Space Coast Credit Union New Smyrna Beach FL: Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner since 1951! Located at 3155 State Road 44, New Smyrna Beach, FL 32168, we are committed to serving our community with a personal touch and a dedication to your financial well-being. With over 667,000 members and total assets exceeding $8.8 billion, we pride ourselves on being a reliable source for all your banking needs. At Space Coast, we offer a wide range of services designed to help you achieve your financial goals. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have the tools you need to succeed financially. Our team, led by CEO Tim Antonition and Board President Thomas Myers, is here to provide personalized service that reflects our commitment to you. While members can visit us at our branch location, official correspondence should be sent to the same address: 3155 State Road 44, New Smyrna Beach, FL 32168. We understand the importance of accessibility; that's why we also offer online and mobile banking options for your convenience. With total deposits of $675 million and a net worth of over $940 million, our solid financial foundation allows us to support our members effectively. Our experienced team is ready to assist you with any inquiries you may have; feel free to reach out at 386-427-3782 or explore more about our offerings at our website. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Space Coast Credit Union, we believe in the power of community and the strength that comes from supporting one another. Founded in 1951, our branch in New Smyrna Beach, Florida, has been a cornerstone for local residents, providing essential financial services while fostering a spirit of togetherness. With a proud history spanning over seven decades, we have grown alongside our members, adapting to their needs and evolving with the times. Located at 3155 State Road 44 in beautiful New Smyrna Beach, our branch is easily accessible to all. Just a stone's throw away from local landmarks like the scenic beaches and vibrant downtown area, we invite you to stop by and experience our friendly service firsthand. While members can visit us at this location for personal banking needs, official correspondence should be sent to the same address. As of now, Space Coast Credit Union proudly serves over 667,000 members and boasts total assets exceeding $8.8 billion. We take pride in being more than just a financial institution; we are a part of your community. Our mission is clear: to provide valuable financial services that empower our members while also giving back through outreach programs and partnerships that uplift those around us. In today's digital world, we strive to remain relevant by offering modern conveniences such as online banking, mobile payments, and electronic statements. Our commitment to accessibility includes ADA compliance so everyone can benefit from our services. Additionally, with ATM availability at our branch and other locations nearby, managing your finances is easier than ever. We understand that banking goes beyond numbers; it's about relationships and support. Our dedicated team works hard to ensure every member feels valued and heard. From personal loans and credit cards with rewards to mortgage options tailored for first-time homebuyers, we are here to help you achieve your financial goals. Join us in this journey! At Space Coast Credit Union, we're not just about transactions; we're about making lasting connections within our community. Whether you're looking for assistance with auto loans or seeking advice on savings strategies, we invite you to become part of our family today. Experience the difference with Space Coast Credit Union where your success is our mission! For more information or to get started on opening an account, feel free to visit our website or call us at 386-427-3782.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with your convenience in mind. We offer ample parking options right outside the door, making it easy for you to stop by. Additionally, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We understand that life can be busy, so we have made our operating hours flexible to accommodate your schedule. You can visit us Monday through Friday from 10 AM to 7 PM, and on Saturdays from 10 AM to 3 PM. Whether you're coming in for personal banking or need assistance with loans or accounts, our team is ready to help during these hours.

Services Offered

At Space Coast Credit Union, we pride ourselves on offering a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit every member of our community. While we don't have a drive-thru service available at this location, we do provide an ATM for your cash withdrawal needs. If you're looking for a place where you can manage your finances efficiently while receiving personalized service, look no further! Feel free to reach out to us at (386) 427-3782 if you have any questions or want more information about what we offer. We invite you to come visit us soon and experience the friendly service at Space Coast Credit Union!

Member Eligibility

At Space Coast, we believe in creating a welcoming community where everyone can thrive. Becoming a member is an exciting opportunity, and we're here to make that process smooth and enjoyable for you. To join us at our branch located at 3155 State Road 44 New Smyrna Beach Fl 32168, you'll need to meet certain eligibility criteria, which generally include being a resident of the local area or having a family member who is already a member. We invite you to check out the detailed requirements on our website. The perks of membership are abundant! As part of Space Coast, you'll have access to a variety of financial services designed with your needs in mind, from checking and savings accounts to auto loans and more. Opening an account is straightforward just visit us or explore the easy steps online at http://www.sccu.com/personal/auto-loans. If you have any questions along the way, don't hesitate to reach out to us at (386) 427-3782. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

But financing is just one piece of the puzzle. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine easily accepting payments from customers, whether they prefer credit cards or mobile payments, all while enjoying lower transaction fees compared to traditional banks. Whether you're based at 3155 State Road 44 New Smyrna Beach Fl 32168 in New Smyrna Beach, FL, or anywhere nearby, we're here to empower your business every step of the way. Visit us today or call us at (386) 427-3782 to learn more about how our services can benefit you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. With multiple ATMs available, accessing your money has never been easier. At Space Coast, we believe that everyone deserves access to quality financial services in a warm community setting. Our team is ready to assist you with any questions or needs you may have. Feel free to reach us at (386) 427-3782 or visit us at 3155 State Road 44 New Smyrna Beach Fl 32168 during our lobby hours: Mon-Fri 10 AM - 7 PM and Sat 10 AM - 3 PM. Come see how we can support your financial journey today!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing make it easy and affordable. We offer competitive rates and flexible terms, helping you drive off with the vehicle you desire without breaking the bank.

Business Banking

If you're an entrepreneur or business owner, Space Coast offers various business banking services including merchant services and business loans. We're committed to supporting local businesses in New Smyrna Beach so they can thrive.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday purchases more rewarding. Whether you're buying groceries or planning a trip, earn points that can be redeemed for travel, merchandise, or cash back.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Space Coast, we offer mortgage loans to help you achieve that dream. If you're already a homeowner looking to refinance, our team is here to guide you through every step, ensuring you get the best deal possible.

Online & Mobile Banking

We understand the importance of convenience in today's world. That's why we provide robust online and mobile banking options. Manage your accounts from anywhere with ease check balances, transfer funds, and pay bills all at your fingertips.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Whether you're saving for a vacation or just want a safe place for your money, we have accounts that fit your lifestyle.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans provide quick access to funds. We understand that life can throw surprises your way, and we're here to help you navigate those challenges.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that managing your finances should be straightforward. That's why our digital banking tools are designed to provide real-time updates on your account activity. No more waiting for the next statement; see your transactions as they happen! With everything available at your fingertips, you can take control of your financial life without any hassle. With our commitment to security and convenience, Space Coast ensures that all your banking needs are met right from the comfort of your home or while you're out and about. Join us today and discover how easy it is to manage your money with our digital banking services!

Key Features of Our Digital Banking Services

Our online banking system is not only user-friendly but also packed with features that prioritize your security. We offer electronic signature authorization for a smooth and safe signing experience on important documents. Plus, you can opt for e-statements to receive your account statements electronically helping you stay organized while being environmentally friendly. For those on the go, our mobile application makes banking even more accessible. You can make mobile payments easily and send money to friends or family through person-to-person transfers. Whether you're grabbing coffee or shopping for groceries, having your bank in your pocket is a game changer.

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable services, and we're proud to showcase the robust financial strength that enables us to serve you better. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our impressive savings offerings, with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our growing member base is evident with a total of 1,177,864 accounts demonstrating their confidence in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 3155 State Road 44 New Smyrna Beach Fl 32168 or call (386) 427-3782 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

At Space Coast, we also offer total credit lines amounting to $2,218,115,915. This flexibility allows you to manage your finances more effectively and meet unexpected expenses head-on. If you're considering refinancing options or want to learn about eligibility requirements for any of these loan products, don't hesitate to reach out! You can contact us at (386) 427-3782 or visit us at our branch located at 3155 State Road 44 New Smyrna Beach Fl 32168 in New Smyrna Beach, FL. Our friendly staff is ready to assist you during our lobby hours: Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Space Coast, we're dedicated to helping our members navigate their financial paths with confidence and ease.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our loan options cater to all your automotive needs.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide personalized service to guide you through the process, ensuring you find the right mortgage product for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them most, without requiring collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. By relying on verified sources, LendMesh guarantees that the information presented is not only accurate but also trustworthy.

SPACE COAST CREDIT UNION - New Smyrna Beach, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in New Smyrna Beach, FL (32168)