Space Coast Credit Union Vero Beach FL: Affordable Auto Loans & Online Banking

Introduction

Welcome to Space Coast Credit Union located at 445 21St St Unit 8, Vero Beach, FL 32960! Since our establishment in 1951, we have proudly served our community with a focus on trust and reliability. With over 667,000 members, we are dedicated to helping you achieve your financial goals through a range of personal and business banking services. At Space Coast Credit Union, we understand that every member's needs are unique. That's why we offer tailored solutions like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Our commitment to providing excellent service is evident in our impressive total assets of $8.8 billion, which allows us to support our members effectively. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, our team of over 1,123 employees is here to assist you every step of the way. Whether you're looking for help with loans currently totaling 321,433 across various categories or exploring investment options with our substantial net worth of $940 million, we're ready to guide you through your financial journey. While members can visit us at our Vero Beach branch, official correspondence should be sent to the same address: 445 21st St Unit 8, Vero Beach, FL 32960-5455. For more information or assistance, feel free to reach out at 772-569-5149 or visit us online at Space Coast Credit Union. Join us today and discover how we can help you build a brighter financial future!

Branch History & Mission

Community Commitment

Our branch is not just about transactions; it's about building relationships. While members can visit us at 445 21St St Unit 8, official correspondence should be sent to 445 21st St Unit 8, Vero Beach, FL 32960-5455 if needed. We also provide convenient ATM access for your banking needs. With lobby hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM, we are here for you. Although we do not offer drive-thru services or shared service centers at this location, our friendly staff is always ready to assist you inside the branch.

Join Us

If you're looking for a credit union that puts its members first and strives for excellence in every aspect of service, look no further than Space Coast Credit Union. Experience the benefits of being part of a community-focused organization dedicated to your financial success. Visit us today or call us at 772-569-5149 we would love to welcome you into our family!

Our Evolution

From our inception, Space Coast Credit Union has been committed to providing exceptional financial services tailored to the needs of our members. We have continuously evolved to meet the changing financial landscape while maintaining our core values of service and community support. As a result, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our commitment to innovation is evident through our robust online and mobile banking platforms that ensure our members can manage their finances conveniently.

Our Mission

At Space Coast Credit Union, our mission is simple yet powerful: we strive to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial services and support. This mission drives us to create opportunities for growth through various programs that empower individuals and strengthen families. We are proud to be more than just a financial institution; we actively engage with our local community through outreach efforts and partnerships. Whether it's sponsoring local events or providing financial education workshops, we aim to make a positive impact in Vero Beach and beyond.

Branch Location & Accessibility

Welcome to Space Coast Credit Union at our Vero Beach branch, located conveniently at 445 21St St Unit 8, FL 32960. We're proud to serve the vibrant community of Indian River County, making banking easy and accessible for everyone in the area. Whether you are heading to the nearby shops or enjoying a day at the beach, you can easily stop by for your banking needs. Our branch is designed with your convenience in mind. There's ample parking available, and we are fully ADA compliant, ensuring that everyone can visit us without any hassle. While members can visit us at this location for all their banking needs, please note that official correspondence should be directed to our mailing address: 445 21st St Unit 8, Vero Beach, FL 32960-5455. We understand that your time is valuable. That's why our lobby hours are set up to accommodate your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM. If you prefer banking on-the-go, we also offer ATM services right here at our branch. Although we don't have drive-thru banking available, our friendly staff is ready to assist you inside. At Space Coast Credit Union, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards there's something for everyone! Plus, our online and mobile banking options make it even easier for you to manage your finances anytime. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 772-569-5149. We invite you to visit us soon and discover how Space Coast Credit Union can help you achieve your financial goals!

Member Eligibility

Becoming a member of Space Coast is like joining a close-knit family where everyone is valued and supported. If you live, work, or go to school in the area, you're already on the path to membership! At Space Coast, we believe that everyone deserves access to great financial services, which is why we welcome individuals who meet our simple eligibility criteria. For detailed information about what it takes to join us, feel free to check out our eligibility guidelines at . Once you're ready to open an account, you'll find the process straightforward and welcoming. Whether you're looking for personal banking options or loans tailored to your needs, we've got you covered. Our friendly team is here to assist you every step of the way. If you have any questions or need help getting started, don't hesitate to reach out at (772) 569-5149. We can't wait for you to become part of the Space Coast community at 445 21St St Unit 8 Vero Beach Fl 32960!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly, knowing that your transactions are secure and efficient. Our merchant services offer just that. From easy payment processing options to reliable customer support, we ensure that you can focus on what matters most growing your business. With tailored solutions that fit every size and type of operation, you'll find it easier than ever to manage sales and accept payments seamlessly. Located at 445 21St St Unit 8 Vero Beach Fl 32960 in Vero Beach, FL, we're here to partner with you every step of the way. Contact us at (772) 569-5149 to learn more about how our services can elevate your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM available at our branch location and basic ATM access features like withdrawals and balance checks, managing cash has never been easier. At Space Coast, we pride ourselves on being more than just a financial institution; we're a part of your community dedicated to helping you thrive financially. Come visit us at 445 21St St Unit 8 Vero Beach Fl 32960, give us a call at (772) 569-5149, or explore our website at https://www.sccu.com to learn more about how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms, making it easier for you to drive off with the vehicle you've always wanted.

Business Banking

For those running their own business, we offer comprehensive business banking solutions including merchant services and business loans. We understand the unique challenges entrepreneurs face and are committed to supporting your growth.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with great benefits, allowing you to earn points on purchases that can be redeemed for travel, merchandise, and more. It's a great way to make your everyday spending work for you!

Digital Banking Convenience

In today's fast-paced world, having access to banking at your fingertips is crucial. That's why we emphasize our online and mobile banking services. You can check balances, transfer funds, pay bills, or even deposit checks right from your smartphone or computer all designed for convenience.

Mortgage Loans & Refinancing

If homeownership is on your horizon, our mortgage loans can help turn that dream into reality. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity for other expenses. With personalized service throughout the process, we'll guide you every step of the way.

Personal Banking

Our personal banking services are crafted with you in mind. Whether you're looking to open a checking or savings account, we provide options that fit your lifestyle and financial goals. Imagine having easy access to your funds whenever you need them, supported by online and mobile banking that makes it simple to manage your accounts from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for a home project, medical bills, or consolidating debt, we're here to support you with solutions tailored to your situation.

Digital & Online Banking

Key Services

Our online banking is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which means you can access your account statements anytime without the clutter of paper documents. For those who appreciate speed, our electronic signature authorization feature lets you sign documents digitally, saving you time and hassle.

Mobile Features

Take your banking on the go with our mobile application! Available for download, it offers all the features of online banking right in your pocket. Plus, with mobile payments enabled, making purchases has never been easier or more secure. You can even send money quickly through person-to-person transfers, making it simple to split bills or send cash to friends and family. At Space Coast, we prioritize your security while ensuring that every interaction is user-friendly. Our technology is designed with you in mind, so you can manage your accounts in real-time without worrying about the complexities often associated with digital banking. Experience the ease and accessibility of modern banking today! Whether you're at home or on the move, Space Coast provides the tools you need to stay in control of your finances effortlessly.

Financial Strength

A Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $10,326,302, further supporting our commitment to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 445 21St St Unit 8 Vero Beach Fl 32960 or call (772) 569-5149 to learn more about how we can help you achieve your financial goals.

Investing in You

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We offer flexible terms and fast approvals to make the process as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or expand your operations, we are here to support your business journey. At Space Coast, located at 445 21St St Unit 8 Vero Beach Fl 32960, Vero Beach, FL, we're dedicated to helping our community thrive financially. If you have any questions or would like more information about our loan products, feel free to reach out at (772) 569-5149. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This option allows for quick access to funds when you need them most while providing the flexibility to pay off your balance at your own pace.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your budget and lifestyle. If you're considering refinancing, we have options available that can save you money in the long run.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Every loan comparison you see is based on real-time information from legitimate financial institutions, eliminating any guesswork or uncertainty.

SPACE COAST CREDIT UNION - Vero Beach, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans