering our members by offering personalized banking solutions tailored to their needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to help you achieve your financial goals. As we evolved, so did our services. In addition to traditional banking options, we've embraced technology to enhance your banking experience. Our online and mobile banking platforms make it easy for you to manage your finances anytime, anywhere. Plus, with features like electronic signatures and mobile payments, we ensure that convenience is always at your fingertips. While members can visit us at 849 Chesterfield Hwy Cheraw Sc 29520, official correspondence should be sent to our mailing address at 204 N 5th St, Hartsville, SC 29550-4136. We're committed to being an inclusive institution; our facilities are ADA compliant to ensure everyone can access our services comfortably. Our mission extends beyond providing financial services. We actively participate in community outreach efforts, partnering with local organizations to support initiatives that uplift Cheraw and surrounding areas. From sponsoring educational programs to hosting financial literacy workshops, we strive to make a positive impact in the lives of our members and neighbors. With total assets reaching $239309779, we continue to strengthen our foundation while remaining focused on what matters most our members. Our operating hours are convenient as well; we're open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with any inquiries you may have. If you're seeking a financial institution that values community connection as much as it does service excellence, look no further than Spc. Join us today and experience firsthand how we can help you reach your financial aspirations! Visit us online at spccu.org or call us at (843) 332-4506 for more information about becoming a member.

Becoming a member of Spc is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in the Cheraw area to join our community. If you meet these simple criteria, you're already on your way to enjoying the numerous benefits we offer, including competitive loan rates and personalized service that feels more like friendship than business. For more details on eligibility, check out our website at . Opening an account with us is straightforward and welcoming. Just visit our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad64xa8dfoupxejwhltrvh9fhhh1blm2iblafhebdxpuwkdxruxzubvggt13jv0y_rejoxl7yaxky8_zjmnctmh5pvkiwzp3snzhtpgty8_lg , or give us a call at (843) 332-4506 if you have any questions. Our friendly team is here to assist you every step of the way. We can't wait for you to experience all that Spc has to offer!

At Spc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, as demonstrated by key metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $26,208,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,093 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $26,465,821 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, while we prioritize our members over non-member deposits, it's important to note that we have maintained $0 in resources that focus on benefiting you through better loan rates and exclusive perks. Our commitment to you extends beyond just numbers; it reflects in how we reinvest our resources. With $11,304,401 in undivided earnings, we continuously enhance innovative banking tools and stronger lending options to serve our members better. This allows us to support your financial goals across various sectors with $2,731 in used auto loans and $166,483,243 in total loans and leases. Our operational efficiency shines through with a net income of $2,638,869, enabling us to keep offering competitive loan rates and solid financial products tailored for your needs. We also take pride in having 77 full-time employees and 3 part-time employees dedicated to serving you with expertise and care. In total, we proudly manage 55,062 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, ensuring that we have the capacity to invest back into our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spc is your trusted partner. Visit us at 849 Chesterfield Hwy Cheraw Sc 29520 or call (843) 332-4506 to learn more about how we can help you achieve your financial goals.

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