Space Coast Credit Union Ormond Beach FL: Affordable Auto Loans & Top Checking

Introduction

Welcome to Space Coast Credit Union! Nestled in the heart of Ormond Beach at 1185 W Granada Blvd Ste 10A, we take pride in being a trusted financial partner for our community since 1951. With a solid membership of over 667,000 individuals and families, we're dedicated to providing exceptional services tailored to meet your needs. Whether you're looking for personal banking solutions, auto loans, or business financing, we have you covered. As part of our commitment to fostering financial wellness, we manage a robust total asset portfolio of $8,808,246,174. This strength enables us to offer competitive rates on loans and deposits, ensuring that your money is working as hard as you do. Currently, our total deposits stand at an impressive $675,598,920, reflecting the trust our members place in us. Our CEO, Tim Antonition, along with Board President Thomas Myers, leads a dedicated team of 1,123 employees who are always ready to assist you. Our goal is not just to be your credit union but to become a vital part of your financial journey. With resources like online and mobile banking available at sccu.com, managing your finances has never been easier. While members can visit us at our branch location in Ormond Beach, official correspondence should be sent to the same address: 1185 W Granada Blvd Ste 10A, Ormond Beach, FL 32174-3127. If you have any questions or need assistance, don't hesitate to call us at 386-676-6371 or send a fax to 321-956-7888. Join us today and discover how Space Coast Credit Union can help you achieve your financial goals!

Branch History & Mission

Community Focus

Our commitment extends beyond traditional banking. We actively engage with local organizations and participate in community outreach efforts to foster positive change in Ormond Beach and surrounding areas. Whether it's through educational workshops or partnerships with local charities, we aim to make a lasting impact on the lives of those around us. While members can visit us at 1185 W Granada Blvd Ste 10A for all their banking needs, official correspondence should be sent to our mailing address at 1185 W Granada Blvd Ste 10A, Ormond Beach, FL 32174-3127. Join us at Space Coast Credit Union today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. For any inquiries or assistance, feel free to reach out at (386) 676-6371 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Together, let's build a brighter financial future!

Our Mission

At Space Coast Credit Union, our mission is clear: to provide quality financial services that enhance the lives of our members and uplift the communities we serve. We believe that everyone deserves access to affordable banking options and personalized service tailored to their unique needs. Through initiatives like auto loans, mortgages, personal loans, and business banking services, we strive to empower individuals and families to achieve their dreams. We are also dedicated to ensuring that all members can access our services with ease. Our branch is ADA compliant and equipped with modern technology for online banking and mobile payments, making your banking experience as convenient as possible. Additionally, we offer ATM access and drive-thru services for quick transactions.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Located just off the main road, our branch is near popular spots like the Ormond Beach Library and the beautiful Central Park. This prime location makes it easy to drop by while running errands or enjoying a day out in the community. We offer ample parking spaces right outside for your convenience, ensuring you can quickly get in and out without any hassle.

Get in Touch

We invite you to visit us at Space Coast Credit Union in Ormond Beach. If you have any questions or need assistance before coming in, feel free to give us a call at 386-676-6371. Our dedicated team looks forward to welcoming you soon!

Services and Features

At Space Coast Credit Union, we prioritize accessibility for everyone. Our facility complies with ADA standards, featuring ramps and clear pathways to accommodate all visitors. Inside, you'll find a friendly team ready to assist you with a range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you're on the go, don't forget about our drive-thru service available Monday through Friday from 8 AM to 6 PM, allowing you to complete transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Space Coast is like joining a family that's dedicated to helping you thrive. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We're here to support you with a range of services tailored to your financial needs. Membership not only grants you access to our friendly banking services but also connects you with a community that cares about your financial well-being. For more detailed eligibility criteria, we encourage you to visit our website at . Opening an account is simple and welcoming! Just give us a call at (386) 676-6371, or swing by our branch located at 1185 W Granada Blvd Ste 10A Ormond Beach Fl 32174. We're excited to help you get started on your journey with us! You can also check out the account opening details at http://www.sccu.com/personal/auto-loans for more information. Join us today and experience the benefits of being part of the Space Coast family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to expand your operations, purchase new equipment, or even launch that innovative project you've been dreaming about. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make daily transactions easier for you and your customers. Picture this: a streamlined payment process that keeps your cash flow steady while ensuring customer satisfaction. Whether it's point-of-sale systems or online payment solutions, our merchant services can help you manage sales efficiently. Visit us at 1185 W Granada Blvd Ste 10A Ormond Beach Fl 32174 in Ormond Beach, FL or give us a call at (386) 676-6371. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking Solutions

For local business owners, we offer tailored business banking services including merchant services and business loans. We understand the unique challenges that come with running a business and strive to support our local entrepreneurs in every way possible.

Convenient Access Options

With the hustle and bustle of daily life, convenience is key. That's why we provide essential ATM and cash withdrawal services, as well as basic drive-thru banking for quick deposits, withdrawals, and other simple transactions. Need cash on-the-go? Our ATMs are readily available for balance checks and withdrawals.

Credit Cards with Rewards

Why not earn while you spend? Our credit cards come with rewards that can add value to your everyday purchases. This means every time you use your card, you're closer to earning perks that can benefit you down the line.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. With our online banking platform and mobile application, managing your finances has never been easier. From person-to-person payments to electronic signatures for added security, we ensure that all transactions are safe and straightforward. We invite you to visit us at 1185 W Granada Blvd Ste 10A Ormond Beach Fl 32174, or give us a call at (386) 676-6371 if you have any questions about how we can assist you further. Join the Space Coast family today where our commitment to member satisfaction drives everything we do!

Financing Your Dreams

Thinking about buying a new car or refinancing your home? At Space Coast, we provide competitive auto loans and vehicle financing that can help get you on the road with ease. If home ownership is on your mind, our mortgage loans and refinancing options can guide you through the process smoothly. Plus, for those unexpected expenses or big purchases, our personal loans and debt consolidation services are here to help lighten your financial load.

Personal Banking Solutions

We understand that managing your finances is crucial for achieving your goals. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit different lifestyles. You can easily access your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills from anywhere.

Digital & Online Banking

Key Features

Our online banking services provide you with real-time account management. You can view your balances, track transactions, and pay bills all in one place. Plus, with electronic statements available at your fingertips, you'll never have to worry about paper clutter again. If you prefer a more personal touch, our electronic signature authorization makes it easy to sign documents securely online. For those who love the convenience of mobile payments, we've got you covered! Our mobile application allows you to make quick payments from your smartphone while keeping your financial information safe and secure. Want to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease.

Security and Accessibility

Security is our top priority at Space Coast. Our systems are designed with multiple layers of protection to ensure that your personal information remains confidential and secure. You can bank with confidence knowing that we take every precaution to keep your data safe. With everything from e-statements to mobile applications, we focus on making banking accessible for everyone. Whether you're tech-savvy or just starting out with digital banking, our user-friendly services are here to help you navigate your financial journey smoothly. Experience the convenience of banking at your own pace with Space Coast's digital and online services today!

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $10,326,302. Total Share Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1185 W Granada Blvd Ste 10A Ormond Beach Fl 32174 or call (386) 676-6371 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, we have financing solutions tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We understand that businesses need access to funds quickly and efficiently, which is why our commercial loan options are designed with your success in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We guide you through the process, ensuring that you find a mortgage that meets your needs.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help you explore options that may lower your monthly payments or reduce your overall interest costs. Our team is here to assist you in determining eligibility and finding the best solution for your situation. Our branch is located at 1185 W Granada Blvd Ste 10A Ormond Beach Fl 32174, in Ormond Beach, FL. If you have any questions about our loan offerings or would like more information, don't hesitate to give us a call at (386) 676-6371. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the first step towards achieving your financial goals today with Space Coast!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while enjoying everyday purchases.

Loan Aggregator

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SPACE COAST CREDIT UNION - Ormond Beach, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans