Space Coast Credit Union North Miami Beach FL: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 1672 NE Miami Gardens Dr, North Miami Beach, FL 33179. Since our establishment in 1951, we've been dedicated to serving our members with integrity and commitment. With a proud membership of over 667,000 individuals, we are here to provide personalized banking solutions that cater to your unique needs. As a member of Space Coast Credit Union, you benefit from our solid financial foundation. Our total assets stand impressively at $8,808,246,174, reflecting our strong position in the community. We manage total deposits amounting to $675,598,920 and hold a net worth of $940,367,420, ensuring that your funds are safe and secure. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, we pride ourselves on being more than just a credit union; we are a cornerstone of support for local families and businesses alike. Whether you're looking for auto loans or personal banking services, we're equipped with the resources you need. Currently, we have provided financing for 321,433 loans and leases helping our members achieve their financial goals. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to our mailing address: 1672 NE Miami Gardens Dr, North Miami Beach, FL 33179-4900. We invite you to explore what makes Space Coast Credit Union special. Visit us online at sccu.com or give us a call at 305-948-6782 to learn more about how we can assist you today! Your financial journey is important to us; let's embark on it together.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Space Coast family. Whether you are looking for checking accounts, savings options, or loans tailored just for you, we are here to help every step of the way. While members can visit us at 1672 Ne Miami Gardens Dr North Miami Beach Fl 33179, official correspondence should be sent to 1672 NE Miami Gardens Dr, North Miami Beach, FL 33179-4900 if different. If you're ready to take control of your financial future with a credit union that puts people first, visit us or call us at (305) 948-6782. Experience firsthand how Space Coast Credit Union is dedicated to serving its members with integrity and care.

Our Mission

At Space Coast Credit Union, our mission is clear: We strive to enhance the financial well-being of our members while providing exceptional service and support. We believe that everyone deserves access to quality financial resources. Our team works tirelessly to ensure that each member feels valued and understood. We are proud to offer digital advancements like online banking and mobile payments for convenience, along with traditional services such as ATM access available right here at our branch. While we don't currently provide drive-thru services or shared service centers, we prioritize creating a welcoming environment where members can engage directly with knowledgeable staff during lobby hours from Monday through Friday.

Our Story

Our journey began with a simple mission: to provide accessible and affordable financial services to our community. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. This growth reflects not only our commitment to meeting the diverse needs of our members but also our dedication to fostering financial literacy and empowerment within the community. As we established ourselves in North Miami Beach, we became known for more than just banking. We have actively participated in local events and initiatives that uplift and support those around us. Our partnerships with schools and charities underscore our belief in giving back; we understand that when our community thrives, we all benefit.

Branch Location & Accessibility

Banking Services

In addition to traditional banking services, we provide an array of options tailored for your convenience. Need cash? Our ATM is available for quick withdrawals and balance checks anytime you need it. Although we don't currently offer drive-thru banking services, our friendly staff is here to ensure that all your needs are met promptly. If you have any questions or would like more information about how we can serve you better, please don't hesitate to give us a call at 305-948-6782. We invite you to visit Space Coast Credit Union today your trusted partner in financial success!

Easy Access and Amenities

At Space Coast, we prioritize accessibility for all our members. Our branch is equipped with features that ensure everyone can easily access our services. We have ample parking available right outside, making it convenient for you to stop by without any hassle. Additionally, our facility complies with ADA standards, providing ramps and accessible entrances.

Operating Hours

We know your time is valuable! That's why we offer extended hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. Feel free to stop in during these times; our dedicated team is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

At Space Coast, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial goals. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a long-time resident of North Miami Beach or new to the community, you're eligible to enjoy all the benefits we offer. For specific eligibility details and any updates, feel free to check out our resource. Opening an account with us is designed to be simple and straightforward. Just reach out by giving us a call at (305) 948-6782, or visit us at our branch located at 1672 Ne Miami Gardens Dr North Miami Beach Fl 33179. We can walk you through the easy steps to get started! With access to a range of services from personal loans to credit cards with rewards, joining Space Coast opens up a world of financial possibilities tailored just for you. We're excited to help you on your journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your transactions effortlessly. Our merchant services provide reliable payment processing options that keep your cash flow steady, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment systems, we equip you with everything needed for smooth operations. Located at 1672 Ne Miami Gardens Dr North Miami Beach Fl 33179 in North Miami Beach, FL, our friendly team is ready to assist you in navigating your financial journey. Call us at (305) 948-6782 or visit our website at https://www.sccu.com to learn more about how we can support your business today!

Comprehensive List Of Services

Accessibility

We know how important it is for our members to have easy access to their funds. That's why we have made sure that our services include multiple ways for you to manage your banking needs whether in-person or digitally. If you're ready to explore what Space Coast has to offer or if you have any questions about our services, don't hesitate to reach out! You can call us at (305) 948-6782 during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today as we work together toward achieving your financial goals!

Business Banking

For small business owners, our business banking services are designed to support your growth. From merchant services that simplify transactions to business loans for expansion, we are dedicated to helping you succeed.

Credit Cards

We understand that rewards matter to our members. That's why we offer credit cards with rewards programs that make every purchase count. Enjoy cashback and points while managing your expenses easily.

Digital Banking

In today's fast-paced world, convenience is key. With Space Coast Credit Union-skylake, you have access to online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, make transfers, pay bills, and even send money to friends with ease. Plus, our ATMs offer basic access for cash withdrawals and balance checks whenever you need them.

Home Financing

When it comes to homeownership, Space Coast is here to assist with mortgage loans and refinancing options. Our expert team can guide you through the process, helping you find a solution that fits your lifestyle and budget.

Personal Banking

Our personal banking services are all about making your money management easy and accessible. We offer checking and savings accounts that help you keep track of your finances while earning interest. For those considering purchasing a new car or refinancing an existing one, our auto loans and vehicle financing options can get you on the road without breaking the bank. If you're looking to consolidate debt or finance personal projects, our personal loans can provide the flexibility you need.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills anytime you need to. Say goodbye to long lines and waiting times! For those who are always on the move, our mobile application allows you to manage your accounts right from your smartphone. Whether it's checking your balance or making payments, everything is just a few taps away. We also know how important security is for our members. That's why we offer electronic signature authorization for documents, ensuring that your transactions are both safe and efficient. Plus, with e-statements available, you can easily keep track of your account activity without the clutter of paper statements. If you're looking to send money quickly to friends or family, our person-to-person transfers feature makes it simple and fast. And for those who prefer using their mobile devices for purchases, our mobile payments option is here to help you make transactions seamlessly. In a world where convenience meets security, Space Coast provides the tools you need to take control of your finances. Visit us today at https://www.sccu.com and discover how our digital banking solutions can work for you!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which enables us to provide you with the best services and products available. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $885,479,932 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $99,682 in used auto loans and $7,178,163,645 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 1,177,864, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1672 Ne Miami Gardens Dr North Miami Beach Fl 33179 or call (305) 948-6782 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business ventures. If you're looking for more flexibility, we also offer credit lines with a total of $2,218,115,915 available for various financial needs. We believe everyone deserves access to affordable financing solutions. That's why we are proud to offer refinancing options as well as eligibility assessments to ensure you find the best loan product for your situation. When you're ready to take the next step toward achieving your financial goals, visit us at Space Coast or call us at (305) 948-6782. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards a brighter financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that make it easy to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We guide you through the process so you can focus on finding your perfect home without the stress of complicated financing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be made easier with our flexible terms on unsecured credit card loans, amounting to $186,755,919 in total loans. This option helps our members manage their finances effectively, giving them the freedom to purchase what they need when they need it.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers tailored to their needs. By connecting directly with these institutions, LendMesh guarantees that the information provided is both accurate and up-to-date.

SPACE COAST CREDIT UNION - North Miami Beach, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in North Miami Beach, FL (33179)