Space Coast Credit Union Palm Bay FL: Affordable Auto Loans & Top Checking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner in the heart of Palm Bay, Florida. Located at 152 Malabar Rd SW, Palm Bay, FL 32907, we have been proudly serving our community since 1951. With a strong commitment to providing exceptional banking services, we cater to over 667,000 members, offering personalized solutions that meet your financial needs. At Space Coast Credit Union, we understand that every member is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards tailored just for you. Our total assets stand at an impressive $8.8 billion, ensuring that we are well-equipped to support our members' goals and aspirations. Our dedicated team of 1,123 employees is here to assist you with all your banking inquiries. Led by our CEO, Tim Antonition, and Board President Thomas Myers, we focus on building lasting relationships based on trust and reliability. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 152 Malabar Rd SW, Palm Bay, FL 32907-2943. With a net worth of $940 million and total deposits reaching $675 million, Space Coast Credit Union stands out as a pillar of financial stability in Brevard County. We take pride in our ability to facilitate various loans with a total of 321,433 loans and leases currently active. Whether you're looking for a new vehicle or planning your future home purchase, we are here to help. Reach out to us today at 321-726-6987 or explore more about our offerings on our website: Space Coast Credit Union. Join us in making your financial dreams a reality!

Branch History & Mission

Welcome to Space Coast Credit Union in Palm Bay, Florida! Since our founding in 1951, we have built a rich legacy of serving our community with dedication and integrity. What started as a small initiative to provide financial services has blossomed into a thriving credit union, proudly supporting over 667,000 members today. Our journey reflects our commitment to helping individuals and families achieve their financial goals. Located at 152 Malabar Rd SW, Palm Bay, FL 32907, our branch is easily accessible for all your banking needs. Whether you are just down the road or visiting nearby landmarks, we strive to create a welcoming environment for everyone who walks through our doors. At Space Coast Credit Union, our mission is clear: we aim to empower our members through quality financial services while fostering community growth. We believe that providing personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and business banking can significantly impact lives. But it doesn't stop there; we actively engage in community outreach programs that uplift local organizations and initiatives. As part of our commitment to modern banking, we offer robust digital tools like online and mobile banking services. This means you can manage your finances from the comfort of your home or on the go! Our branch also features an ATM for quick cash access and drive-thru banking for added convenience. Our dedicated team works hard to ensure every member feels valued and supported. We take pride in being ADA compliant and continuously seek ways to enhance the customer experience. With total assets exceeding $8.8 billion, we are well-positioned to serve both current and future members effectively. While members can visit us at 152 Malabar Rd SW, official correspondence should be sent to 152 Malabar Rd SW, Palm Bay, FL 32907-2943 if needed. You can reach us at 321-726-6987 during our operating hours: Lobby Hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, Drive-Thru Hours are Monday through Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Space Coast Credit Union and become part of a community-focused organization that truly cares about your financial well-being. Experience firsthand how we blend traditional banking values with innovative solutions tailored just for you! Visit us today or explore more at sccu.com.

Branch Location & Accessibility

Convenient Access

Our branch offers easy access and ample parking, ensuring that your visit is as smooth as possible. We take pride in being ADA compliant, so everyone can comfortably access our facilities. If you prefer to handle your banking on-the-go, you'll be pleased to know we have an ATM available for quick cash withdrawals and balance checks.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed for your convenience. We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. Need to use the drive-thru? Our drive-thru hours are even more flexible, operating Monday through Friday from 8 AM to 6 PM and Saturdays from 9 AM to 1 PM.

Services Tailored for You

At Space Coast Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you every step of the way. Plus, with convenient online and mobile banking options, managing your finances has never been easier. While members can visit us at our Palm Bay location, official correspondence should be sent to the same address: 152 Malabar Rd SW, Palm Bay, FL 32907-2943. We invite you to stop by or give us a call at (321) 726-6987 if you have any questions or would like more information about how we can assist you. Join us at Space Coast Credit Union where your financial success is our mission!

Member Eligibility

At Space Coast, we believe that becoming a member means joining a warm and welcoming community where your financial needs are prioritized. If you're wondering whether you qualify to join us, the good news is that eligibility is quite straightforward! Typically, anyone who lives, works, or worships in the local area is welcome to become a member. This includes families and individuals who share our commitment to building a supportive financial future together. To learn more about specific eligibility requirements, feel free to visit our detailed page. Starting your membership journey with us is simple and accessible. Once you've confirmed your eligibility, you can easily open an account by visiting our website at http://www.sccu.com/personal/auto-loans or by giving us a call at (321) 726-6987. Our friendly team is here to help guide you through the process and answer any questions you may have. Join us at Space Coast located at 152 Malabar Rd Sw Palm Bay Fl 32907, and experience all the benefits of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services empower you to streamline transactions and enhance customer experience. Whether you're accepting payments online or managing in-store sales, our solutions are designed to fit your unique needs. Imagine reducing transaction times while increasing customer satisfaction this is what our services can do for your business. Located conveniently at 152 Malabar Rd Sw Palm Bay Fl 32907, Palm Bay, FL, we're here to partner with you every step of the way. Let's work together to fuel your business's success! For inquiries, call us at (321) 726-6987 or visit us online at https://www.sccu.com.

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with our business banking services. From merchant services that simplify payment processing to business loans that help you expand or start your venture, we are here to support the growth of your business.

Connect with Us

At Space Coast, we're more than just a credit union; we're part of your community. If you have questions about any of our services or need assistance setting up an account, don't hesitate to reach out! Call us at (321) 726-6987 or visit us online at https://www.sccu.com. We look forward to helping you achieve your financial goals!

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With features like person-to-person payments and electronic statements, managing your finances has never been easier. Need cash? Our ATMs provide easy access for withdrawals and balance checks without any hassle. You can even conduct simple transactions through our drive-thru service ideal for those on the go! Our branch hours are designed with your schedule in mind: lobby hours from Monday to Thursday 9 AM to 5 PM and Friday until 6 PM.

Credit Options Tailored for You

Need a little extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation. Plus, our credit cards come with rewards programs that can earn you points on everyday purchases making it easier to treat yourself while managing your finances responsibly.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effortlessly. Imagine having a checking account that fits your lifestyle, complete with online and mobile banking options to monitor your transactions anytime, anywhere. Additionally, our savings accounts offer competitive interest rates, helping your money grow over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing make it easy for you to hit the road without breaking the bank. We provide flexible terms and competitive rates, ensuring that your next car purchase is stress-free. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to fit various budgets and needs. We guide you through the entire process, making sure you understand each step along the way.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.sccu.com, you can easily check your account balances, transfer funds, and pay bills all with just a few clicks. Our services include electronic signature authorization, allowing you to sign documents securely without the need for paper. You can also opt for e-statements to keep track of your transactions digitally, reducing clutter while ensuring you have access to important information at all times. For those who love mobile technology, our mobile application makes banking even more accessible. You can use it for mobile payments, making transactions simple and quick right from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is as easy as a few taps on your screen.

Security and Accessibility

We prioritize your security with robust features that protect your personal information while giving you easy access to your accounts 24/7. Our online banking services are designed to be user-friendly so that you can navigate effortlessly through various options without feeling overwhelmed. Whether you're checking balances late at night or transferring money during lunch breaks, our digital banking services empower you to manage your finances on your terms. Join us at Space Coast and experience the future of banking today!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by the $99,682 in used auto loans and $7,178,163,645 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,326,302. Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 152 Malabar Rd Sw Palm Bay Fl 32907 or call (321) 726-6987 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you have the financing you need to drive away with confidence.

Business Loans

If you're a business owner seeking capital, our outstanding commercial loans totaling $53,219,027 provide the resources needed to grow and expand your business. We understand the challenges entrepreneurs face and are committed to providing tailored solutions that help your business thrive.

Credit Options

For those looking for flexible financing solutions, we also offer unsecured credit card loans. With a total of $186,755,919 in loans helping members manage their finances effectively, our credit cards come with various benefits that can support your everyday spending needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We guide you through the process with clear terms and competitive rates, so you can focus on what matters most making your house a home.

Refinancing and Eligibility

We know life changes, and sometimes your financial plans need to adapt too. If you're interested in refinancing any of our loan products or want to learn about eligibility options, don't hesitate to reach out. Our team is here to assist you at every step. At Space Coast, we believe that borrowing should be straightforward and accessible. Our dedicated staff is available for any questions you may have call us at (321) 726-6987 or visit us at 152 Malabar Rd Sw Palm Bay Fl 32907 in Palm Bay, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and discover how our loan offerings can help you achieve your financial dreams!

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh takes transparency seriously. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, allowing for accurate comparisons across various lenders.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION - Palm Bay, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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