Spc Credit Union Bennettsville SC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Spc, your trusted partner in financial well-being, located at 204 15401 Bypass East, Bennettsville, SC 29512. Since opening our doors in 1949, we have been dedicated to serving our community with reliable and personalized banking solutions. With over 25,000 members and total assets exceeding $239 million, we pride ourselves on being a cornerstone of financial support in the Bennettsville area. At Spc, we understand that each member has unique financial needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our commitment to our members is reflected in our total deposits of $20,847,068 and a robust net worth of $26,208,522. Our team, led by CEO Linda Weatherford and Board President Julian Walters, Jr., is passionate about making your banking experience seamless and rewarding. Whether you're looking for straightforward banking services or innovative online solutions like mobile payments and online banking, we're here to help you every step of the way. For any official correspondence, please send it to our mailing address: P.O. Box 1355, Hartsville, SC 29551. Feel free to reach out to us at 843-383-0090 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Join us at Spc and discover how we can empower your financial journey! Visit our website at spccu.org or stop by today to learn more about how we can assist you.

Branch History & Mission

Join Us

As we continue our journey into the future, we invite you to join our family at Spc. Experience firsthand how we blend personal service with modern solutions designed for your financial success. Whether you're looking for assistance with loans or simply want reliable advice on managing your money, we're here for you every step of the way. Come discover what makes us unique and how we can help you thrive! Visit us today or check out more about us at our website. Together, let's build a brighter financial future!

Our Journey

From the day we opened our doors, Spc has been committed to providing personalized service that meets the needs of every member. As we grew, so did our range of services. We began with basic banking products and have expanded to offer everything from auto loans and mortgages to business banking solutions. Our focus on innovation has kept us at the forefront of financial services; we now provide online and mobile banking options, making it easier for you to manage your finances anytime, anywhere. Our physical presence in Bennettsville is complemented by modern conveniences such as an ATM and drive-thru banking services. We understand that accessibility is key, which is why we ensure that help is always just a phone call away at (843) 383-0090. If you're looking to visit us in person, we're here Monday through Friday from 8:30 AM to 5:00 PM, ready to serve you.

Our Mission

At Spc, our mission goes beyond traditional banking. We believe in supporting not just individual financial health but also the well-being of our entire community. We take pride in partnering with local organizations and participating in outreach efforts that make a difference right here in Bennettsville. We strive to create a welcoming environment where everyone feels valued and empowered. While members can visit us at 204 15401 Bypass East Bennettsville Sc 29512, official correspondence should be sent to P.O. Box 1355, Hartsville, SC 29551 if you need assistance or have inquiries regarding your accounts.

Branch Location & Accessibility

Welcome to the Spc! Conveniently located at 204 15401 Bypass East Bennettsville Sc 29512 in beautiful Bennettsville, SC, our branch is designed to make your banking experience smooth and enjoyable. Whether you're stopping by for personal banking needs or looking for assistance with a loan, our friendly team is here to help. You can easily find us near local landmarks, making it simple to pop in when you're out and about. We pride ourselves on providing easy access for everyone, including ADA-compliant features and ample parking. If you prefer banking from your car, we also offer drive-thru services for quick transactions. Our lobby hours are welcoming, open from 8:30 AM to 5:00 PM Monday through Friday. This means you can visit us at your convenience during the week. For those who might need additional services outside of regular hours, rest assured that our ATM is available for cash withdrawals and balance checks anytime! While members can visit us at 204 15401 Bypass East Bennettsville Sc 29512, official correspondence should be sent to our mailing address at P.O. Box 1355, Hartsville, SC 29551 if it differs. Have questions or need assistance? Feel free to give us a call at (843) 383-0090. We invite you to stop by the Bennettsville Branch today! Our team looks forward to serving you and helping you achieve your financial goals with ease.

Member Eligibility

At Spc, we believe that everyone deserves a chance to be part of a welcoming community where financial well-being is a priority. Becoming a member is simple and inclusive, as we're committed to serving individuals who live, work, or worship in our local area. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans, joining us means gaining access to valuable resources designed to help you thrive. To explore the specific eligibility requirements, feel free to check out more details at . If you're ready to start your journey with us, the account opening process is straightforward just visit https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad64xa8dfoupxejwhltrvh9fhhh1blm2iblafhebdxpuwkdxruxzubvggt13jv0y_rejoxl7yaxky8_zjmnctmh5pvkiwzp3snzhtpgty8_lg or give us a call at (843) 383-0090. We can't wait to welcome you into our family at Spc, located at 204 15401 Bypass East Bennettsville Sc 29512!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine having a reliable partner that simplifies transactions for your customers while keeping your cash flow steady. Whether you're processing payments or managing payroll, our solutions are designed to meet your needs efficiently. At Spc, we're here to help your business navigate its financial journey. For more information or to get started, call us at (843) 383-0090 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $118 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,406,750, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide tailored services through our Business Banking offerings. From Merchant Services that simplify payment processing to various types of Business Loans, we're here to support your venture's growth and success.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we are proud to offer robust Online & Mobile Banking features. With just a few taps on your smartphone, you can check balances, transfer money, or pay bills anytime, anywhere. Need cash? Our ATM services allow for easy withdrawals and balance checks whenever you need them.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction without stepping inside the branch, our Basic Drive-Thru Banking provides a quick way to handle deposits, withdrawals, and simple transactions without any hassle. Plus, enjoy the flexibility of our Basic ATM Access for quick cash withdrawals or balance inquiries. At Spc, we're committed to making your banking experience as smooth as possible. Whether it's through our comprehensive service offerings or our friendly staff ready to assist you at every turn, we're here for you. Ready to take the next step? Call us at (843) 383-0090 or visit us online at https://spccu.org/ to learn more about how we can help you achieve your financial goals!

Personal Banking

We understand that personal banking is essential for everyone. That's why we offer Checking & Savings Accounts designed for convenience and growth. Imagine having easy access to your funds while also earning interest on your savings! For those big purchases or unexpected expenses, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving off in that new car without the stress of high payments. We also offer Mortgage Loans & Refinancing solutions to help make your dream home a reality or lower your monthly payments on your existing mortgage. If you need quick cash for personal projects, our Personal Loans & Debt Consolidation services can assist you in managing your finances better. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards.

Digital & Online Banking

Key Features

We prioritize your security while providing user-friendly features. For instance, our electronic signature authorization makes it easy to sign documents securely from the comfort of your home. Plus, with e-statements available, you can keep track of your transactions without the hassle of paper clutter. Want to make payments quickly? Our mobile payments feature allows you to pay for purchases directly from your phone. And if you need to send money to friends or family, our person-to-person transfer option is straightforward and efficient. For those who prefer mobile access, our dedicated mobile application offers all the essential tools right at your fingertips. You can manage your accounts on the go, making banking as simple as tapping a button. In a world where time is precious, Spc is committed to providing accessible and easy-to-use digital banking solutions that empower you to take control of your finances in real-time. Join us today and experience how convenient banking can be!

Financial Strength

A Solid Foundation

With a net worth of $26,208,522, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,093 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Trust

Trust is evident as well through our robust member base, with a total of 55,062 share accounts showing that many individuals choose Spc for their financial needs. This growing community reflects the reliability of our services and the confidence placed in us by our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Spc is your trusted partner. Visit us at 204 15401 Bypass East Bennettsville Sc 29512 or call (843) 383-0090 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing Back Into Our Community

With $11,304,401 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is reflected in our $2,731 in used auto loans and $166,483,243 in total loans and leases, which support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency shines through with a net income of $2,638,869, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 3 part-time employees who are always ready to assist you with their expertise.

Secure Savings Options

Members' savings are secured through $26,465,821 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on serving our members first, it's important to note that we also have $0 in non-member deposits. This allows us to concentrate our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,958,015 in used vehicle loans and $20,578,400 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines and Refinancing Options

In addition to these products, our total credit lines amount to $35,047,551, providing members with accessible funds when they need them most. If you're considering refinancing existing loans, our team is here to discuss eligibility options that can lower your monthly payments and save you money in interest. For business owners, our outstanding commercial loans totaling $16,406,750 provide the capital needed to grow and expand operations. We're committed to supporting local businesses and helping them thrive. Whether you're ready to apply now or have questions about our offerings, don't hesitate to reach out. You can call us at (843) 383-0090, visit us at 204 15401 Bypass East Bennettsville Sc 29512, or explore more on our website: https://spccu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,146,255, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,124,075 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. The platform prioritizes accuracy by working exclusively with reputable lenders, which means you can trust that the information you receive is reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what you're comparing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform can be in securing better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPC CREDIT UNION