Space Coast Credit Union Miramar FL: Low Mortgage Rates & Business Banking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 2500 S University Dr, Miramar, FL 33025. Established in 1951, we have proudly served our community for over seven decades, helping to foster financial growth and stability for our members. With a total membership of 667,013 and assets reaching an impressive $8,808,246,174, we are committed to providing you with top-notch banking services tailored to your needs. At Space Coast, we believe in the power of community. Our dedicated team of 1,123 employees works tirelessly to ensure that your banking experience is seamless and satisfying. Whether you're looking for personal banking solutions like checking and savings accounts or loans for your next vehicle or home, we have you covered. In fact, we've issued over 321,433 loans to help our members achieve their dreams. While members can visit us at our branch location in Miramar, official correspondence should be sent to the same address: 2500 S University Dr, Miramar, FL 33025. Feel free to reach out to us at 954-704-5577 or explore our services online at Space Coast Credit Union. Our commitment doesn't stop with banking; it's about enhancing lives. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, we strive to create a financial environment where everyone can thrive. Our net worth stands strong at $940,367,420, reflecting our stability and dedication to serving you. With offerings ranging from auto loans and mortgages to credit cards with rewards and business banking solutions, we aim to meet all your financial needs. We also provide convenient services such as online and mobile banking, ATMs, and drive-thru service for easy access. Join us today! Experience the difference with Space Coast Credit Union where our members come first. Visit us or give us a call; we're here to help you every step of the way!

Branch History & Mission

Community Connections

We are proud of our partnerships within the community and actively engage in outreach efforts that support local initiatives. By participating in events and programs that uplift those around us, we embody the spirit of cooperation that credit unions were built upon. While members can visit us at 2500 S University Dr, official correspondence should be sent to 2500 S University Dr, Miramar, FL 33025 if needed. As we move forward together into the future, we invite you to join Space Coast Credit Union. Experience firsthand how we can help you achieve your financial goals while contributing positively to the community we love. For more information or to open an account today, please call us at 954-704-5577 or visit us online at sccu.com. Welcome to a place where your success is our mission!

Our Journey

Located at 2500 S University Dr, Miramar, FL 33025, our branch has always aimed to be more than just a place for transactions; it's a hub for support and growth. Over the years, we have expanded our services to meet the diverse needs of our members, now offering everything from checking and savings accounts to auto loans and mortgage refinancing. As we look back on our journey, we celebrate key milestones that include reaching over $8.8 billion in total assets and becoming a trusted financial partner for families and businesses alike.

Our Mission

Our mission at Space Coast Credit Union is straightforward yet impactful: we strive to provide exceptional financial services while supporting the well-being of our community. We believe that when our members succeed, so does our community. This guiding principle drives us to offer competitive rates, personalized service, and various programs that enhance financial literacy and stability. Whether you're visiting us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM or utilizing our drive-thru services Monday through Friday from 8 AM to 6 PM, Saturday from 9 AM to 1 PM, you'll find friendly staff ready to assist you. Plus, with ATM availability and mobile banking options, accessing your finances has never been easier.

Branch Location & Accessibility

Accessibility Features

We take pride in our commitment to accessibility. Our location is fully ADA-compliant, featuring ramps and designated parking to ensure that all members can access our services comfortably. We also have ample parking available for your convenience.

Operating Hours

At Space Coast Credit Union, we understand that life can get busy. That's why we offer flexible hours to meet your needs. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and our drive-thru service operates Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. This way, you can choose a time that works best for you!

Services Offered

We provide a wide range of banking services designed with you in mind. From personal checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick transactions. While members can visit us at our branch address, official correspondence should be sent to the same address as our mailing address: 2500 S University Dr, Miramar, FL 33025. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 954-704-5577. We look forward to welcoming you into our branch and helping you with all your banking needs!

Member Eligibility

At Space Coast, we believe that joining our community should feel welcoming and effortless. If you're looking to become a member, you're in the right place! We proudly serve individuals who live, work, or worship in the areas surrounding 2500 S University Dr Miramar Fl 33025. Whether you're a student, an employee at a local business, or a resident of our vibrant community, you may be eligible to join us. By becoming a member of Space Coast, you'll gain access to a range of financial products designed with your needs in mind, from competitive auto loans to personalized banking services. Ready to take the next step? Opening an account is simple and can be done online or at our branch. For more detailed eligibility criteria, feel free to check out this resource: Eligibility Details. If you have any questions or need assistance, don't hesitate to reach out to us at (954) 704-5577. We look forward to welcoming you into the Space Coast family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make managing payments simple and efficient. Picture this: your customers can easily pay for their purchases using various methods from credit cards to mobile payments while you enjoy quick access to your funds. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what matters most: growing your business. Visit us at 2500 S University Dr Miramar Fl 33025, Miramar, FL, or call us at (954) 704-5577 to explore how our business banking services can work for you!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions such as deposits and withdrawals ideal for when you're short on time. Our ATM services provide easy access to cash whenever you need it. At Space Coast, we strive to make banking as straightforward as possible. If you have any questions about our services or would like assistance with any financial needs, please don't hesitate to reach out at (954) 704-5577. Ready to experience all that we have to offer? Visit us today at 2500 S University Dr Miramar Fl 33025 or explore more about our services at Space Coast Credit Union-east Miramar Branch. Your financial well-being is our priority!

Business Banking

For entrepreneurs and small business owners, we offer specialized services including business loans and merchant services. You can rely on us for financial products that help your business grow without the stress.

Credit Cards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. Whether you're planning a vacation or just shopping for groceries, our card can help you save while enjoying great benefits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your finances from the comfort of your home or on the go. You can make deposits, withdraw cash at ATMs, and even send money to friends with just a few taps on your smartphone.

Loans and Financing

Need a new car? Our auto loans provide competitive rates and flexible terms, making it easier for you to drive off in the vehicle of your dreams. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans offer tailored solutions that simplify the process. For those unexpected expenses or consolidating debt, we also have personal loans available.

Personal Banking

Whether you're opening a new checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine having a secure place to manage your money, where you can easily deposit checks and access funds whenever you need them. Our accounts come with online and mobile banking features, allowing you to check your balance, transfer funds, or pay bills from anywhere.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the ease of electronic signature authorization, making it simple to sign documents without needing to visit a branch. Plus, with e-statements available, you'll receive your financial information electronically keeping everything organized and eco-friendly. If you're always on the go, our mobile application is here to help! With mobile payments enabled, you can make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. All these features are designed with you in mind ensuring that managing your finances fits seamlessly into your daily life.

Security and Accessibility

We prioritize security, so you can rest assured that your personal information is safe while using our digital services. Our user-friendly interface means that whether you're tech-savvy or new to online banking, you'll find it straightforward and easy to navigate. With our commitment to providing accessible banking solutions at Space Coast, you have real-time control over your finances right at your fingertips. Join us today and experience the future of banking!

Financial Strength

Growing Together

Total Share Accounts stand at 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 2500 S University Dr Miramar Fl 33025 or call (954) 704-5577 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $45,092,749, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current payments or take advantage of better rates.

Commercial Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business. Whether you're starting fresh or looking to enhance an existing operation, we're here to support your ambitions. Our team is ready to assist you through the application process and answer any questions about eligibility or refinancing options available at Space Coast. Feel free to reach out at (954) 704-5577 or visit us at our location: 2500 S University Dr Miramar Fl 33025 in Miramar, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward achieving your financial aspirations!

Credit Lines

For those who prefer having a safety net available at all times, our credit lines amounting to $2,218,115,915 provide an excellent option. This allows you to borrow as needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We cater to both first-time buyers and those looking to upgrade or refinance their existing homes.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms on these cards, with a total of $186,755,919 in loans helping members effectively manage their finances. You can enjoy competitive interest rates and rewards programs tailored to enhance your spending experience.

Loan Aggregator

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SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans