Space Coast Credit Union Virginia Gardens FL: Quick Personal Loans & ATM Services

Introduction

Welcome to Space Coast Credit Union located at 6301 NW 36th St, Virginia Gardens, FL 33166! Since our establishment in 1951, we have been dedicated to providing exceptional financial services to our growing community of over 667,000 members. With a robust asset base of $8,808,246,174, we pride ourselves on offering secure and reliable banking solutions tailored to your needs. At Space Coast, we understand that every member's financial journey is unique. That's why we offer a variety of services from personal banking and auto loans to business financing and online banking ensuring you have access to the resources you need. Our total deposits stand at an impressive $675,598,920, reflecting the trust our members place in us. Our leadership team, led by CEO Tim Antonition and Board President Thomas Myers, is committed to fostering a supportive environment where our members can thrive. With a dedicated staff of 1,123 employees, we are here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 6301 NW 36th ST, Virginia Gardens, FL 33166. We invite you to explore the many benefits of being part of Space Coast Credit Union. Whether you're looking for competitive loan rates or simply want to open a savings account, we are here for you. For more information or assistance, don't hesitate to reach out at 305-888-6091 or visit us online at sccu.com. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Innovation

As we evolve with the times, we prioritize innovation while ensuring accessibility for all. Our branch offers modern conveniences such as online banking, mobile payments, and ATM services to meet the diverse needs of our members. For those who prefer face-to-face interactions, we also provide essential drive-thru banking services during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 6301 NW 36th St for their banking needs, official correspondence should be sent to the same address as well.

Join Us Today!

We invite you to experience the benefits of becoming a member of Space Coast Credit Union. With a focus on community support and financial well-being, you'll find not only great products but also a team ready to assist you every step of the way. Join us today and become part of a credit union that genuinely cares about your financial future! For more information or assistance, feel free to contact us at (305) 888-6091 or visit our website at sccu.com.

Our Mission

Our mission at Space Coast Credit Union is simple yet profound: to enhance the lives of our members through personalized financial solutions and unwavering support. We are dedicated to making banking accessible and straightforward, offering services that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe in being more than just a financial institution; we strive to be a pillar of support within our community. Our initiatives often extend beyond banking whether it's through local partnerships or outreach programs aimed at promoting financial literacy among residents. We are committed to serving all members of the community with respect and dedication.

Branch Location & Accessibility

Convenient Access

We understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can visit us comfortably. Plus, our ample parking area means you won't have to worry about finding a spot when you arrive.

Get in Touch

Have questions or want to learn more? Don't hesitate to call us at 305-888-6091. Our friendly staff is ready to assist you with anything you need. We invite you to come by and experience the difference at Space Coast Credit Union today!

Operating Hours

Our doors are open for you during the week! You can visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. If you're looking for drive-thru services, we're here for you Monday through Friday from 8 AM to 6 PM and even on Saturdays from 9 AM to 1 PM. We aim to fit your schedule as best as we can!

Services Offered

At Space Coast Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Need cash? Our ATM is readily available for quick withdrawals or balance checks.

Member Eligibility

At Space Coast, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around 6301 Nw 36Th St Virginia Gardens Fl 33166, you're likely eligible to join us. We're committed to offering personalized services and benefits that cater to your unique needs. To learn more about the specific eligibility requirements, feel free to check out our detailed information here. Joining Space Coast means gaining access to a wide range of financial products and services designed with you in mind. From checking and savings accounts to auto loans and credit cards, we strive to help you achieve your financial goals. Ready to take the next step? You can start the account opening process conveniently by visiting our website at this link. If you have any questions or need assistance, don't hesitate to call us at (305) 888-6091. Welcome to the family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to seize new opportunities or tackle unexpected challenges. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are essential for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From accepting card payments to managing online sales, we offer tools that make financial management easier and more effective. Visit us at 6301 Nw 36Th St Virginia Gardens Fl 33166, Virginia Gardens, FL, or call us at (305) 888-6091 to learn how we can help your business thrive!

Comprehensive List Of Services

Access When You Need It

We also have convenient ATM and cash withdrawal services available for quick transactions when you're out and about. If you prefer in-person banking, our basic drive-thru services make deposits and withdrawals a breeze. At Space Coast, we are not just about banking; we're about building relationships with our members. If you're ready to explore how we can assist you further, give us a call at (305) 888-6091 or visit us today! We look forward to serving you!

Convenient Online Services

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether it's checking balances or making payments on-the-go, we've got you covered.

Financing Your Dreams

If you're looking to purchase a new vehicle or refinance an existing loan, our Auto Loans & Vehicle Financing programs are ideal. We provide competitive rates and flexible terms so you can drive away in the car you've always wanted without breaking the bank.

Home Sweet Home

For those considering buying a house, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions that cater to all situations.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts that fit your lifestyle. Our accounts are designed to help you save for what matters most while giving you easy access to your money whenever you need it.

Rewards and Benefits

Our Credit Cards with Rewards program is perfect for members who want to earn while they spend. Enjoy cash back, travel rewards, and other perks tailored just for you. It's an easy way to maximize every purchase!

Simplifying Borrowing

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services give you the freedom to manage those surprises effectively. With flexible repayment plans, you can take control of your finances and reduce any financial stress.

Supporting Local Businesses

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand the unique challenges small businesses face and are committed to helping them thrive.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to access your accounts on the go. Whether you're out running errands or relaxing at home, everything you need is just a tap away. Plus, if you love using mobile payments, you'll be pleased to know we support that too! You can make quick payments directly from your phone no need for cash or cards. E-statements are another feature that enhances your banking experience with us. Opting for electronic statements means less paper clutter and more convenience. You can view your statements anytime and enjoy peace of mind knowing they are securely stored. For those looking for easy ways to send money to friends or family, our person-to-person transfer service is perfect. It's simple and fast just a few clicks and the money is on its way!

Security and Convenience

Security is always a top priority at Space Coast. Our electronic signature authorization ensures that your transactions are safe and valid. We utilize advanced technology to protect your information while making banking easier than ever. In addition to these features, our user-friendly interface makes navigating through your accounts a breeze. We believe that everyone deserves an effortless banking experience, so we've designed our digital services with you in mind. Whether you're tech-savvy or new to online banking, you'll find everything you need at Space Coast to manage your finances effectively. Embrace the ease of digital banking today!

Financial Strength

Commitment to Growth and Innovation

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Growing Trust Among Members

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 6301 Nw 36Th St Virginia Gardens Fl 33166 or call (305) 888-6091 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business operations. Our team is here to assist you with competitive rates and personalized service. At Space Coast Credit Union, we prioritize your financial well-being and aim to offer transparent services that cater specifically to your needs. For more information about eligibility and how to apply for any of these loan products, feel free to call us at 305-888-6091 or visit us online at sccu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those looking for additional flexibility in managing expenses or making larger purchases, our total credit lines amounting to $2,218,115,915 can be a great solution. These lines provide you with access to funds as needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide various refinancing options to ensure you have the best terms possible for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This product is ideal for those who want to consolidate debt or simply need extra purchasing power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a trustworthy tool to guide you is essential. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means you receive fair and reliable offers based on the latest results (Source: https://www.ncua.gov ). Each loan offer on LendMesh comes from legitimate financial institutions, providing users with peace of mind. One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings or paid promotions influencing which lenders appear first. This ensures that users can make informed decisions based solely on the best available rates without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons. As interest rates fluctuate, users benefit from up-to-date information that helps them choose the best option for their financial situation. This level of detail empowers users to act quickly when they find a favorable rate. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact that accurate and transparent information can have on individuals looking to secure loans. If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans