Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Adjustable Rate Home Equity Line of Credit (HELOC)
Principal-and-Interest Option
4.24 % - 7 %
1 Yrs
$250,000
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Space Coast Credit Union, your trusted financial partner located at 445 Fortenberry Rd, Merritt Island, FL 32952. Since our establishment in 1951, we've been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our members. With over 667,000 members, we pride ourselves on being a part of your journey toward financial success. At Space Coast Credit Union, we understand that banking is about more than just numbers it's about relationships. Our total assets exceed $8.8 billion, ensuring we have the resources to support you with everything from personal banking solutions to auto loans and mortgage refinancing. Whether you're looking for a new vehicle or planning for your future, our knowledgeable team is here to help. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, we are committed to transparency and member satisfaction. With a net worth of $940 million and a robust loan portfolio comprising 321,433 loans, we have the strength and stability needed to serve our community effectively. Our current total deposits stand at an impressive $675 million, reflecting the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 445 Fortenberry Rd, Merritt Island, FL 32952-3521. We invite you to explore what makes Space Coast Credit Union a great choice for your financial journey. Feel free to reach out at (321) 454-2368 or visit us online at sccu.com. Join us today and experience the difference of a credit union that truly cares about its members!
Branch History & Mission
Join Us Today
With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM we're here when you need us most. Our friendly staff is ready to assist you with any questions you may have about becoming a member or exploring the full range of services we offer. If you're looking for a financial partner that values your needs and invests in your future, look no further than Space Coast Credit Union. Join us today and experience firsthand how we can help you achieve your financial goals! For more information or assistance, feel free to contact us at (321) 454-2368 or visit us online at sccu.com.
Our Legacy
Founded with the belief that everyone deserves access to reliable financial services, Space Coast Credit Union has witnessed remarkable growth over the decades. From humble beginnings, we have expanded our total assets to an impressive $8,808,246,174. This growth is a testament to our commitment to providing exceptional service while prioritizing the needs of our members. Our journey began when a group of local individuals came together with a vision: to create a financial institution dedicated to serving the community's needs. As we grew, so did our range of services, including personal checking and savings accounts, auto loans, mortgages, and business banking solutions. We remain dedicated to innovation and accessibility offering online and mobile banking options that allow members to manage their finances conveniently from anywhere.
Our Mission
At Space Coast Credit Union, our mission goes beyond just banking; it's about empowering our members and strengthening our community. We strive to provide not only financial products but also support that uplifts lives and creates opportunities. Our focus is on fostering long-lasting relationships built on trust and transparency. We believe in giving back to the communities we serve through various outreach programs and partnerships with local organizations. By supporting initiatives that promote education, health, and well-being, we contribute to making Merritt Island a better place for everyone. While members can visit us at 445 Fortenberry Rd for all their banking needs whether it's using our drive-thru services or accessing one of our ATMs official correspondence should be sent to our mailing address: 445 Fortenberry Rd, Merritt Island, FL 32952-3521.
Branch Location & Accessibility
Accessibility and Features
At Space Coast Credit Union, we pride ourselves on being accessible to everyone. Our branch is ADA compliant, featuring ramps and easy access points for those who need them. We also offer ample parking, making your visit as hassle-free as possible. If you prefer quick transactions, take advantage of our drive-thru banking services available Monday through Friday.
Call to Action
We invite you to come visit us at Space Coast Credit Union your community-focused financial partner! For any inquiries, feel free to give us a call at (321) 454-2368. We look forward to serving you soon!
Operating Hours
We know your time is valuable. That's why we offer flexible operating hours to fit your busy schedule! Visit us during lobby hours from Monday to Thursday between 9 AM and 5 PM, and on Fridays until 6 PM. If you're stopping by our drive-thru, we're open from 8 AM to 6 PM on weekdays and even have Saturday hours from 9 AM to 1 PM!
Services Offered
Our branch provides a wide array of services tailored to help you with all your banking needs whether it's personal checking and savings accounts or loans for your next vehicle purchase. Need cash? We've got ATMs available for quick withdrawals or balance checks right here at the branch. While members can visit us at 445 Fortenberry Rd Merritt Island Fl 32952, official correspondence should be sent to 445 Fortenberry Rd, Merritt Island, FL 32952-3521. Our friendly team is ready to assist you with any questions or financial needs you may have.
Member Eligibility
At Space Coast, we believe that joining our community means stepping into a supportive network that genuinely cares about your financial well-being. If you're looking to become a member, you're in the right place! Our membership is open to individuals who live, work, worship, or attend school in certain areas. We welcome everyone with open arms and encourage you to check out the specific eligibility details at . It's straightforward and inclusive no need for complicated requirements. Once you're ready to join us, opening an account is a breeze! Just visit us at our welcoming branch located at 445 Fortenberry Rd Merritt Island Fl 32952, or give us a call at (321) 454-2368 for any questions you might have. You can also find more information about the account opening process through this link: http://www.sccu.com/personal/auto-loans. We're excited to help you on your financial journey here at Space Coast!
Business Banking & Commercial Services
Lending Solutions for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services Tailored for You
In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine having a reliable partner that provides easy payment processing options, allowing you to focus more on what you do best running your business. Located at 445 Fortenberry Rd Merritt Island Fl 32952, Merritt Island, FL, our dedicated team is ready to assist you every step of the way. Contact us at (321) 454-2368 to learn how we can support your business goals today!
Comprehensive List Of Services
Accessibility
We understand that some tasks require face-to-face interaction. That's why we also offer basic drive-thru banking for deposits and withdrawals during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Our friendly staff is always ready to assist you. At Space Coast, we're not just about numbers; we're about relationships. Join us today and experience financial services tailored just for you. Feel free to reach out at (321) 454-2368 if you have any questions or need assistance we're here for you! Visit us at Space Coast Credit Union-merritt Island or come by our branch; we look forward to serving you!
Business Banking
For our business members, we offer banking solutions that cater specifically to your needs. From merchant services that help streamline payment processing to business loans that can assist in growing your enterprise, we've got you covered.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why Space Coast provides robust online and mobile banking services. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills. Our ATM services allow easy access to cash when you need it most, while our drive-thru banking makes quick transactions a breeze.
Mortgage Loans & Refinancing
Thinking about buying a home or refinancing your current mortgage? Our mortgage loans provide great options for first-time buyers and seasoned homeowners alike. Our team will help guide you through the process, making it as smooth as possible while ensuring you understand every step along the way.
Personal Banking
Our personal banking services are designed to make everyday banking simple and convenient. We offer checking and savings accounts that fit various lifestyles and financial goals. For those looking to finance their next vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, ensuring you can drive away in the car of your dreams without breaking the bank.
Personal Loans & Credit Cards
If you need extra cash for a special project or want to consolidate debt, our personal loans offer straightforward solutions with clear terms. Plus, check out our credit cards that come with rewards perfect for those who love to earn while they spend.
Digital & Online Banking
E-Statements and Electronic Signature Authorization
Say goodbye to paper clutter! Our e-statements are available for members who prefer a more eco-friendly way to manage their accounts. Not only do e-statements help reduce waste, but they also give you immediate access to your financial information whenever you need it. Plus, with electronic signature authorization, signing documents has never been easier or more secure.
Mobile Banking Made Simple
With our mobile application, banking on the go is a breeze. You can enjoy features like mobile payments, allowing you to make purchases directly from your phone without the hassle of carrying cash or cards. Whether you're out shopping or grabbing a bite to eat, our mobile app ensures you're always prepared.
Secure and Convenient Access
Your security is our top priority. We employ advanced measures to protect your personal information while making sure that accessing your accounts remains straightforward. With real-time account management at your fingertips, you'll have all the tools you need for effective budgeting and tracking expenses. Join us at Space Coast today and experience how our digital and online banking services can enhance your financial journey. Enjoy the convenience of modern banking while feeling secure every step of the way!
Financial Strength
Commitment to Growth
With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.
Member-Centric Savings
Your savings are our priority. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our impressive $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Experience
Total Share and Deposit Accounts stand at 1,177,864, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $10,326,302, we are well-positioned to support your financial needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 445 Fortenberry Rd Merritt Island Fl 32952 or call (321) 454-2368 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible terms and fast approval processes to ensure you can drive away in your new vehicle without delay.
Business Financing
If you're a business owner, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are here to support your journey. We also encourage you to explore refinancing options if you're looking to improve your current loan terms or lower your monthly payments. Our team is ready to assist you in finding eligibility options that work best for you. Feel free to reach out at (321) 454-2368 or visit us at our branch located at 445 Fortenberry Rd Merritt Island Fl 32952 in Merritt Island, FL. We're here to help you navigate your financial journey smoothly! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Credit Options
For those looking for financial flexibility, we also offer unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This option provides you with easy access to funds when you need them most.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We can guide you through various mortgage products designed to fit your budget and lifestyle.
Loan Aggregator
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