Space Coast Credit Union Miami FL: Low Mortgage Rates & Quick Auto Loans

Introduction

At Space Coast Credit Union, we believe in building strong financial futures for our community. Located conveniently at 12200 SW 127th Ave, Miami, FL 33186, our branch serves as a trusted partner for all your banking needs. Established in 1951, we have grown to support over 667,000 members, all while maintaining a commitment to personalized service and community engagement. With total assets exceeding $8.8 billion and deposits of $675 million, our financial health ensures that we can offer competitive rates on loans and savings accounts. Our dedicated team, led by CEO Tim Antonition and Board President Thomas Myers, works tirelessly to ensure that your banking experience is seamless and rewarding. Whether you're looking for auto loans, personal banking solutions, or business services, we are here to help you every step of the way. While members can visit us at our main branch address, official correspondence should be directed to the same address: 12200 SW 127th Ave, Miami, FL 33186-6599. If you have any questions or need assistance, don't hesitate to reach out! Call us at 305-259-9042 or visit our website at www.sccu.com for more information. Join us today and discover how Space Coast Credit Union can empower you on your financial journey!

Branch History & Mission

Community Focus

At Space Coast Credit Union, community support is at the heart of what we do. We engage with various local organizations and initiatives that promote economic growth and well-being in Miami-Dade County. By actively participating in community outreach programs and partnerships, we aim to uplift those around us and contribute positively to society. While members can visit us at 12200 SW 127th Ave, official correspondence should be sent to 12200 SW 127th Ave, Miami, FL 33186-6599 if needed. Our operating hours are designed with your convenience in mind: Lobby Hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; Drive-Thru Hours are Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. In addition to our physical presence, we also provide an ATM on-site for quick access to cash withdrawals or balance checks. Our drive-thru service allows for straightforward banking transactions without having to leave your vehicle.

Join Us

We invite you to experience the benefits of becoming a member of Space Coast Credit Union. Whether you're looking for a new bank account or need assistance with loans or credit cards, we're here for you every step of the way. Discover how we can help you achieve your financial dreams by reaching out today! For more information about our services or how to join us, please call us at 305-259-9042 or visit our website at sccu.com. Together, let's build a brighter financial future!

Our Journey

Located at 12200 SW 127th Ave, Miami, FL 33186, our branch has become a cornerstone for financial services in the area. Over the years, we have expanded our offerings beyond traditional banking. From personal checking and savings accounts to auto loans and business financing, we strive to meet the diverse needs of our members. Notably, we are proud to offer services like online and mobile banking, making it easy for our members to manage their finances anytime, anywhere. Our mission is simple yet powerful: to provide accessible financial solutions while fostering a supportive environment for our community. We believe that financial health is vital for everyone, which is why we focus on creating products that not only help individuals achieve their goals but also support local businesses.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to accommodate your schedule. Visit us during our lobby hours from Monday to Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. If you're in need of quick banking services, our drive-thru is open Monday through Friday from 8 AM to 6 PM and Saturdays from 9 AM to 1 PM.

Services Offered

At Space Coast Credit Union, we offer a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our credit card rewards program and business banking solutions. For added convenience, our ATM is available for cash withdrawals and balance checks. While members can visit us at our branch location for all their banking requirements, official correspondence should be sent to our mailing address at 12200 SW 127th Ave, Miami, FL 33186-6599. So why wait? Stop by today or give us a call at 305-259-9042 for more information. We're excited to assist you with all your banking needs!

Member Eligibility

Becoming a member of Space Coast is like joining a warm, welcoming family that cares about your financial well-being. If you're looking to connect with a community-focused credit union, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area. This means that whether you're a local resident or part of the vibrant communities surrounding us, you can take advantage of our friendly services and competitive rates. Plus, being a member at Space Coast gives you access to personalized banking solutions designed just for you. Getting started is simple! To find out more about the eligibility criteria and ensure you're on the right track, check out our detailed guidelines at . Once you're ready, you can easily open an account online by visiting http://www.sccu.com/personal/auto-loans , or if you prefer speaking with someone directly, feel free to give us a call at (305) 259-9042. We're excited to welcome you to Space Coast, located at 12200 Sw 127Th Ave Miami Fl 33186, where your financial journey becomes our shared priority!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether you need point-of-sale systems or online payment options, we've got you covered. Located at 12200 Sw 127Th Ave Miami Fl 33186 in Miami, FL, we're dedicated to serving the local business community. For more information, reach out to us at (305) 259-9042 or visit us online at https://www.sccu.com . Let's work together to fuel your business success!

Comprehensive List Of Services

Convenient Access Anytime

In addition to our traditional banking services, we also offer essential ATM & Cash Withdrawal Services for quick access to your funds. Need assistance outside regular hours? Our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without stepping inside. At Space Coast, we prioritize ease of access and member convenience. With features like mobile payments and person-to-person transfers available at your fingertips, banking has never been simpler. Ready to explore what we can do for you? Reach out today by calling us at (305) 259-9042, or visit us at 12200 Sw 127Th Ave Miami Fl 33186. We look forward to serving you!

Financing Your Dreams

If you're in the market for a new car or looking to refinance your home, we offer competitive Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing. Picture yourself driving away in that new car or finally owning your dream home we're here to help make those dreams a reality. Our team will work closely with you to find the best financing options that fit your budget.

Manage Debt Wisely

For those seeking relief from high-interest debt, our Personal Loans & Debt Consolidation services can provide a way out. We understand how overwhelming financial obligations can be, and we're committed to helping you regain control over your finances.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a safe place to grow your savings, our Personal Banking options include both Checking & Savings Accounts designed for convenience and accessibility. Imagine having the ability to manage your finances effortlessly through Online & Mobile Banking, which allows you to check balances, transfer funds, and pay bills anytime, anywhere.

Rewarding Credit Card Options

Looking for a credit card that offers more than just purchasing power? Our Credit Cards with Rewards give you the chance to earn points on everyday purchases, which can be redeemed for travel, merchandise, and other exciting rewards. It's all about making your spending work harder for you!

Supporting Local Businesses

For small business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand the challenges of running a business and are here to support you every step of the way.

Digital & Online Banking

E-Statements for Easy Management

Stay organized and eco-friendly with e-statements that are available at your fingertips. Say goodbye to cluttered mailboxes and hello to quick access to your account statements whenever you need them.

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application offers all the features of online banking right in your pocket. You can make mobile payments with ease, send money to friends or family through person-to-person transfers, and even sign documents electronically with our electronic signature authorization feature no paperwork required!

Online Banking Access

Visit us at https://www.sccu.com to experience our robust online banking platform. Here, you can check balances, pay bills, and transfer money all without stepping foot in a branch. Our 24/7 online banking services ensure that your accounts are always accessible when you need them.

Security You Can Trust

We prioritize your security with state-of-the-art measures to protect your personal information. Our user-friendly interface makes it easy for everyone whether you're tech-savvy or just starting out to navigate through your financial needs with confidence. Experience the freedom of managing your finances wherever you are with the digital banking services at Space Coast!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 12200 Sw 127Th Ave Miami Fl 33186 or call (305) 259-9042 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Strong Financial Position

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you get the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We understand that every business is unique and offer customized solutions to meet your specific requirements. At Space Coast Credit Union located at 12200 Sw 127Th Ave Miami Fl 33186, you can easily reach us at 305-259-9042. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Drive-thru services are available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We offer various eligibility options to accommodate different financial situations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans