Space Coast Credit Union Port Orange FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner since 1951! Located at 1788 Dunlawton Ave, Port Orange, FL 32127, we are proud to serve our community with a strong commitment to member satisfaction and financial well-being. With over 667,000 members and total assets exceeding $8.8 billion, we strive to offer exceptional banking services tailored just for you. At Space Coast Credit Union, we understand that financial needs can vary greatly. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have a variety of products designed to help you achieve your goals. Our dedicated team of over 1,100 employees is here to guide you through every step of your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 1788 Dunlawton Ave, Port Orange, FL 32127. If you need assistance or have questions about our services, feel free to reach out at 386-767-7539. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, we are committed to maintaining a strong financial foundation with a net worth of $940 million and total deposits amounting to $675 million. Our goal is not only to provide quality financial products but also to make a positive impact in our community. Explore our website at sccu.com for more information on how we can assist you with your banking needs. We invite you to visit us in person or give us a call today!

Branch History & Mission

Commitment to Excellence

At Space Coast Credit Union, we strive to provide not just great service but also innovative solutions for our members' financial needs. With features like online banking, mobile payments, and ATM access available at our branch and beyond, we're committed to making banking easy and convenient. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; we also offer drive-thru services Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. While members can visit us at 1788 Dunlawton Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address: 1788 Dunlawton Ave, Port Orange, FL 32127.

Join Us

As we look towards the future, Space Coast Credit Union remains dedicated to enhancing the financial lives of our members while continuing our tradition of community involvement. We invite you to join us on this journey! Experience firsthand the benefits of membership with us become part of a credit union that truly cares about its people. For more information or to open an account today, call us at 386-767-7539 or visit sccu.com. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Space Coast has continuously evolved to meet the needs of our members. What started as a simple mission to provide affordable financial solutions has transformed into a comprehensive array of services including personal banking, auto loans, mortgages, and business banking options. We pride ourselves on being more than just a financial institution; we are a vital part of the communities we serve. Our mission is straightforward: to empower our members through accessible financial resources while giving back to the community. We focus on creating lasting relationships built on trust and mutual respect. This commitment is reflected in our ongoing community outreach efforts whether it's sponsoring local events or supporting local charities, we believe in making a positive impact.

Branch Location & Accessibility

Accessibility Features

At Space Coast Credit Union, we understand the importance of accessibility. Our branch is equipped with ramps and ADA-compliant features to ensure that everyone can enjoy our services comfortably. Plus, we offer ample parking space for your convenience.

Get in Touch

We're here to help! If you have any questions or need assistance, feel free to call us at 386-767-7539. We invite you to visit our Port Orange branch today and discover how we can support your financial journey. We look forward to welcoming you!

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and we even have Saturday hours from 9 AM to 1 PM. If you're in a hurry, our drive-thru service is available during weekdays from 8 AM to 6 PM and on Saturdays from 9 AM to 1 PM perfect for quick deposits or withdrawals without leaving your car!

Services Offered

At Space Coast Credit Union, we provide a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, our drive-thru allows for simple transactions without the hassle of entering the branch.

Member Eligibility

At Space Coast, we believe that becoming a member is like joining a warm, welcoming family where everyone supports each other. If you're looking to join us, the good news is that eligibility is quite straightforward! Whether you live, work, or worship in our community, you can become part of our credit union. We're here to offer you personalized financial services tailored just for you, with perks like lower loan rates and higher savings yields. For those interested in opening an account, simply visit our website at http://www.sccu.com/personal/auto-loans for easy guidance on how to get started. Have questions? Don't hesitate to reach out at (386) 767-7539; we're excited to assist you! To learn more about specific eligibility details, check out this link: . Welcome to a brighter financial future with Space Coast!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers quickly and securely, no matter where you are. Our merchant services make this possible. Whether you need point-of-sale solutions or online payment processing, we equip your business with the tools necessary to thrive in today's marketplace. Located at 1788 Dunlawton Ave Port Orange Fl 32127 in Port Orange, FL, we invite you to visit us or give us a call at (386) 767-7539 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we also cater to your needs with our Business Banking solutions. From merchant services that make transactions smoother to business loans that fuel growth, we're committed to helping local businesses thrive.

Digital and Convenient Banking Features

In today's fast-paced world, convenience matters more than ever. That's why at Space Coast, we provide robust Online & Mobile Banking platforms that let you manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, keeping track of your finances has never been easier. Need cash on the go? Our network of ATMs ensures you have access to cash whenever you need it. Plus, with basic drive-thru banking services available for deposits and withdrawals, handling your banking tasks is quick and hassle-free.

Personal Banking Solutions

Managing your day-to-day finances is made easy with our Personal Banking services. We offer checking and savings accounts designed to meet your needs, whether you're saving for a rainy day or managing monthly expenses. Additionally, our Auto Loans & Vehicle Financing options allow you to drive away in your dream car without breaking the bank. Need help with home ownership? Our Mortgage Loans & Refinancing services provide competitive rates to make owning a home achievable. For those unexpected expenses, our Personal Loans & Debt Consolidation can help simplify your finances and reduce stress. Plus, don't forget about our Credit Cards with Rewards, offering benefits that can turn your everyday purchases into exciting rewards!

We're Here for You

Our commitment doesn't stop at offering a variety of services; it extends to providing exceptional support. If you have questions or need assistance, feel free to reach out at (386) 767-7539 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us at Space Coast as we work together toward achieving your financial goals. Explore all that we have to offer by visiting us online or stopping by our branch! We look forward to serving you soon!

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds with just a few clicks. Enjoy the ease of electronic signature authorization for a hassle-free experience when signing documents from the comfort of your home. And if you prefer going paperless, our e-statements are available to help you manage your finances more efficiently. For those who love the convenience of mobile payments, you'll be pleased to know that we support this feature, making it easy to make purchases right from your smartphone. Our dedicated mobile application is also at your service, allowing you to manage your accounts wherever life takes you.

Security and Accessibility

Your security is our top priority. Our online services come equipped with robust security measures to keep your information safe while providing you with real-time account management. Plus, with person-to-person transfers, sending money to friends and family has never been easier or more secure. In today's fast-paced world, having reliable access to your financial resources is essential. At Space Coast, we strive to offer accessible solutions that empower you to take control of your finances effortlessly. Join us in embracing the future of banking conveniently and securely!

Financial Strength

A Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1788 Dunlawton Ave Port Orange Fl 32127 or call (386) 767-7539 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through every step of the process.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to expand your operations or invest in new projects. We are dedicated to supporting local businesses and ensuring they thrive. Our team at Space Coast, located at 1788 Dunlawton Ave Port Orange Fl 32127, Port Orange, FL, is ready to assist you with all your lending needs. You can reach us at (386) 767-7539 during our lobby hours: Mon-Thur 9-5, Fri 9-6, and Drive Thru Hours: Mon-Fri 8-6, Sat 9-1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for a loan for personal use or business purposes, we're here to help make your financial aspirations come true!

Credit Lines and Personal Loans

If you need flexibility in managing your finances, consider our total credit lines which amount to $2,218,115,915. This product allows you to borrow what you need when you need it. Additionally, we have unsecured credit card loans available with a total of $186,755,919, giving you the freedom to handle unexpected expenses or consolidate debt effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We also provide various refinancing options that could lower your monthly payments or help you tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that users receive accurate information about their options. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that put the user first. Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions in one place. This feature helps consumers make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION - Port Orange, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans