Space Coast Credit Union Miami FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Space Coast Credit Union, where we believe in building lasting relationships with our members! Located at 7171 SW 117th Ave, Miami, FL 33183, our branch has been serving the community since 1951. With over 667,000 members and a dedicated team of 1,123 employees, we are here to provide you with personalized financial services that fit your needs. At Space Coast, we pride ourselves on our strong financial foundation. Our total assets stand at an impressive $8.8 billion, and we have managed to secure $675.6 million in deposits, demonstrating our commitment to safeguarding your funds. With a net worth of $940.4 million and total loans exceeding 321,000, we strive to offer competitive rates and flexible loan options for all your financial goals. While members can visit us at our Miami location, official correspondence should be sent to the same address: 7171 SW 117th Ave, Miami, FL 33183-2807. We invite you to explore our wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored just for you. Under the leadership of our CEO, Tim Antonition, and Board President Thomas Myers, Space Coast Credit Union is committed to ensuring a positive experience for every member. We're here to support your financial journey every step of the way. Whether you're looking for assistance with savings accounts or need guidance on loans and credit cards with rewards, our knowledgeable staff is ready to help. Feel free to reach out via phone at 305-598-7454 or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today at Space Coast Credit Union where your financial future is bright! Visit us online at sccu.com for more information or start your journey towards financial well-being!

Branch History & Mission

At Space Coast Credit Union, we are proud of our rich history and the strong community ties that have shaped our identity since we opened our doors in 1951. Located at 7171 SW 117th Ave, Miami, FL 33183, our branch has become a trusted financial partner for many families and businesses in the area. With a legacy spanning over seven decades, we've seen tremendous growth and change while remaining committed to serving our members with integrity and care. From humble beginnings, Space Coast has grown to a remarkable total membership of 667,013 and assets exceeding $8.8 billion. We believe that our success is not just measured in numbers but in the lives we touch and the community initiatives we support. Our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of cooperation and community development. As a member-focused credit union, we strive to meet the diverse needs of our community. Whether it's through personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we aim to empower our members on their financial journeys. Additionally, we offer business banking services to help local entrepreneurs thrive. While members can visit us at our branch location for personalized service during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM official correspondence should be sent to our mailing address at 7171 SW 117th Ave, Miami, FL 33183-2807. Our commitment goes beyond banking; it extends into community outreach and partnerships that strengthen local initiatives. We actively participate in events that uplift our neighborhoods and foster collaboration among residents and businesses alike. In today's digital world, we embrace technology with user-friendly online and mobile banking options that ensure convenience for all members. Our ATM availability offers easy access to cash whenever you need it. At Space Coast Credit Union, we're not just about transactions; we're about building relationships. If you're looking for a financial institution that genuinely cares about your goals and dreams, we invite you to join us. Experience the benefits of being part of a community-focused credit union where your voice matters. Join us today at Space Coast Credit Union together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Ready to take charge of your finances? We invite you to drop by our Miami branch or give us a call at 305-598-7454. Our dedicated team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

Our friendly staff is ready to assist you during our lobby hours. We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. Whether you're looking to open an account or need assistance with loans, we're here for you!

Parking and Accessibility

We understand that accessibility is important for our members. Our branch offers ample parking right out front, ensuring that you have a hassle-free experience when you visit. The facility is ADA-compliant, featuring ramps and wide doors to accommodate all members comfortably.

Services Offered

At Space Coast Credit Union, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. While members can visit us at 7171 SW 117th Ave, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Space Coast, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our local area. We also extend membership to immediate family members of current members. This means that if you're looking for a supportive financial partner that truly understands your needs, you're in the right place! As a member of Space Coast, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial resources designed just for you. To get started on your journey with us, simply visit our branch at 7171 Sw 117Th Ave Miami Fl 33183 or give us a call at (305) 598-7454 for more information. For detailed eligibility criteria. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a partner who simplifies payments for your customers while enhancing your cash flow. Our merchant services offer just that allowing you to accept various payment methods seamlessly. From credit cards to mobile payments, we provide the tools you need to keep your business running smoothly. Located at 7171 Sw 117Th Ave Miami Fl 33183 in Miami, FL, our team is ready to discuss how we can help your business thrive. Reach out to us at (305) 598-7454 or visit us during our lobby hours, Monday through Friday. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you run a business, you'll find valuable support at Space Coast as well. Our business banking services include merchant services and business loans designed to help you grow and manage your enterprise effectively. Whether you're starting out or expanding, we are here to assist you every step of the way.

Convenience at Your Fingertips

Accessing these services is made simple with our ATM and cash withdrawal services available at multiple locations. With basic ATM access for withdrawals and balance checks, managing your money has never been easier. At Space Coast, we believe in making banking convenient. Our online and mobile banking features allow you to manage all aspects of your account from wherever life takes you. Plus, with easy access to e-statements and electronic signature authentication, you'll enjoy a hassle-free experience.

Join Us Today!

Experience the difference at Space Coast where we prioritize your financial well-being. For any questions or further information about our offerings, feel free to call us at (305) 598-7454. We invite you to visit us at 7171 Sw 117Th Ave Miami Fl 33183 in Miami, FL, or explore more about our services online at our website. Join us today and take control of your financial future!

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to help you manage your everyday finances easily. Imagine having the freedom to access your funds anytime, anywhere, thanks to our robust online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer. When it comes to financing your dreams, we offer auto loans and vehicle financing solutions that make purchasing a new car stress-free. Picture driving off in your dream vehicle with a loan that fits comfortably within your budget. We also provide mortgage loans and refinancing options for those looking to buy a home or lower their current mortgage payments. For unexpected expenses or consolidating debt, our personal loans can help ease financial burdens. Plus, our credit cards come with rewards that give back for every purchase you make.

Digital & Online Banking

At Space Coast, we understand that life can get busy. That's why our digital and online banking services are designed to give you convenience and peace of mind, all while keeping your information secure. Whether you're at home or on the go, managing your finances has never been easier. With our comprehensive online banking platform, accessible at https://www.sccu.com, you can check your account balances, transfer funds, and pay bills anytime day or night. Our 24/7 online banking services ensure that you're always connected to your money when you need it most. Plus, you can sign documents electronically with ease thanks to our electronic signature authorization feature, making paperwork a breeze. Need to keep track of your spending? Our e-statements are available for those who prefer a paperless approach, allowing you to review your financial activities without clutter. If you're out shopping or dining, take advantage of our mobile payments feature to make transactions directly from your phone. It's quick, safe, and incredibly convenient! For even more convenience, download our mobile application. This user-friendly app puts all your banking needs right at your fingertips. From checking balances to making person-to-person transfers, you can manage your finances in real time no matter where life takes you. At Space Coast, we prioritize your security. You can trust that all of our digital banking services are protected with advanced security measures, giving you peace of mind as you bank online. So why wait? Explore the world of digital banking with us today!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we're here for you in both good times and bad. That's why we are proud to share our financial strength, which reflects our commitment to being a reliable partner in your financial journey. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also evident in our undivided earnings of $885,479,932, which we reinvest into innovative banking tools and stronger lending options to serve you better. With $99,682 in used auto loans and $7,178,163,645 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our operational efficiency is highlighted by a robust net income of $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,116 full-time employees and 7 part-time employees who are always ready to assist you with knowledgeable service. The trust placed in us is reflected by the total share accounts reaching 1,177,864, showcasing a strong and growing member base that relies on us for their financial needs. Our net shares available for lending stand at $10,326,302, reinforcing our ability to support your aspirations effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 7171 Sw 117Th Ave Miami Fl 33183 or call (305) 598-7454 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to expand your business. Whether you need funds for equipment purchase or operational costs, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through each step of the process.

Refinancing Options

In addition to our core loan offerings, we also provide refinancing options that can help lower your monthly payments or access cash from your existing equity. Our team can work with you to find out if refinancing is right for you based on your current financial situation. If you're interested in learning more about our loan products or would like assistance with eligibility and application processes, feel free to reach out at 305-598-7454 or visit us at 7171 SW 117th Ave Miami FL 33183. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Space Coast Credit Union and take control of your financial future today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These credit cards come with no collateral required and are perfect for unexpected expenses or everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, knowing where to turn for reliable information is crucial. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its emphasis on Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh operates without any Sponsored Listings; lenders are not prioritized based on paid promotions. This means users can trust that the results they see reflect the best available options without hidden biases. Another advantage is the Real-Time Rate Comparisons feature. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh is at helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION - Miami, FL

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Miami, FL (33183)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

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