Space Coast Credit Union Vero Beach FL: Affordable Auto Loans & Checking

Introduction

Welcome to Space Coast Credit Union, your trusted partner in financial growth and community support, located at 6030 Elon Ln, Vero Beach, FL 32966. Since our establishment in 1951, we have proudly served over 667,000 members, providing a wide range of services designed to meet your personal and business banking needs. With total assets exceeding $8.8 billion, we stand as a strong pillar in the community, committed to helping you achieve your financial goals. At Space Coast, we believe that banking should be more than just transactions; it should foster relationships. Under the leadership of our dedicated CEO, Tim Antonition, and Board President, Thomas Myers, we focus on building a supportive environment where every member feels valued. Our team of over 1,100 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgages. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 6030 Elon Ln, Vero Beach, FL 32966-1007. We invite you to explore our offerings, including competitive rates on loans totaling more than 321,000 leases and an impressive deposit base of $675 million. Whether you're looking to finance a new vehicle or save for the future, our commitment is to provide reliable solutions tailored for you. Discover how we can help enhance your financial journey by visiting our website at www.sccu.com or calling us at 772-778-7362 today!

Branch History & Mission

Join Us

We invite you to become part of the Space Coast family! Experience first-hand how our dedicated team can help you navigate your financial journey with confidence. Visit us at 6030 Elon Ln or reach out via phone at 772-778-7362 for more information about how we can assist you today. Together, let's build a brighter future!

Our Journey

Since opening our doors over seven decades ago, Space Coast Credit Union has remained dedicated to providing personalized financial solutions that meet the unique needs of our diverse membership. Through the years, we've expanded our offerings from basic savings accounts to comprehensive lending options including auto loans and mortgages. Each milestone reflects our unwavering dedication to empowering members through education and accessible financial services. Our branch operates with convenience in mind. We invite you to visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and enjoy drive-thru service Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. For those who prefer digital banking, we also provide robust online banking services along with ATM access for your convenience.

Our Mission

At the core of Space Coast Credit Union's mission is a commitment to enhancing the quality of life for our members and the communities we serve. We strive not only to offer competitive financial products but also to foster an environment where every member feels valued and supported. Our goal is clear: empower individuals by helping them achieve their financial dreams while promoting responsible banking practices. In addition to our financial services, we actively engage in community outreach efforts that reflect our values. Whether it's partnering with local schools or supporting charitable initiatives, we believe in giving back to the community that has supported us throughout the years. As we look forward, we remain focused on leveraging technology while ensuring accessibility for all members. We are proud to be ADA compliant and continually seek ways to improve member experience through innovations like mobile payments and online loan applications.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? Visit us today at Space Coast Credit Union in Vero Beach or give us a call at (772) 778-7362. We look forward to helping you achieve your financial dreams!

Nearby Landmarks and Access

Located near popular spots like the Vero Beach Outlet Mall and just a short drive from the scenic Vero Beach parks, our branch is perfectly situated for both locals and visitors alike. We offer ample parking for our members, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can access our services comfortably.

Operating Hours

We know your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5 PM, and Fridays until 6 PM. For those on the go, our drive-thru service operates Monday through Friday from 8 AM to 6 PM and Saturdays from 9 AM to 1 PM, making it easy to handle your banking needs without leaving your car.

Services Offered

At Space Coast Credit Union, we provide a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions our team is equipped to assist you with all your financial needs. Plus, enjoy the convenience of our ATM service for quick withdrawals and balance checks whenever you need them. While members can visit us at 6030 Elon Ln Vero Beach Fl 32966, official correspondence should be sent to 6030 Elon Ln, Vero Beach, FL 32966-1007.

Member Eligibility

At Space Coast, we believe in building a community that supports one another, and we're excited to welcome new members into our family. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our area. If you meet these simple criteria, you can enjoy all the benefits of membership, including access to great rates on loans, personalized service, and a range of financial products designed with your needs in mind. To learn more about the specific eligibility details. Ready to take the next step? Opening an account at Space Coast is straightforward! Just stop by our branch located at 6030 Elon Ln Vero Beach Fl 32966, or give us a call at (772) 778-7362 for assistance. We're here to guide you through the process and answer any questions you may have. Join us today and experience the difference of being part of a credit union that truly cares!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to meet the needs of today's businesses. Imagine a small coffee shop that can accept payments easily from customers through mobile devices or contactless options. This convenience not only enhances customer satisfaction but also boosts sales. Our merchant services help streamline operations, allowing you to focus on what you do best running your business. Located at 6030 Elon Ln Vero Beach Fl 32966 in Vero Beach, FL, we're here to partner with you every step of the way. Reach out to us at (772) 778-7362 to learn more about how we can support your business dreams!

Comprehensive List Of Services

Accessing Your Money

Need cash? Our branch provides convenient ATM services along with basic drive-thru banking for quick deposits and withdrawals. We know life gets busy; that's why we strive to make banking as simple as possible. We invite you to experience all that Space Coast has to offer! Visit us at 6030 Elon Ln Vero Beach Fl 32966 or explore more about our services at our website. Let us help you achieve your financial goals today!

Business Banking Support

For our members who run businesses, we provide tailored services like merchant services and business loans that help you grow and manage your operations effectively. Our team understands the unique challenges businesses face and is here to support you every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. With features like person-to-person payments, mobile payments, and electronic statements, staying on top of your finances has never been easier.

Personal Banking Made Easy

Our personal banking services cover all the essentials. Whether you're looking for checking and savings accounts to manage your daily finances or need help planning for the future, we've got you covered. Imagine opening a checking account that not only keeps your money safe but also offers rewards for your spending habits. If you're considering purchasing a new car, our auto loans and vehicle financing options provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle of your dreams. For those looking to invest in real estate, our mortgage loans and refinancing services will guide you through every step, ensuring that you find the perfect fit for your budget.

Solutions for Everyday Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation options to help manage unexpected expenses or streamline existing debts into one manageable payment. And if you're interested in enhancing your purchasing power, check out our credit cards with rewards, designed to give you benefits for every dollar spent.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our mobile application, which offers a user-friendly interface for banking right from your smartphone. Whether you're making person-to-person transfers to friends or family, or using our mobile payments feature to make purchases, managing your finances has never been simpler. Plus, with electronic signature authorization, signing important documents is quick and secure no need to print anything out! We also offer e-statements, so you can stay organized without the clutter of paper statements filling your mailbox. You'll receive notifications whenever a new statement is ready, ensuring you never miss an update.

Security You Can Trust

Your security is our top priority. Our online banking services are protected with advanced encryption technology, ensuring that your personal information remains safe and secure. You can bank with confidence knowing that we take every measure to protect your data. In summary, Space Coast provides an array of digital banking options tailored for today's busy lifestyles. Enjoy the ease of access and enhanced security as you manage your accounts online or through our mobile app. With us, you're not just a member; you're part of a community that values convenience and safety in financial services.

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your money is in safe hands. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $99,682 in used auto loans and $7,178,163,645 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,326,302. Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 6030 Elon Ln Vero Beach Fl 32966 or call (772) 778-7362 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We recognize that small businesses play a vital role in our community's economy, and we're committed to supporting them with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide guidance throughout the process and help you understand your financing options, ensuring that you make informed decisions about your future.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, talk to us about your options. Our knowledgeable staff is ready to discuss how refinancing could save you money and simplify your financial commitments. At Space Coast, we're dedicated to providing exceptional service and support as you navigate your financial journey. For more details about our loan offerings or assistance with the application process, feel free to reach out at (772) 778-7362 or visit us at our branch located at 6030 Elon Ln Vero Beach Fl 32966 in Vero Beach, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you succeed financially!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while enjoying the benefits of earning rewards on your purchases.

Loan Aggregator

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SPACE COAST CREDIT UNION - Vero Beach, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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