Space Coast Credit Union Titusville FL: Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Space Coast Credit Union, located at 1920 Cheney Hwy, Titusville, FL 32780. Since our establishment in 1951, we have proudly served our community, building trust and providing financial solutions that empower our members. With a robust membership of over 667,000 individuals, we are dedicated to fostering financial well-being and supporting local growth. At Space Coast Credit Union, our total assets exceed $8.8 billion, reflecting our strong commitment to member satisfaction and fiscal responsibility. We offer a wide range of services, including personal banking, auto loans, mortgages, credit cards, and business banking solutions designed to meet your diverse needs. Our total deposits stand at an impressive $675.6 million, ensuring that your money is safe and accessible whenever you need it. Our leadership team is dedicated to your success. Under the guidance of CEO Tim Antonition and Board President Thomas Myers, we strive to create a welcoming environment where every member feels valued and supported. With a total of 1,123 employees working tirelessly for you, we're here to provide personalized service and expert advice. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 1920 Cheney Hwy, Titusville, FL 32780. We invite you to explore the variety of services we offer through our website at sccu.com. If you have any questions or need assistance, feel free to call us at 321-268-9971. Join us on this journey toward financial empowerment and community growth!

Branch History & Mission

Community Focus

At Space Coast, we take pride in being more than just a credit union; we are a vital part of the Titusville community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. Whether it's through financial literacy programs or sponsorship of community events, we strive to make a positive impact. While you can visit us at our branch location on Cheney Highway for all your banking needs, official correspondence should be sent to our mailing address at 1920 Cheney Hwy, Titusville, FL 32780 if it differs from your visit.

Join Us Today!

As we continue this journey together with our members in mind, we invite you to join Space Coast Credit Union. Experience the benefits of being part of a credit union that truly cares about its members and their financial well-being. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to reach out at 321-268-9971.

Modern Banking Solutions

In today's digital world, we understand the importance of convenience. That's why we offer online and mobile banking options that allow you to manage your finances anytime and anywhere. Whether you prefer traditional banking or modern technology, we've got you covered with features like ATM access and drive-thru service available for your convenience.

Our Journey

Since opening our doors, Space Coast has dedicated itself to providing exceptional financial services while fostering community support. From our humble beginnings, we have expanded our total assets to an impressive ${total_assets}, reflecting our commitment to growth and stability. Over the years, we have introduced various services tailored to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our mission is simple yet profound: to empower our members by offering competitive financial products and personalized support. We believe that everyone deserves access to financial resources that can help them achieve their dreams. That's why we focus not only on banking but also on building lasting relationships within the community.

Branch Location & Accessibility

Comprehensive Services

At Space Coast Credit Union, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same mailing address: 1920 Cheney Hwy, Titusville, FL 32780.

Convenient Access and Amenities

Our branch is designed with your comfort in mind. We offer ample parking space for all members, ensuring you can easily stop by without the hassle of searching for a spot. The branch is ADA compliant, featuring ramps and accessible entrances so everyone can visit us with ease. If you prefer the convenience of banking from your vehicle, take advantage of our drive-thru service available Monday through Friday.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 321-268-9971. Our friendly team is here to help you navigate your financial journey. We invite you to stop by our Titusville branch today we look forward to welcoming you!

Operating Hours

We understand that your time is valuable, which is why we have flexible operating hours tailored to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For those who want to manage their banking needs quickly and efficiently, our drive-thru operates Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Member Eligibility

Becoming a member of Space Coast is like joining a welcoming family that truly cares about your financial well-being. At Space Coast, located at 1920 Cheney Hwy Titusville Fl 32780, we believe in making banking accessible and friendly for everyone. To become a member, you simply need to meet some basic eligibility criteria. Generally, if you live, work, or worship in our community, you're likely eligible to join us! It's all about connecting with people who share similar values and goals. For the most current and detailed information on membership eligibility, feel free to check out our resource here: . Once you're ready to take the next step, opening an account with us is a breeze! Whether you're looking for checking and savings accounts or exciting loan options, we've got you covered. Our friendly team is here to help guide you through the process. If you have any questions or need assistance, don't hesitate to give us a call at (321) 268-9971. We're excited to welcome you into our community and support your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to process payments efficiently while focusing on what you do best running your business. Our merchant services offer just that. From credit card processing to e-commerce solutions, we provide reliable options that help streamline your operations. This way, you can spend less time worrying about transactions and more time serving your customers. Located at 1920 Cheney Hwy Titusville Fl 32780 in Titusville, FL, we're here to partner with you on your journey toward success. Reach out today at (321) 268-9971 to learn how our business banking solutions can make a real difference for your company!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

We're here for you! Reach out to us at (321) 268-9971 during our lobby hours from Monday through Thursday 9 AM - 5 PM, Friday 9 AM - 6 PM, or visit us during drive-thru hours from Monday through Friday 8 AM - 6 PM and Saturday 9 AM - 1 PM. Explore all that Space Coast has to offer by visiting us online at https://www.sccu.com or stop by today! Let us help you achieve your financial goals with personalized service and comprehensive solutions tailored just for you.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Access your accounts anytime, anywhere whether you're checking balances or transferring funds on the go. Our ATM & Cash Withdrawal Services ensure you have easy access to your money when you need it. Additionally, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. And if you prefer using an ATM, our Basic ATM Access lets you check balances and withdraw cash effortlessly.

Personal Banking and More

Whether you're looking to open a checking or savings account, we've got you covered with our Personal Banking options. Imagine having a safe place for your money, where you can easily manage your funds and plan for your future. We also offer Auto Loans & Vehicle Financing perfect if you're dreaming of that new car or need a reliable vehicle for work and family. Thinking about buying a home? Our Mortgage Loans & Refinancing services make homeownership more accessible than ever. If you're facing unexpected expenses or simply want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions tailored to your situation.

Rewards and Business Solutions

For those who love to earn while they spend, our Credit Cards with Rewards let you enjoy benefits on every purchase. Whether it's cash back or travel points, it's a great way to maximize your everyday spending. If you're a business owner, you'll appreciate our Business Banking services, including merchant services and business loans. We understand the unique challenges that come with running a business, and we're here to help you thrive.

Digital & Online Banking

Accessibility & Security

Accessibility is at the heart of our digital banking services. Our user-friendly mobile application means that your bank is always at your fingertips, allowing you to manage your accounts whenever needed. And don't worry about security your information is protected with advanced encryption and monitoring protocols. With all these features at Space Coast, you can enjoy peace of mind knowing that managing your finances is not only convenient but also safe. Experience the future of banking today by visiting us at https://www.sccu.com !

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also sign documents electronically thanks to our electronic signature authorization feature, which saves you time while ensuring security. Plus, if you prefer to keep track of your transactions digitally, e-statements are available for your convenience. For those busy days when you need to make payments quickly, our mobile payments feature lets you send money directly from your smartphone. Whether it's splitting a dinner bill or sending funds to a friend, person-to-person transfers make it simple and hassle-free.

Financial Strength

Commitment to Operational Excellence

Our impressive $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 1,116 full-time employees and 7 part-time employees, we're always ready to assist you with a knowledgeable staff committed to your success. Additionally, our net shares available for lending stand at $10,326,302, showing that we have ample resources ready for investment back into the community. With a growing member base evidenced by 1,177,864 total share accounts we are building a strong future together.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1920 Cheney Hwy Titusville Fl 32780 or call (321) 268-9971 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits total $226,197,323, allowing us to focus our resources on benefiting you through better loan rates and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to provide you with competitive loan options and secure savings opportunities. Our net worth ratio of $1,066 demonstrates our capital strength, ensuring we can continue delivering loans and services even in uncertain economic times. Your trust means everything to us, and we are dedicated to maintaining this level of reliability.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your operations. We work closely with local businesses to ensure they have the resources they need to thrive. If you're considering refinancing options or checking your eligibility for any of these loan products, please reach out to us at 321-268-9971. Our knowledgeable staff is ready to assist you with any questions you might have about our services or how we can best serve your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Space Coast, we're dedicated to providing transparent and supportive services that empower our members financially. Visit us at 1920 Cheney Hwy Titusville Fl 32780 or explore more about our offerings online at sccu.com.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, making buying or refinancing simple. We can assist you in exploring various mortgage plans that meet your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards can provide added convenience for everyday purchases while offering rewards that benefit you.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users make informed decisions that suit their financial needs. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers, eliminating any guesswork involved in finding suitable loan options. One of the key benefits of LendMesh is its dedication to accuracy. The platform guarantees: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates how LendMesh has positively impacted many people's financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans