Space Coast Credit Union Palm Bay FL: Affordable Auto Loans & Easy Personal Banking

Introduction

At Space Coast Credit Union, we believe that everyone deserves a trusted partner in their financial journey. Located at 5250 Babcock St NE, Palm Bay, FL 32905, our branch has been serving the community since 1951. With a commitment to providing exceptional member service and a range of financial products tailored to your needs, we're proud to be part of your success story. With over 667,000 members, our credit union boasts total assets of an impressive $8,808,246,174 and total deposits amounting to $675,598,920. We understand that every dollar matters, which is why our dedicated team works hard to ensure that your money is not only safe but also growing. Our CEO, Tim Antonition, along with Board President Thomas Myers, leads our passionate team of 1,123 employees who are here to assist you with everything from personal banking and auto loans to business services. While you can easily reach us at our branch for face-to-face support, any official correspondence should be sent to the same address: 5250 Babcock St NE, Palm Bay, FL 32905-4602. You can also connect with us online at sccu.com or give us a call at 321-951-9188 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today and discover how Space Coast Credit Union can help you achieve your financial goals with confidence! Whether you're looking for checking accounts, savings options, or loans our friendly staff is eager to assist you every step of the way. Your community bank experience awaits!

Branch History & Mission

Community Connection

We take pride in being an integral part of the Palm Bay community. Our partnerships with local organizations enable us to contribute positively and foster growth within the area. From sponsoring educational programs to supporting local charities, we work hard to give back and make a difference in the lives of those we serve. As you consider your financial future, we invite you to join Space Coast Credit Union. Experience firsthand how our dedicated team can assist you with your financial needs while becoming part of a supportive community-focused organization. Visit us at our Palm Bay branch or call us at 321-951-9188 today! Together, let's build a brighter future for you and your family.

Our Evolution

Since its inception, Space Coast Credit Union has remained committed to serving the local community. Initially established to provide affordable financial solutions to its members, it has continually adapted to meet the evolving needs of families and businesses in the area. Today, we offer a variety of services including personal checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Our headquarters is based in Melbourne, FL, just a short drive away from our Palm Bay branch. This close proximity allows us to maintain strong connections within the community while providing top-notch financial services. With operating hours designed for convenience Monday through Friday from 9 AM to 5 PM in the lobby and extended drive-thru hours we ensure that our members can access their accounts when they need to.

Our Mission

At Space Coast Credit Union, our mission is clear: We strive to empower our members by providing exceptional service and innovative financial products. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Our commitment extends beyond just banking; we actively engage in community outreach programs that support local initiatives and organizations. We understand the importance of technology in today's world. That's why we have embraced digital advancements like online banking, mobile payments, and electronic signatures all designed to make banking easier and more accessible for our members. Additionally, our branch is ADA compliant, ensuring all individuals can benefit from our services.

Branch Location & Accessibility

Accessibility and Features

At Space Coast Credit Union, we prioritize your comfort and convenience. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure all members can easily reach us. If you prefer a quick banking experience, our drive-thru service allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. While our branch address is 5250 Babcock St NE, if you need to send official correspondence, please use our mailing address: 5250 Babcock St NE, Palm Bay, FL 32905-4602.

Operating Hours

We understand that banking needs don't always fit into a 9-to-5 schedule. That's why we offer flexible operating hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. For those who want to take advantage of our drive-thru services, we're available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

At Space Coast Credit Union, we offer a range of personal banking services designed to meet your unique financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with convenient online and mobile banking options, managing your finances has never been easier! If you're in the area or just passing through, we invite you to visit us at our Palm Bay branch or give us a call at 321-951-9188. Our dedicated team is ready to help you achieve your financial goals!

Member Eligibility

Joining the Space Coast family means stepping into a welcoming community where your financial goals are supported and valued. At Space Coast, we believe that everyone deserves a chance to thrive, and becoming a member is simple! If you live, work, worship, or attend school in Brevard County, you're likely eligible to join us. It's our mission to empower our members with resources that help them achieve their dreams whether that's buying a car, securing a mortgage, or simply saving for the future. For more detailed information on eligibility criteria, feel free to check out our website at . Opening an account with us is just as easy. You can start your journey towards membership by visiting our account opening page at http://www.sccu.com/personal/auto-loans . If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at (321) 951-9188. Our friendly team is here to help you every step of the way! Come visit us at 5250 Babcock St Ne Palm Bay Fl 32905, and let's get started on building your brighter financial future together.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily transactions easier for your business. Whether you need a simple point-of-sale system or help managing payments online, we've got you covered. These services allow you to focus on what matters most growing your business. Visit us at 5250 Babcock St Ne Palm Bay Fl 32905 in Palm Bay, FL or call us at (321) 951-9188 to learn how we can assist your business today!

Comprehensive List Of Services

Convenient Access Points

For those who prefer traditional banking methods, we have established basic drive-thru banking where you can conduct deposits, withdrawals, and simple transactions with ease. Additionally, our ATM services allow for quick cash withdrawals and balance checks without any hassle. At Space Coast, we pride ourselves on making banking accessible and convenient for everyone. Whether through digital platforms or face-to-face interactions at our branch, we're here to serve you. If you're ready to explore what we can offer you personally or professionally, don't hesitate to reach out! Call us today at (321) 951-9188 or visit us at Space Coast Credit Union-port Malabar online at https://www.sccu.com . Join us in experiencing banking made easy!

Financing Your Dreams

Need a new vehicle? Our auto loans and vehicle financing options make it easier for you to hit the road without breaking the bank. We offer competitive rates to help you secure the car you've always wanted. If you're looking for more extensive financing, our mortgage loans and refinancing solutions can assist you in purchasing your dream home or refinancing your existing mortgage for better rates.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand the importance of having easy access to your funds and managing them effectively. With our online and mobile banking features, you can check balances, transfer funds, and pay bills anytime, anywhere.

Rewarding Credit Options

For those who want to earn while they spend, our credit cards with rewards offer great benefits on everyday purchases. Enjoy cashback, travel points, or other perks that make your spending worthwhile.

Simplifying Debt Management

Life can throw curveballs, leading many to seek financial relief. That's where our personal loans and debt consolidation services come into play. We work with you to create a manageable plan that aligns with your budget and goals.

Supporting Local Businesses

If you're a business owner, our comprehensive business banking services include merchant services and business loans designed to support your growth and success. We believe in building strong community ties through local business support.

Digital & Online Banking

At Space Coast, we understand that banking should fit into your life, not the other way around. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances anytime and anywhere. With our robust online banking platform available at https://www.sccu.com , you can easily access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. You can even sign documents electronically with ease, thanks to our electronic signature authorization feature. This means no more waiting for paperwork to arrive in the mail everything is streamlined for your convenience. For those who prefer managing their accounts on the go, our mobile application brings the full banking experience right to your smartphone. With features like mobile payments, you can make purchases directly from your device without fumbling for cash or cards. Plus, person-to-person transfers make it simple to send money to friends and family instantly perfect for splitting bills or sharing expenses. And let's not forget about e-statements! You can opt for electronic statements instead of paper ones, reducing clutter and making it easier to keep track of your finances. It's all about providing options that suit your lifestyle while keeping your information secure. At Space Coast, we prioritize user-friendly experiences that empower you to take control of your financial journey. Join us today and discover how our digital and online banking services can enhance your banking experience.

Financial Strength

Community Trust

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 5250 Babcock St Ne Palm Bay Fl 32905 or call (321) 951-9188 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Strong Financial Health

With a net worth of $940,367,420, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find the right car for you.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Our credit lines provide you with quick access to funds when you need them most. For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business operations. At Space Coast, we prioritize making borrowing straightforward and accessible. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is here to assist you every step of the way. Feel free to contact us at (321) 951-9188 for more information or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. You can also take advantage of our drive-thru services available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, we can guide you through the process and help you find competitive rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans