Space Coast Credit Union Sebastian FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Space Coast Credit Union, your trusted partner in financial wellness since 1951. Located at 9390 90Th Ave, Sebastian, FL 32958, we are proud to serve our community with a commitment to personal banking that prioritizes your needs. With over 667,000 members and total assets of $8,808,246,174, our credit union stands as a pillar of support for individuals and families alike. At Space Coast Credit Union, we believe in making financial services accessible and straightforward. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our dedicated team is here to guide you every step of the way. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, our focus remains on providing exceptional service and building lasting relationships within the community. While members can visit us at our branch address, official correspondence should be sent to 9390 90th Ave, Sebastian, FL 32958-7012. We invite you to experience the difference that comes with being part of a credit union that truly cares about its members. With total deposits amounting to $675,598,920 and a net worth of $940,367,420, your finances are in safe hands with us. Ready to take charge of your financial future? Visit us online at Space Coast Credit Union or call us at 772-581-0915 today! We look forward to welcoming you into our family.

Branch History & Mission

Welcome to Space Coast Credit Union in Sebastian, Florida! Since our doors opened in 1951, we have proudly served the community with a commitment to providing exceptional financial services tailored to the needs of our members. Located at 9390 90th Ave, just a stone's throw from local landmarks like Sebastian Inlet State Park, our branch has become a trusted partner for many families and businesses in the area. As we celebrate over seven decades of service, we reflect on our journey from a small credit union to a robust organization with total assets exceeding $8.8 billion and a membership of over 667,000 individuals. This growth is a testament to our dedication to delivering value and support to our members. At Space Coast Credit Union, our mission is clear: we aim to empower our members by providing innovative financial solutions while fostering strong community ties. We understand that financial well-being goes beyond banking; it's about being there for you through every stage of life. Whether you're looking for personal loans, mortgages, or business banking services, we are here to help you achieve your goals. While members can visit us at 9390 90th Ave, official correspondence should be sent to 9390 90th Ave, Sebastian, FL 32958-7012. Our operating hours are convenient: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturdays from 9 AM to 1 PM. For added convenience, we offer ATM access and drive-thru banking services. In an ever-evolving world, we've embraced technology to make banking easier for you. With online banking, mobile payments, and e-statements available, managing your finances has never been simpler. We're also committed to accessibility; our facilities comply with ADA standards so that everyone can bank comfortably. Our commitment extends beyond banking. We actively engage in community outreach programs and partnerships designed to uplift those around us. Whether it's supporting local charities or sponsoring events that foster growth and connection within the community, we believe in giving back because together we thrive. If you're not yet a member of Space Coast Credit Union, we invite you to join us today! Experience the benefits of personalized service and community-focused banking. Together, let's build a brighter financial future for you and your family. Call us at 772-581-0915 or visit us online at sccu.com for more information on how you can get started!

Branch Location & Accessibility

Accessibility Features

At Space Coast Credit Union, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and spacious walkways, ensuring that everyone can access our services comfortably. Plus, we offer ample parking right outside the entrance so you can easily park and walk in.

Call to Action

We invite you to stop by Space Coast Credit Union today! Our friendly team is ready to assist you with any questions or financial needs you may have. Feel free to give us a call at 772-581-0915 if you need more information or want assistance before visiting us. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable! That's why we've designed our operating hours to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru is available during similar hours: Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

At Space Coast Credit Union, we're here for you with a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our ATM is accessible on-site for withdrawals and balance checks. If you prefer the convenience of handling transactions from your car, our drive-thru service allows for easy deposits and withdrawals without ever leaving your vehicle. Additionally, we proudly offer shared services for partner credit union members, making banking even more convenient.

Member Eligibility

Joining the Space Coast community at Space Coast is not just about banking; it's about becoming part of a supportive family that values your financial well-being. If you live, work, worship, or attend school in certain areas of Florida, you're likely eligible to become a member! We welcome individuals from various walks of life, and our goal is to make it easy for you to access our range of services designed to help you thrive. You can check out the full eligibility criteria by visiting this link for more details. Becoming a member means you'll enjoy personalized service and a suite of benefits tailored just for you. Opening an account is straightforward and can be done through our website or by visiting us at 9390 90Th Ave Sebastian Fl 32958. If you have any questions or need assistance, feel free to give us a call at (772) 581-0915. We're excited to help you take this important step towards financial empowerment!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine having the tools you need right at your fingertips. Our merchant services allow you to accept payments effortlessly, making transactions smooth for both you and your customers. Whether it's credit cards or mobile payments, we provide options that fit your business needs perfectly. Visit us at 9390 90Th Ave Sebastian Fl 32958 in Sebastian, FL, or call us at (772) 581-0915 to learn more about how our business banking services can help propel your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of that new car? We offer competitive rates on auto loans and vehicle financing. Our team is here to guide you through the process, making it as simple as possible. We understand that purchasing a vehicle is a significant decision, and we want to ensure you have the best options available.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. We understand that running a business comes with challenges, and we're here to help you succeed by providing the right tools and resources.

Credit Cards with Rewards

Enjoy shopping while earning rewards! Our credit cards come with various benefits tailored to fit your lifestyle. From cashback on everyday purchases to travel rewards, there's something for everyone at Space Coast.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions along with ATM access for quick cash withdrawals. Whether you need to deposit checks or perform simple transactions at our drive-thru, we ensure that managing your finances is easy and efficient.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan for better terms, we provide personalized support every step of the way. Let us help make your home ownership dreams come true.

Personal Banking

Whether you're looking to open a checking or savings account, Space Coast has you covered. Our personal banking options are tailored for everyone, from students to families. You can easily manage your finances online or through our mobile banking app, allowing you to check balances, pay bills, and transfer funds anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why Space Coast offers personal loans and debt consolidation services designed to help you regain control over your finances. Our flexible terms make it easier for you to manage payments and reduce financial stress.

Shared Branch Transactions

If you're traveling or away from home, don't worry! At Space Coast, we participate in shared branch transactions so members of partner credit unions can access their accounts seamlessly no matter where they are. In summary, Space Coast is committed to supporting all aspects of your financial journey with our extensive list of services from personal banking and loans to digital features that make managing money straightforward. Ready to get started? Visit us at 9390 90Th Ave Sebastian Fl 32958 or give us a call at (772) 581-0915 today! Explore how we can help you achieve your financial goals now!

Digital & Online Banking

E-Statements and Mobile App

Stay organized with e-statements that keep all your financial information at your fingertips. You can easily view and download your statements whenever you need them. If you're always on the go, our mobile application lets you carry your bank right in your pocket. Whether you want to deposit checks or check balances, everything is just a tap away.

Online Banking Services

With 24/7 access through our online banking portal at https://www.sccu.com , you can check your account balance, transfer funds, and pay bills with just a few clicks. No more waiting in line or rushing to the bank before closing time!

Person-to-Person Transfers and Mobile Payments

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the money is sent instantly! You can also enjoy the ease of mobile payments, allowing you to make purchases directly from your phone. In short, Space Coast offers a comprehensive suite of digital banking tools tailored for modern living. Access all these features while enjoying peace of mind knowing that your financial transactions are secure and straightforward. Join us today and experience how easy banking can be!

Security Features

Your safety is our top priority. We use advanced security measures to protect your information. Plus, we offer electronic signature authorization, making it easy to sign documents securely without the hassle of paper forms.

Financial Strength

A Trusted Partner for Your Future

Total Share Accounts: 1,177,864, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 9390 90Th Ave Sebastian Fl 32958 or call (772) 581-0915 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Support for Your Goals

We support our members' financial goals with $99,682 in used auto loans and $7,178,163,645 in total loans and leases. This diverse lending capacity reflects our dedication to helping you achieve your dreams whether it's purchasing a new vehicle or expanding your business.

Member-Focused Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means you can trust us with your financial needs.

Solid Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your vision. If you are considering refinancing options or want to know about eligibility criteria, our team is ready to assist you. We believe that everyone deserves access to financial solutions tailored to their needs. At Space Coast, we're more than just a lender; we're your partners in achieving financial success. For more information about our loan offerings, please contact us at (772) 581-0915, or visit us at 9390 90Th Ave Sebastian Fl 32958 in Sebastian, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards fulfilling your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide competitive rates and flexible terms to assist you on your journey toward owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This option can be ideal for those looking for convenience and flexibility in their spending without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing represents verified information, eliminating guesswork and allowing you to make informed decisions.

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans