Space Coast Credit Union Miami FL: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Space Coast Credit Union - Lago Mar, your trusted partner in financial wellness since 1951. Located at 7250 SW 157th Ave, Miami, FL 33193, we are dedicated to providing our members with exceptional banking services that cater to their unique needs. With over 667,000 members and total assets amounting to an impressive $8,808,246,174, we have established ourselves as a cornerstone of the community. At Space Coast Credit Union, we understand that every member's financial journey is different. That's why we offer a range of personalized services, from checking and savings accounts to auto loans and business financing. With total deposits exceeding $675,598,920 and a strong net worth of $940,367,420, our financial stability allows us to support you in achieving your goals. Our team is led by experienced professionals, including CEO Tim Antonition and Board President Thomas Myers, who are committed to ensuring that each member feels valued and supported. We pride ourselves on being more than just a credit union; we are a community-focused organization with over 1,123 employees ready to assist you at every step. While members can visit us at our branch for personal assistance or ATM services, official correspondence should be sent to the same address: 7250 SW 157th Ave, Miami, FL 33193. We invite you to explore our website at sccu.com for more information about our offerings and how we can help you thrive financially. Join us today and experience the difference of being part of a credit union that truly cares about its members! For any inquiries or assistance, feel free to call us at 305-882-5000. Your financial future starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to experience the benefits of being part of Space Coast Credit Union - Lago Mar. Join a community-focused organization dedicated to helping you reach your financial goals. Whether you're looking for a new account or exploring loan options, our team is here to guide you every step of the way. For any inquiries or assistance, feel free to contact us at 305-882-5000 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also offer drive-thru service Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Become part of a credit union that cares about its members join Space Coast Credit Union today!

Our Journey

Located at 7250 SW 157th Ave, Miami, FL 33193, our branch is easily accessible to residents and businesses in the area. Over the years, we have evolved to meet the changing needs of our members while staying true to our mission. Our commitment to providing exceptional personal banking services has been unwavering. From checking and savings accounts to auto loans and mortgages, we ensure that all of our offerings are designed with our members' best interests at heart. Throughout our journey, we have embraced technology to enhance member experiences. We provide online and mobile banking options that allow you to manage your finances anytime, anywhere. Our ATM services and drive-thru banking make transactions quick and convenient for those on the go. We are proud to be ADA compliant so that everyone can access our services without barriers.

Our Mission

At Space Coast Credit Union - Lago Mar, our mission is simple: to empower individuals through financial education and tailored services while fostering a sense of community support. We believe that financial well-being should be accessible to everyone. This belief drives us to engage actively in outreach efforts throughout Miami-Dade County. We partner with local organizations to create opportunities for growth and support for those who need it most. While members can visit us at 7250 SW 157th Ave for all their banking needs, official correspondence should be sent to the same address as it serves as both our physical location and mailing address.

Branch Location & Accessibility

A Call to Action

We invite you to stop by Space Coast Credit Union - Lago Mar today! Our friendly team is here to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. If you have any questions or want more information before visiting, don't hesitate to give us a call at 305-882-5000. We look forward to welcoming you!

Convenient Access and Features

At Space Coast Credit Union - Lago Mar, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and convenient parking to make your banking experience smooth and easy. If you're on the go, take advantage of our drive-thru service for quick transactions without leaving your vehicle. Plus, we have an ATM available for cash withdrawals and balance checks whenever you need them.

Welcoming Operating Hours

We understand that life can be busy. That's why our lobby hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru operates Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM as well. This means you can visit us at a time that's convenient for you!

Member Eligibility

Becoming a member of Space Coast is like joining a family where your financial well-being is our top priority. Located at 7250 Sw 157Th Ave Miami Fl 33193, we welcome anyone who lives, works, or worships in the area, as well as their family members. If you're looking for a supportive community that values its members and offers personalized services, you're in the right place! To find out more about eligibility details, feel free to check out our comprehensive guide at . The best part? Opening an account is straightforward and hassle-free. You can get started by visiting us or checking the account opening information at http://www.sccu.com/personal/auto-loans . If you have any questions or need assistance, don't hesitate to give us a call at (305) 882-5000. Join us today and experience the benefits of being part of Space Coast!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced marketplace, efficient payment processing is key. Our merchant services at Space Coast, located at 7250 Sw 157Th Ave Miami Fl 33193, Miami, FL 33193, enable businesses to accept payments easily and securely. Imagine serving your customers without delays whether they're shopping online or in-store. Our solutions not only streamline transactions but also enhance customer satisfaction. Let us partner with you on your journey toward success. For more information, contact us at (305) 882-5000 or visit our website at https://www.sccu.com .

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Space Coast provides essential banking services including merchant services and business loans. We believe that supporting local businesses is vital for community growth, and we're here to help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services let you manage your accounts anytime, anywhere. From making deposits to checking balances, everything is just a click or tap away. You can also utilize our ATM services for quick cash withdrawals and balance checks without stepping into the branch.

Drive-Thru and Basic Transactions

For members who prefer face-to-face interactions but want to save time, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. This means you can get in and out quickly while still receiving personalized service. At Space Coast, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. If you're ready to explore all the ways we can assist you, don't hesitate to reach out! Call us at (305) 882-5000 or visit us today at Space Coast Credit Union - Lago Mar. Let's work together towards achieving your financial goals!

Financial Assistance and Credit Options

We understand that life can throw unexpected expenses your way. That's why our personal loans and debt consolidation options are designed to give you the support you need when you need it most. Plus, with our credit cards offering rewards, every purchase can bring you closer to exciting benefits.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to help you manage your finances effectively. If you're considering purchasing a vehicle or need assistance with financing, our auto loans and vehicle financing options are here to help you drive away in your dream car without breaking the bank. For those planning to buy a home or refinance an existing mortgage, we offer competitive mortgage loans that can fit your budget and lifestyle.

Digital & Online Banking

Key Features

Our online banking services come packed with features to help you stay in control. You can view your account balances, transfer funds, and pay bills anytime you need. Plus, if you're on the move, our mobile application makes it even simpler to manage your finances directly from your smartphone. Sending money to friends or family? With our person-to-person transfer feature, it's quick and hassle-free. You can send funds instantly, making it easier than ever to share expenses or lend a hand when needed.

Real-Time Management

With real-time account management through our online banking system, you can monitor all activities as they happen. This not only helps you keep track of your spending but also alerts you to any unauthorized transactions immediately. At Space Coast, we're committed to providing our members with a user-friendly experience that blends accessibility with robust security measures. Embrace the future of banking today and take advantage of everything we have to offer!

Security and Convenience

We prioritize your security with electronic signature authorization for an added layer of protection during transactions. And for those who prefer paperless options, e-statements are readily available so you can keep track of your finances without the clutter of physical paperwork. Additionally, our mobile payments feature allows you to make purchases directly from your phone, bringing convenience right to your fingertips. Whether you're at a store or dining out, paying has never been easier.

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further reflected in our lending capacity boasting $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Growing Member Base

We have established a robust member community with a total of 1,177,864 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 7250 Sw 157Th Ave Miami Fl 33193 or call (305) 882-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used car, we can assist you every step of the way.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses in their journey toward success. At Space Coast Credit Union, our mission is clear: to empower our members with the right financial tools and resources. If you're interested in any of our loan products or need assistance with refinancing options, please don't hesitate to reach out! Contact us at 305-882-5000, and let's discuss how we can help you meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983. Our experienced team is here to guide you through the process and answer any questions you may have about eligibility and refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $186,755,919 in loans helping members manage their finances effectively, our credit cards come with features designed to make your spending more manageable while rewarding you along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh features No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions this approach helps to provide truly unbiased results. Users also benefit from Real-Time Rate Comparisons, which deliver up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans