Space Coast Credit Union Palm Bay FL: Quick Personal Loans & Rewards Cards

Introduction

Welcome to Space Coast Credit Union located at 3555 Bayside Lakes Blvd SE, Palm Bay, FL 32909! Since our establishment in 1951, we have been dedicated to serving our members and supporting the vibrant community of Palm Bay. With a strong membership base of over 667,000 individuals, we pride ourselves on providing personalized financial solutions that help our members achieve their goals. At Space Coast Credit Union, our commitment to you goes beyond just banking. We manage a robust total asset portfolio of $8,808,246,174, ensuring that your money is secure and working for you. Whether you're looking for auto loans where we've issued 321,433 loans or savings options with total deposits reaching $675,598,920, we have a wide array of services designed to meet your needs. Our leadership team is equally dedicated; CEO Tim Antonition and Board President Thomas Myers are passionate about fostering an environment where members come first. With a staff of 1,123 employees, we ensure that every visit or call is met with friendly service and expert advice. While you can visit us at our branch for all your financial needs, please note that official correspondence should be sent to the same address: 3555 Bayside Lakes Blvd SE, Palm Bay, FL 32909-6842. Ready to take the next step towards your financial future? Give us a call at 321-956-0147 or explore more about our offerings by visiting our website. Join us today and discover how Space Coast Credit Union can make a positive impact on your financial journey!

Branch History & Mission

Community Commitment

We pride ourselves on being accessible; that's why we have ATM availability right here at our branch for easy cash withdrawals and balance checks. Although we do not offer drive-thru services or shared service centers at this location, we're dedicated to ensuring that all interactions whether in-person or through digital platforms are seamless and user-friendly. Our online banking services allow members to manage their accounts anytime, anywhere. As we look forward to continuing this journey together with you, we invite you to join Space Coast Credit Union today. Experience firsthand how we can help you achieve your financial goals while being an integral part of a supportive community. For more information on opening an account or exploring loan options, feel free to reach out at 321-956-0147 or visit us online at sccu.com. Let's build a brighter future together!

Our Mission

At Space Coast Credit Union, our mission is clear: we strive to provide exceptional service and innovative financial solutions tailored to meet the diverse needs of our members. We are not just about transactions; we are about building trust and understanding with each person who walks through our doors or engages with us online. We understand that everyone's financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment extends beyond traditional banking we actively participate in community outreach efforts and partnerships that benefit local initiatives. While members can visit us at 3555 Bayside Lakes Blvd SE for all their banking needs, official correspondence should be sent to our mailing address: 3555 Bayside Lakes Blvd SE, Palm Bay, FL 32909-6842. Our lobby hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM.

Branch Location & Accessibility

Call to Action

Whether you're looking for financial advice or need assistance with your accounts, our friendly staff at Space Coast Credit Union is ready to help. If you have any questions or want more information, don't hesitate to give us a call at 321-956-0147. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

You can find us near popular spots like the Bayside Lakes Community and the scenic parks that make Palm Bay such a lovely place to live. Our location features ample parking to ensure a hassle-free visit. We are also committed to accessibility; our branch is ADA compliant, so everyone can comfortably access our services.

Operating Hours and Services

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, and Fridays until 6 PM. Feel free to stop by during these hours for all your personal banking needs. From checking and savings accounts to auto loans and mortgages, we have a wide range of services tailored just for you. For those who prefer digital banking, our online and mobile platforms offer convenient access anytime, anywhere. And don't forget about our ATM availability right here at the branch for quick cash withdrawals or balance checks.

Member Eligibility

At Space Coast, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that genuinely cares for your financial well-being. If you're looking to become part of our family, you'll find that eligibility is quite welcoming! Whether you live, work, or worship in the areas we serve, you could be on your way to enjoying all the benefits we offer. We're dedicated to providing our members with personalized service and a wide range of financial products tailored to meet your needs. To get started, simply visit us at 3555 Bayside Lakes Blvd Se Palm Bay Fl 32909, or give us a call at (321) 956-0147. You can also explore more about our membership criteria by checking out this resource. Opening an account with us is straightforward and accessible, ensuring you can easily tap into the advantages of being a member at Space Coast. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards, mobile payments, or online transactions. This not only enhances customer satisfaction but also streamlines your operations. Located at 3555 Bayside Lakes Blvd Se Palm Bay Fl 32909, Palm Bay, FL 32909, we are here to partner with you on your journey to success. Reach out today at (321) 956-0147 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Convenience is key when it comes to accessing your money. At our branch, you'll find ATM & Cash Withdrawal Services, allowing for easy cash access right when you need it. Our basic ATM access includes withdrawals and balance checks, ensuring you're never left in the lurch. At Space Coast, we pride ourselves on making banking accessible and friendly. If you're interested in any of our services or have questions about how we can assist you further, don't hesitate to reach out at (321) 956-0147 or visit us online at Space Coast Credit Union-bayside Lakes. Let us partner with you on your financial journey!

Auto Loans & Vehicle Financing

Are you considering purchasing a new vehicle? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We know that buying a car can feel overwhelming, but with our expert guidance and straightforward application process, you'll be on the road in no time.

Business Banking

For entrepreneurs and business owners, we offer robust Business Banking solutions including merchant services and business loans. We recognize how vital it is for businesses to have reliable banking support, and we're committed to helping your business thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means as you shop for groceries or fuel up your car, you're also earning rewards that can lead to fantastic benefits down the line.

Mortgage Loans & Refinancing

If you're thinking about buying a home or refinancing an existing mortgage, we offer comprehensive Mortgage Loans & Refinancing solutions. Picture yourself settling into your dream home with an affordable mortgage that fits your budget perfectly.

Personal Banking

We understand that managing your day-to-day finances can be challenging. That's why our Personal Banking services include both checking and savings accounts designed to help you keep track of your money effortlessly. Imagine having easy access to your funds through Online & Mobile Banking, allowing you to transfer money, pay bills, and monitor your account anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. With our Personal Loans & Debt Consolidation services, we can help you manage those costs effectively. Whether it's for emergencies or consolidating debt into one manageable payment, we're here to make it easier for you.

Digital & Online Banking

Accessibility Anytime

Whether you're at home or out and about, our online banking services are designed for ease of use. With real-time account management available at your fingertips, keeping track of your finances has never been simpler. Experience banking that fits into your lifestyle with Space Coast where convenience meets security. Take advantage of all these features today! Visit us online at https://www.sccu.com to get started on managing your finances effortlessly.

Key Features

Explore our online banking platform at https://www.sccu.com and discover a range of features designed to enhance your banking experience. You can view your account balances, make transfers, pay bills, and even set up e-statements for quick access to your financial documents no more paper clutter! For those who prefer a hands-on approach, our mobile application makes it easy to bank on the go.

Security and Convenience

Security is a top priority at Space Coast. We offer electronic signature authorization to ensure that your transactions are safe and straightforward. Plus, with our mobile payments feature, you can make purchases quickly and securely using just your phone. Need to send money to a friend? Our person-to-person transfer option allows you to send funds instantly without the hassle.

Financial Strength

Growing Membership Base

We currently serve over 1,177,864 share accounts, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $10,326,302, further strengthening our position as your trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 3555 Bayside Lakes Blvd Se Palm Bay Fl 32909 or call (321) 956-0147 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is highlighted by a robust $14,323,000, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Community

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. These figures reflect our commitment to responsible management and growth.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easier than ever to drive home in the vehicle you want.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer credit lines totaling $2,218,115,915 along with unsecured credit card loans amounting to $186,755,919. These options can help you manage unexpected expenses or consolidate debt effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We are committed to helping you find a solution that fits your budget and lifestyle.

Refinancing Options

If you are considering refinancing your current loans, we have tailored solutions that may suit your situation. This could lead to lower monthly payments or a more manageable repayment timeline. Our branch is conveniently located at 3555 Bayside Lakes Blvd Se Palm Bay Fl 32909 in Palm Bay, FL. If you have any questions or would like to discuss your options further, feel free to call us at (321) 956-0147. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Space Coast, we're here to empower your financial journey through competitive loan offerings that meet your needs!

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SPACE COAST CREDIT UNION - Palm Bay, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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