Space Coast Credit Union Merritt Island FL: Affordable Auto Loans & Business Banking

Introduction

Welcome to Space Coast Credit Union - North Merritt Island, where your financial journey is our top priority. Located at 1445 N Courtenay Pkwy, Merritt Island, FL 32953, we are proud to serve a thriving community of over 667,000 members since our establishment in 1951. With a robust financial foundation boasting $8,808,246,174 in total assets and $675,598,920 in total deposits, we provide the security and stability you need for all your banking needs. At Space Coast Credit Union, we understand that every member's financial goals are unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team is committed to helping you find the right solutions tailored just for you. Under the leadership of our CEO, Tim Antonition, and Board President, Thomas Myers, we strive to create an environment built on trust and exceptional service. While members can visit us at our branch location for assistance and support, any official correspondence should be sent to our mailing address: 1445 N. Courtenay Parkway, Merritt Island, FL 32953. Whether you're looking to secure a loan or open a new account, we're here to guide you every step of the way. Feel free to reach out by phone at 321-752-2222 or explore our services online at sccu.com. Join us today and experience the difference that comes from being part of a credit union that truly values its members!

Branch History & Mission

At Space Coast Credit Union, we pride ourselves on a rich history that dates back to 1951. Founded with the aim of providing financial services to our community, we have grown into a trusted partner for over 667,000 members. Our branch, located at 1445 N Courtenay Pkwy, Merritt Island, FL 32953, is a testament to our commitment to serving the local population and supporting their financial goals. From humble beginnings, Space Coast Credit Union has expanded its offerings and resources significantly. With a current asset base of approximately $8.8 billion, we are well-equipped to provide a wide range of financial products and services. Our mission is simple yet powerful: to empower our members through exceptional service while enhancing their financial well-being. We believe in fostering strong relationships within the community and supporting initiatives that make a positive impact on the lives of those we serve. Our operating hours reflect our dedication to accessibility: we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. For added convenience, we offer ATM services at our location, ensuring that members can access their funds whenever they need them. While members can visit us at 1445 N Courtenay Pkwy, official correspondence should be sent to the same address for consistency. As part of our ongoing commitment to innovation, we have embraced digital advancements including online banking and mobile payments, allowing our members to manage their accounts with ease. Community engagement is at the heart of what we do. We actively participate in local events and partnerships aimed at improving financial literacy and supporting families in need. Our team is dedicated not only to providing excellent financial services but also to being a resource for the community's growth and development. As you consider your financial future, we invite you to join Space Coast Credit Union. Experience firsthand how our member-focused approach can benefit you and your family. Together, let's build a brighter tomorrow! For more information or to get started today, please call us at 321-752-2222 or visit us online at sccu.com.

Branch Location & Accessibility

Accessible Banking Experience

We understand that accessibility is key. That's why our branch features ADA-compliant facilities and ample parking to ensure everyone can visit us comfortably. Although we do not have drive-thru service at this location, our friendly staff is always ready to assist you inside.

Join Us Today!

Whether you're a long-time member or considering joining us for the first time, we invite you to visit Space Coast Credit Union - North Merritt Island today! Feel free to give us a call at 321-752-2222 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community!

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM. Whether you're looking to open a new account, apply for an auto loan, or simply need assistance with online banking, we're here for you every step of the way. Additionally, we offer ATM services for quick cash withdrawals and balance checks, ensuring that you have access to your funds when you need them most.

Member Eligibility

At Space Coast, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. Membership at our branch is open to anyone who lives, works, worships, or attends school in the Brevard County area. We're dedicated to serving our members with personalized financial services tailored just for you. Plus, as part of our family, you'll enjoy exclusive benefits like lower loan rates and higher savings yields. To get started on your journey with us, simply visit us at 1445 N Courtenay Pkwy Merritt Island Fl 32953 or give us a call at (321) 752-2222. You can find detailed eligibility criteria on our website, ensuring you have all the information you need to join us. Opening an account is easy; just check out the steps at http://www.sccu.com/personal/auto-loans. We can't wait to welcome you to the Space Coast family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly while managing your cash flow effectively. Our merchant services provide just that. Whether you need point-of-sale solutions or online payment options, we equip you with tools that simplify transactions, allowing you to focus on what you do best running your business. Located at 1445 N Courtenay Pkwy Merritt Island Fl 32953, Merritt Island, FL 32953, our team is ready to assist you in navigating the financial landscape of your business. Connect with us at (321) 752-2222 or visit our website at https://www.sccu.com to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Additionally, our branch provides essential ATM and cash withdrawal services, ensuring that accessing your money is quick and hassle-free. With basic ATM access for withdrawals and balance checks available at various locations, you'll never be far from your funds. With all these services under one roof, it's clear that Space Coast is committed to making banking accessible and beneficial for everyone in our community. We invite you to explore how we can assist with your financial journey visit us today or check out more information online at our website. Let us help you achieve your financial goals!

Business Banking

At Space Coast, we also cater to small businesses through our business banking services, which include merchant services and business loans. If you're a local entrepreneur looking to grow your business or streamline operations, we can provide the resources necessary for success.

Credit Cards with Rewards

For those who love earning rewards on their everyday spending, our credit cards with rewards program offers great benefits. Whether you're planning a vacation or simply want to earn cash back on daily purchases, our credit cards are designed to reward you for using them.

Mortgage Solutions

Homeownership is a significant milestone, and our mortgage loans and refinancing services aim to make this journey smoother. Whether you're buying your first home or seeking better terms on your current mortgage, we have solutions to fit your situation. Our knowledgeable staff will guide you through the process, ensuring you understand every detail.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking

We understand that managing your finances can be daunting, which is why we offer a variety of personal banking options. Our checking and savings accounts are designed with your lifestyle in mind, helping you save for the future while enjoying easy access to your funds. Plus, if you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple and affordable. Imagine driving away in your dream vehicle with competitive rates and flexible terms.

Personal Loans

If you find yourself needing extra cash for unexpected expenses or major purchases, consider our personal loans and debt consolidation options. We provide straightforward lending solutions to help you manage life's surprises without overwhelming stress. Picture consolidating multiple debts into one manageable payment, giving you peace of mind.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application adds another layer of ease. Available for download, it allows you to perform transactions on the go. You can even make mobile payments with just a tap, making shopping and everyday purchases simpler than ever. If you need to send money to friends or family quickly, our person-to-person transfer feature has you covered. In addition to these features, we offer electronic signature authorization for your peace of mind when handling important documents digitally. For those who prefer going paperless, e-statements are also available, helping you stay organized while reducing clutter.

Security You Can Trust

We take your security seriously. All transactions through our online platforms are protected with state-of-the-art encryption technology. You can rest easy knowing that your sensitive information is secure as you manage your finances. At Space Coast, we strive to provide a user-friendly experience that empowers our members to take control of their financial lives with ease and confidence. Explore all that our digital and online banking services have to offer today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $14,323,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $99,682 in used auto loans and $7,178,163,645 in total loans and leases supporting your financial goals across various sectors.

Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

With total share accounts reaching 1,177,864, we have a strong and growing member base that trusts us with their finances. This trust is vital to our mission of serving you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 1445 N Courtenay Pkwy Merritt Island Fl 32953 or call (321) 752-2222 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $1,749,623,257 in new vehicle loans and $2,020,416,837 in used vehicle loans already helping members get on the road, you can feel confident knowing that you're making a smart financial choice.

Business Loans

If you're a business owner looking for capital to grow and expand your operations, we've got you covered too! Our outstanding commercial loans totaling $53,219,027 provide the resources necessary for your business ambitions.

Credit Lines

For those who prefer a line of credit for flexibility in their spending, our total credit lines amount to $2,218,115,915. This option provides you with immediate access to funds when needed without taking out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, making buying or refinancing simple and straightforward. We also offer competitive rates and flexible terms to fit your budget.

Refinancing Options

We also offer refinancing options that can help lower your monthly payments or consolidate debt into one manageable loan. If you're interested in exploring these options further or checking your eligibility for any of our products, please reach out! For more information about our loan offerings or to speak with one of our representatives at Space Coast located at 1445 N Courtenay Pkwy Merritt Island FL 32953, give us a call at 321-752-2222. Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here with us at Space Coast!

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we offer flexible terms on unsecured credit card loans. With a total of $186,755,919 in unsecured credit card loans available, you can manage your finances effectively while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's information is regularly updated, allowing for precise comparisons that reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and not influenced by external factors. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same access to information, making it easy to compare options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature saves time and helps avoid unnecessary frustration when searching for loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value of using a reliable tool like LendMesh in your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION - Merritt Island, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Merritt Island, FL (32953)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessible Banking Experience

Join Us Today!

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Business Banking

Credit Cards with Rewards

Mortgage Solutions

Online & Mobile Banking

Personal Banking

Personal Loans

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Solid Foundation

Trust Built on Transparency

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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