Space Coast Credit Union New Smyrna Beach FL: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner in New Smyrna Beach, FL! Located at 1701 S Dixie Fwy, we have been dedicated to serving our community since 1951. With a strong commitment to our members, we proudly support over 667,000 individuals and families, helping them achieve their financial goals through personalized service and innovative banking solutions. At Space Coast, we understand that banking is about more than just transactions; it's about building lasting relationships. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. Our total assets exceed $8.8 billion, reflecting our stability and the trust placed in us by our members. With total deposits of $675,598,920 and a net worth of $940,367,420, we are well-equipped to provide you with the best financial products available. We take pride in our knowledgeable team of over 1,123 employees, led by our CEO Tim Antonition and Board President Thomas Myers. They are committed to ensuring you receive the highest level of service every time you visit or call us at 386-427-1328. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to: 1701 S Dixie Fwy, New Smyrna Beach, FL 32168-7733. Join us today and experience the difference that community-focused banking can make in your life. Explore our services online at Space Coast Credit Union and see how we can help you thrive financially!

Branch History & Mission

At Space Coast Credit Union, we take pride in our rich history and commitment to serving the community. Established in 1951, our branch in New Smyrna Beach has been a cornerstone of financial support for generations. Located at 1701 S Dixie Fwy, New Smyrna Beach, FL 32168, we have grown alongside our members, providing them with essential financial services that foster their dreams and aspirations. Over the years, Space Coast has evolved from a small local credit union into a robust institution with over 667,000 members and total assets exceeding $8.8 billion. Our mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe that when our members thrive, so does the community. Our dedicated team works tirelessly to offer a range of services tailored to meet the needs of individuals and businesses alike. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that help our members achieve their financial goals. Additionally, we embrace digital advancements by offering online and mobile banking services that make managing finances easier than ever. Space Coast Credit Union is not just about transactions; it's about relationships. We are deeply involved in community outreach efforts and partnerships aimed at supporting local initiatives. Our commitment extends beyond banking; we aim to uplift those around us through education, sponsorships, and volunteerism. For any official correspondence, please send it to our mailing address: 1701 S Dixie Fwy, New Smyrna Beach, FL 32168-7733. Our branch operates Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Plus, for your convenience, we offer drive-thru service available Monday through Friday from 8 AM to 6 PM along with ATM access. We invite you to become part of the Space Coast family. Join us today and experience firsthand how our mission translates into real benefits for you and your community! For more information or to get started on your journey with us, call us at 386-427-1328 or visit our website at sccu.com.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Space Coast Credit Union branch today! Our friendly staff is ready to assist you with any questions or services you may need. If you'd like more information before your visit, feel free to give us a call at 386-427-1328. Come see how we can help support your financial journey!

Operating Hours

At Space Coast Credit Union, we prioritize your convenience. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. If you prefer using our drive-thru service, we're here for you Monday through Friday from 8 AM to 6 PM. We want to make your banking experience as smooth as possible!

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking that is conveniently located, along with ADA-compliant facilities to ensure everyone can visit us with ease. Whether you're coming in for a quick transaction or planning to discuss financial options, we have you covered.

Services Offered

Our branch is well-equipped with various services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? You can easily access our ATM on-site or use our basic drive-thru services for deposits and withdrawals. While members can visit us at 1701 S Dixie Fwy, official correspondence should be sent to the same address: 1701 S Dixie Fwy, New Smyrna Beach, FL 32168-7733.

Member Eligibility

At Space Coast, we believe that everyone deserves a chance to be part of a welcoming community where your financial well-being is our priority. Becoming a member is simple and accessible! If you live, work, or worship in the area, you can join us and enjoy the many benefits we offer. Whether you're looking for great rates on loans, personalized banking services, or just a friendly face to help with your finances, we've got you covered. To learn more about eligibility requirements, feel free to check out our detailed information at . Joining is straightforward! You can easily open an account with us by visiting our website at http://www.sccu.com/personal/auto-loans or giving us a call at (386) 427-1328. We're located at 1701 S Dixie Fwy New Smyrna Beach Fl 32168, and our team is here to assist you every step of the way. Join us today and start enjoying all the advantages that come with being a member of Space Coast!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine processing payments quickly and securely while managing your cash flow seamlessly. Our tools can help streamline your operations, letting you focus on what you do best growing your business. Ready to take the next step? Visit us at 1701 S Dixie Fwy New Smyrna Beach Fl 32168 or call us at (386) 427-1328 today! Let's work together to turn your business aspirations into reality.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we have dedicated services including merchant services and business loans. We recognize how vital it is for businesses to have reliable banking support, so we work closely with entrepreneurs to help them thrive.

Convenience at Your Fingertips

We know that convenience matters in today's busy world. That's why at Space Coast Credit Union, we offer robust digital banking features such as online and mobile banking. You can manage your finances anytime and anywhere. Need cash? Our ATMs provide easy access for withdrawals and balance checks. If you prefer face-to-face interactions, our drive-thru service allows you to complete simple transactions without leaving your car.

Let Us Serve You

With a commitment to serving our members, Space Coast is here for all your financial needs. If you're interested in learning more about any of our services or want assistance with opening an account, don't hesitate to reach out! You can contact us at 386-427-1328, visit us at 1701 S Dixie Fwy New Smyrna Beach FL 32168, or explore more on our website here. We look forward to helping you achieve your financial goals!

Personal Banking Services

When it comes to personal banking, we offer various options designed for everyday life. You can open checking and savings accounts with us that come with easy access through our online and mobile banking platforms. Imagine being able to check your balance, transfer funds, or pay bills right from your phone or computer it's that simple! For those considering a new vehicle, our auto loans and vehicle financing options are competitive and accessible, allowing you to drive away in your dream car without breaking the bank. We understand that purchasing a home is one of the biggest decisions you'll make; that's why we provide mortgage loans and refinancing services that cater to first-time buyers as well as seasoned homeowners looking to improve their financial situation. If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help alleviate financial pressure. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

With our user-friendly mobile application, you can check your balances, transfer funds, and pay bills right from your smartphone. Plus, our mobile payments feature allows you to make secure transactions with just a tap. You can also enjoy person-to-person transfers, making it simple to send money to friends and family without any hassle. For those who prefer paperless options, we provide electronic statements that you can easily access anytime. This not only helps you keep track of your finances but also reduces clutter. And if you need to sign documents quickly, our electronic signature authorization ensures that everything is done securely and efficiently.

Security and Accessibility

Your security is important to us. That's why all our online banking services come equipped with top-notch security measures to protect your personal information. We want you to feel safe while managing your accounts from anywhere. Our digital banking tools are designed for ease of use. You don't need to be tech-savvy; just a few clicks or taps will get you where you need to go. Real-time account management means you'll always have the latest information about your finances right at your fingertips. In short, at Space Coast, we're committed to providing you with the best digital banking experience possible. Explore our online services today at https://www.sccu.com and take control of your financial future!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your financial well-being is our top priority, which is why we focus on maintaining a strong and reliable financial foundation. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases. Our operational efficiency is reflected in our $45,092,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $10,326,302. Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1701 S Dixie Fwy New Smyrna Beach Fl 32168 or call (386) 427-1328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Information

If you're considering refinancing or looking for eligibility options, our team is ready to assist you in finding the best solution tailored for your situation. At Space Coast, we believe in transparency and commitment to our members' success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your loan options or have any questions, feel free to reach out at (386) 427-1328 or visit us at 1701 S Dixie Fwy New Smyrna Beach Fl 32168 in New Smyrna Beach, FL. Your financial goals are within reach!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your ventures. We understand that running a business requires resources, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, which simplify the process of buying or refinancing your home. We are dedicated to helping you navigate through this significant investment with ease.

Unsecured Credit Card Loans

Managing daily expenses can be tricky, but we offer flexible terms on unsecured credit card loans. With a total of $186,755,919 in loans helping members manage their finances effectively, you'll have peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you can confidently explore your options without the confusion often associated with loan shopping. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you are seeing offers that are fair and transparent. LendMesh takes accuracy seriously, ensuring that all loan comparisons reflect current market conditions and institutional guidelines. One of the key benefits of using LendMesh is Verified Data. All loan offers come from legitimate financial institutions, which helps maintain transparency in your decisions. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect your best options. With Real-Time Rate Comparisons, you gain access to up-to-date loan rates from multiple institutions. This feature allows you to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the reliability of LendMesh as a valuable resource for anyone looking to compare loan rates effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Space Coast

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Let Us Serve You

Personal Banking Services

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Additional Information

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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