Space Coast Credit Union Palm Coast FL: Best Auto Loans & Personal Banking

Introduction

Welcome to Space Coast Credit Union, where we prioritize your financial well-being and community connection. Located at 10 Leanni Way, Palm Coast, FL 32137, our branch has been serving members since 1951. With a commitment to providing exceptional service, we're proud to support over 667,000 members with diverse financial needs. At Space Coast Credit Union, we understand that every dollar counts. That's why we manage an impressive $8,808,246,174 in assets and ensure robust financial health with a net worth of $940,367,420. Whether you're looking for personal banking options like checking accounts and auto loans or business services including merchant solutions and business loans, we've got you covered. Our dedicated team of 1,123 employees is led by CEO Tim Antonition and Board President Thomas Myers, who are passionate about fostering a welcoming environment for all members. We're here to help you navigate your financial journey whether you're saving for a dream vacation or seeking assistance with home financing. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 10 Leanni Way, Palm Coast, FL 32137. Feel free to reach out at 386-445-5470, or visit our website at sccu.com for more information on how we can assist you today. Join us in making meaningful strides towards achieving your financial goals let's grow together!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are an integral part of the Palm Coast community. Through various outreach programs and partnerships with local organizations, we work tirelessly to improve lives around us. From sponsoring local events to offering financial literacy workshops, our goal is to help everyone achieve their financial dreams. Our branch features convenient amenities including ATM access and drive-thru banking services for your ease. We understand that life gets busy; that's why we're here with flexible operating hours: Lobby Hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Drive-Thru Hours extend even further for your convenience on weekdays from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. As we look ahead toward future growth and innovation, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Space Coast Credit Union. Together, let's build a strong financial future for ourselves and our community! If you're ready to take the next step towards achieving your financial goals or want more information about our services, please contact us at (386) 445-5470 or visit us online at sccu.com. Your financial success is just a decision away!

Our Mission

Our mission is simple yet powerful: to provide quality financial services with a personal touch while contributing positively to the communities we serve. At Space Coast Credit Union, we believe that when we support each other as neighbors and friends, everyone benefits. We strive to empower individuals through financial education and responsible lending practices. While you can visit us at our physical location in Palm Coast at 10 Leanni Way, official correspondence can be sent to the same address as our mailing address: 10 Leanni Way, Palm Coast, FL 32137. Whether you prefer face-to-face interactions or digital banking solutions like online banking and mobile payments, we are here for you.

Branch Location & Accessibility

Welcome to Space Coast Credit Union, your trusted financial partner located conveniently at 10 Leanni Way in beautiful Palm Coast, Florida. Nestled in the heart of Flagler County, our branch is easily accessible for all your banking needs. You can find us just a short drive from popular local spots, making it simple to stop by while you're out and about. At Space Coast Credit Union, we prioritize convenience for our members. Our location features ample parking and is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. Whether you prefer to visit us in person or need to handle transactions quickly, we've got you covered with our drive-thru banking option. We're proud to offer a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgages. Plus, our ATM is available for quick cash withdrawals and balance inquiries at any time. If you have questions or need assistance, don't hesitate to give us a call at 386-445-5470. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 10 Leanni Way for all their banking needs, any official correspondence should be sent to the same address for your convenience. Come experience the friendly service and community-focused approach that sets Space Coast Credit Union apart. We look forward to welcoming you soon!

Member Eligibility

At Space Coast, we believe in creating a welcoming community where everyone can thrive. Joining us is easy! If you live, work, or worship in Flagler County, you're already on the right path to becoming a member. We also welcome family members of existing members, making it even easier to share the benefits of credit union membership with your loved ones. Becoming part of our Space Coast family means gaining access to personalized banking services, competitive rates on loans, and a supportive network that truly cares about your financial well-being. To start your journey with us at 10 Leanni Way Palm Coast Fl 32137, simply visit our website for detailed eligibility criteria. Ready to open an account? The process is straightforward and designed with you in mind; check out how you can get started at http://www.sccu.com/personal/auto-loans. If you have any questions or need assistance, feel free to give us a call at (386) 445-5470. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services that simplify payment processing for businesses of all sizes. Imagine being able to accept payments from customers seamlessly, whether they pay with credit cards, mobile wallets, or other methods. This convenience not only enhances customer experience but can also lead to increased sales. Located at 10 Leanni Way Palm Coast Fl 32137, Palm Coast, FL, our team is ready to assist you with all your business banking needs. Contact us today at (386) 445-5470 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash on the go? Our ATMs provide easy access for withdrawals and balance inquiries, while our basic drive-thru banking ensures quick service for deposits and simple transactions without leaving your car. At Space Coast, we're not just about banking; we're about building relationships with our members. We invite you to visit us at 10 Leanni Way Palm Coast Fl 32137, call us at (386) 445-5470, or explore more about what we offer by visiting us online at https://www.sccu.com. Together, let's work towards securing a brighter financial future!

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans designed to help small businesses thrive. Whether you're starting out or expanding, we're here to support your journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can access essential services like ATM withdrawals, balance checks, and even person-to-person payments right from your smartphone.

Credit Cards with Benefits

With our credit cards featuring rewards, every purchase can bring you closer to exciting perks. Whether it's cashback, travel points, or other rewards, we have options that cater to your spending habits.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through the process. We aim to make homeownership accessible, offering flexible options tailored to fit your budget and lifestyle. Whether you're a first-time buyer or looking to refinance an existing mortgage, our knowledgeable staff is ready to assist.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer personal banking services that make it easier for you to handle your day-to-day transactions. With our checking and savings accounts, you can easily keep track of your spending and save for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to help get you on the road without breaking the bank.

Support for Your Personal Projects

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We work with you to find a solution that best fits your financial situation, allowing you to tackle those challenges head-on without added stress.

Digital & Online Banking

Additional Features

If you enjoy making payments on the go, our mobile payments feature lets you complete transactions quickly and securely using your smartphone. Want to send money to a friend? Our person-to-person transfer option makes it simple to share funds instantly. With our commitment to providing real-time account management and user-friendly tools, Space Coast is here to support all of your banking needs. Join us in embracing the future of finance where accessibility meets security!

Key Services

Our online banking platform, accessible at https://www.sccu.com, allows you to view your account balances, transfer funds, and pay bills 24/7. With just a few clicks, you can stay on top of your financial health anytime, anywhere. Plus, our mobile application brings the bank right into your pocket, ensuring that you have access to your accounts whenever you need it.

Security and Ease-of-Use

We prioritize your security with features like electronic signature authorization, which simplifies the process of signing documents without compromising safety. You can also opt for e-statements for a paperless way to keep track of your transactions reducing clutter while staying eco-friendly.

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial, and we are proud to be that partner for our community. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is reflected in our lending capacity; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we're here to help you every step of the way. Our impressive $14,323,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,326,302. Total Share Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 10 Leanni Way Palm Coast Fl 32137 or call (386) 445-5470 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We make it easy to finance your vehicle with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business. Whether you're starting a new venture or seeking funds for operational costs, we are here to support your business journey. At Space Coast, we believe in making borrowing straightforward and accessible. If you're considering refinancing any existing loans or need guidance on eligibility options, our experienced staff is ready to assist you every step of the way. To learn more about our loan products or to start your application today, visit us online at https://www.sccu.com or call us directly at (386) 445-5470. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those needing ongoing access to funds, our total credit lines amounting to $2,218,115,915 allow you to borrow as needed while only paying interest on what you use. This can be an effective way to handle unexpected expenses or major purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide personalized assistance to help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to suit your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all offers presented are fair and transparent. Each listing comes from legitimate financial institutions, making it easy for users to trust the information they see.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial sources, ensuring that you are viewing accurate and trustworthy options. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment means users receive unbiased results that reflect the best available options. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION - Palm Coast, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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