Space Coast Credit Union Miami FL: Best Auto Loans & Business Banking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 13793 S Dixie Hwy, Miami, FL 33176. Established in 1951, we have proudly served our community for over seven decades, helping members achieve their financial goals with personalized service and a commitment to excellence. With a membership base of 667,013, we are dedicated to providing quality banking solutions tailored to your needs. At Space Coast Credit Union, we believe in the power of community. Our total assets amount to an impressive $8,808,246,174, allowing us to offer a variety of financial products and services designed just for you. We currently hold $675,598,920 in deposits and have facilitated 321,433 loans and leases that empower our members to take the next step in their financial journeys. Our leadership team is here to ensure you receive the best experience possible. Under the guidance of CEO Tim Antonition and Board President Thomas Myers, our staff of 1,123 employees is ready to assist you with everything from personal banking to business loans. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here to support you every step of the way. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to our mailing address: 13793 S Dixie Hwy, Miami, FL 33176-7220. Ready to explore what we can do for you? Don't hesitate to reach out! Call us at 786-293-8796 or visit our website at sccu.com for more information. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Community Connection

Over the years, Space Coast Credit Union has built strong partnerships within the community. We actively engage in outreach efforts that support local initiatives and promote financial literacy. Our dedicated team believes in giving back, whether it's through sponsorships, educational workshops, or volunteering at local events. We are proud to be an ADA-compliant facility, ensuring everyone can access our services without barriers. Additionally, we embrace digital advancements such as online banking and mobile payments, making it easier for our members to manage their finances anytime and anywhere.

Join Us

As we continue our journey forward, we invite you to be part of the Space Coast Credit Union family. Experience firsthand the benefits of membership and how we can support you on your financial path. For any inquiries or assistance, feel free to reach us at 786-293-8796 or visit us online at sccu.com. Together, let's build a brighter future!

Our Mission

Our mission is clear: to empower our members through personalized financial services while fostering a strong sense of community. We understand that each member's journey is different, which is why we offer a variety of services tailored to meet individual needs. From checking and savings accounts to auto loans and business banking solutions, we strive to provide valuable options that help our members achieve their financial goals. As part of our commitment to accessibility, our branch features an ATM for convenient cash withdrawals and balance checks. While we don't have drive-thru banking available, our lobby hours are designed with your schedule in mind open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM.

Branch Location & Accessibility

Additional Features

While we don't have a drive-thru service at this location, our ATM is readily available for cash withdrawals and balance checks. If you're looking for additional services or need assistance with any of our offerings, feel free to reach out! You can contact us directly at 786-293-8796. If you'd like to experience our friendly service firsthand or have questions about what we offer, don't hesitate to visit us at Space Coast Credit Union today! We look forward to helping you achieve your financial goals.

Convenient Access and Parking

At Space Coast Credit Union, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, so you can easily stop by without worrying about finding a spot.

Operating Hours That Fit Your Schedule

We know that your time is valuable. That's why our lobby hours are designed to accommodate busy lifestyles. We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. Whether you want to stop by during your lunch break or after work, we've got you covered!

Services Tailored Just for You

When you step into our branch, you'll discover a range of financial services waiting for you. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have everything you need to manage your finances effectively. Plus, we offer online and mobile banking for those who prefer to bank on-the-go.

Member Eligibility

At Space Coast, we believe that everyone deserves access to a supportive financial community. Becoming a member is easier than you might think! If you live, work, or worship in the Miami-Dade area, you're likely eligible to join us. We welcome individuals from various backgrounds and walks of life, aiming to provide personalized financial services that truly meet your needs. You can find more detailed eligibility information by visiting this link to ensure you meet all the criteria. Once you're ready to take the next step towards membership, opening an account is a breeze! Just head over to our website for the account opening details at this page. If you have any questions or need assistance, feel free to give us a call at (786) 293-8796. Join us at Space Coast located at 13793 S Dixie Hwy Miami Fl 33176, and experience the benefits of being part of our family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments from customers easily, whether they're using credit cards or mobile wallets. This not only enhances customer satisfaction but also boosts your sales potential. Our services help you focus on what you do best running your business while we take care of the rest. Visit us at 13793 S Dixie Hwy Miami Fl 33176 in Miami, FL or call us at (786) 293-8796 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored business banking services, including merchant services and business loans designed to support growth and success. Whether you're starting a new venture or expanding an existing one, we're here to help facilitate your business goals.

Convenient Access Anytime

We know convenience is key in today's fast-paced world. With our ATM services, basic ATM access allows withdrawals and balance checks at locations near you. Plus, with features like person-to-person payments via our mobile app, sending money has never been easier! Whether you're visiting us at 13793 S Dixie Hwy Miami Fl 33176 or reaching out via phone at (786) 293-8796, we're always ready to assist you with any questions about our services. At Space Coast, we pride ourselves on being more than just a credit union; we're a supportive community partner committed to helping you thrive financially. Ready to take the next step? Visit us today or explore more about our services online at https://www.sccu.com !

Home Sweet Home

Looking to buy a house? We offer comprehensive mortgage loans and refinancing solutions that guide you through the home-buying process from start to finish. Whether it's your first home or an investment property, our friendly team is here to assist every step of the way.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why at Space Coast Credit Union-south Dixie, we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your funds through our online and mobile banking services allowing you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans When You Need Them

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you navigate those bumps in the road without stress. Our loans are straightforward, giving you peace of mind when you need it most.

Reward Yourself with Our Credit Cards

Our credit cards with rewards allow you to earn while you spend! Enjoy perks like cash back or points for travel when using our cards for everyday purchases, making them a smart choice for savvy shoppers.

Vehicle Financing Made Easy

If you're considering purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing options come with competitive rates that help ease the burden on your budget. Picture driving away in that dream car with manageable monthly payments tailored just for you.

Digital & Online Banking

Key Features

We offer electronic signature authorization, which means you can sign documents securely without the need for paper. Plus, e-statements are available to help you keep track of your finances in a more environmentally friendly way. You can view your statements anytime and avoid cluttering your mailbox! If you're always on the move, you'll love our mobile application. It's designed to give you full control over your banking needs right from your smartphone. You can even make mobile payments with ease just tap and go!

Online Banking Services

With our 24/7 online banking platform, you can access your accounts anytime, anywhere. Just visit https://www.sccu.com to get started! From checking your balance to transferring funds, everything is just a few clicks away. Our user-friendly interface makes it simple for everyone, whether you're tech-savvy or just getting started with online banking.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to send money quickly and easily using just their email address or phone number. It's perfect for splitting bills or sending gifts! In today's fast-paced world, having reliable and secure banking options is crucial. At Space Coast, we're committed to providing you with the tools you need for real-time account management that fits seamlessly into your life. Experience the freedom of digital banking today!

Financial Strength

Commitment to Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $10,326,302, we have the resources needed to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 13793 S Dixie Hwy Miami Fl 33176 or call (786) 293-8796 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used option, our flexible terms make it easy for you to drive away satisfied.

Business Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to thrive. Whether it's for inventory purchases or operational costs, we are here to support your business ambitions. At Space Coast located at 13793 S Dixie Hwy Miami Fl 33176, we're committed to offering competitive rates and personalized service. If you're interested in any of our loan products or want more information about eligibility and refinancing options available to you, please don't hesitate to reach out at 786-293-8796 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, making it easier for you to secure a place you can call home. If you're considering refinancing your current mortgage, we have options available to help reduce your monthly payments or access equity in your property.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to spend while maintaining control over your budget.

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SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans