Space Coast Credit Union Melbourne FL: Affordable Auto Loans & Online Banking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 5470 Stadium Pkwy, Melbourne, FL 32940. Established in 1951, we have been dedicated to serving our community for over seven decades, ensuring that our members enjoy a range of financial services designed with their needs in mind. With a robust membership of 667,013 and total assets exceeding $8.8 billion, we pride ourselves on being a reliable resource for personal banking, auto loans, mortgage options, and more. At Space Coast Credit Union, we understand that each member's financial journey is unique. That's why we offer personalized solutions tailored to help you achieve your goals whether you're looking to buy a new car or save for your dream home. Our commitment to excellence is evident not only in our competitive rates but also in the strength of our community impact. Our leadership team, led by CEO Tim Antonition and Board President Thomas Myers, works tirelessly to ensure that we remain a pillar of support for our members. With a dedicated staff of 1,123 employees ready to assist you, we strive to create an inviting environment where everyone feels valued and supported. While members can visit us at our branch location, official correspondence should be sent to the same address: 5470 Stadium Pkwy, Melbourne, FL 32940. We invite you to explore our website at my.sccu.com for more information about our services and how we can assist you in achieving your financial goals. Feel free to reach out via phone at 321-752-2222 or stop by during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Our drive-thru service is available Monday through Friday from 8 AM to 6 PM as well. Join us today and experience the difference that comes with being part of Space Coast Credit Union where your success is our priority!

Branch History & Mission

Join Us

At Space Coast Credit Union, we invite you to become part of our family. Experience firsthand how we prioritize your needs while fostering a sense of community. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we're here for you every step of the way. Reach out today at (321) 752-2222 or visit us online at sccu.com to learn more about how we can help you achieve your financial goals!

Our Journey

Since opening our doors over seven decades ago, Space Coast Credit Union has continuously aimed to serve its members better. Starting with a modest membership base, we have expanded significantly and now proudly support over 667,000 members. As we grew, so did our commitment to offering a diverse range of financial products. Today, our total assets stand impressively at $8,808,246,174. This growth is not just about numbers; it reflects the trust that our community places in us. Our branch operates with a clear vision: to empower members through education and personalized service. We understand that each member's financial journey is unique, which is why we offer tailored solutions from checking and savings accounts to auto loans and mortgages. Our operating hours are designed for your convenience: Lobby Hours are Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Additionally, our Drive-Thru service operates from Monday to Friday from 8 AM to 6 PM.

Our Mission

At Space Coast Credit Union, our mission is simple yet profound: we aim to enhance the financial well-being of our members and the communities we serve. We believe in not only providing outstanding financial services but also in giving back to the community through various outreach initiatives. From educational workshops on budgeting and saving to partnerships with local organizations that promote economic empowerment, we strive to make a positive impact. While you can visit us at our physical location for personalized assistance or transactions at one of our ATMs or drive-thru lanes, official correspondence should be sent to the same address: 5470 Stadium Pkwy, Melbourne, FL 32940. As technology advances, we ensure that our services remain accessible and user-friendly. With online banking options available alongside mobile payments and e-statements, managing your finances has never been easier.

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like more information about our services, feel free to give us a call at 321-752-2222. We invite you to visit us soon at Space Coast Credit Union your trusted partner in achieving your financial goals!

Operating Hours

We strive to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. If you're looking for drive-thru banking, we're open Monday through Friday from 8 AM to 6 PM perfect for those busy days when you need to grab cash or make a deposit without leaving your car.

Parking and Accessibility

We understand the importance of accessibility. Our branch provides ample parking space right in front, making it easy for you to come in and out. Plus, we are ADA-compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Services Offered

At Space Coast Credit Union, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got everything covered. We also provide credit cards with rewards, business banking solutions, online and mobile banking services, and convenient ATM access for withdrawals and balance checks.

Member Eligibility

At Space Coast, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is easy and open to those who live, work, worship, or attend school in our vibrant area. Whether you're looking for personal banking solutions or support for your business needs, joining us means gaining access to a world of financial resources and benefits tailored just for you. You can find detailed eligibility criteria by visiting our website. If you have any questions or need assistance, feel free to reach out to us at (321) 752-2222. We're here to help you every step of the way as you embark on your journey with Space Coast!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine processing payments efficiently while keeping track of sales data all in one place. Our solutions help you focus on what you do best running your business while we handle the financial side smoothly. Visit us at 5470 Stadium Pkwy Melbourne Fl 32940, Melbourne, FL, or call us at (321) 752-2222 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

For our business members, Space Coast offers essential business banking services including merchant services and business loans. We understand the demands of running a business and are committed to providing solutions that help you thrive.

Convenient Digital Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even deposit checks without stepping foot inside the branch. Our secure ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Drive-Thru and ATM Access

If you're on the go but still need banking services, take advantage of our basic drive-thru banking for quick deposits and withdrawals. We also provide access to ATMs for cash withdrawals and balance inquiries, ensuring you're never far from your money. At Space Coast, we are dedicated to making banking easy and accessible for all members of our community. To learn more about any of these services or if you have questions about how we can assist you further, don't hesitate to call us at (321) 752-2222 or visit us online at https://www.sccu.com. Let's work together toward achieving your financial goals!

Mortgage and Refinancing Options

Thinking about buying a home? Our mortgage loans and refinancing solutions can assist you in navigating the home-buying process. With personalized guidance, we help you understand your options so you can make informed decisions about one of the most significant investments you'll ever make.

Personal Banking Solutions

We offer a range of personal banking services that cater to individuals and families alike. Whether you're looking to open a checking or savings account, our friendly staff is ready to help you find the right fit for your financial goals. If you're considering purchasing a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier than ever to drive away in the vehicle of your dreams.

Support for Personal Needs

Life can sometimes throw unexpected challenges your way. That's why we provide personal loans and debt consolidation services aimed at helping you manage expenses efficiently. Plus, with our credit cards with rewards, every purchase can earn you benefits that matter most to you.

Digital & Online Banking

E-Statements & Mobile Payments

Say goodbye to paper clutter with our e-statements feature! This not only helps you stay organized but also reduces your environmental footprint. Plus, our mobile payments option lets you make purchases quickly and securely from your phone. Imagine paying for groceries or splitting a bill with friends without fumbling for cash or cards!

Key Features

Our online banking platform is available 24/7, allowing you to access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. For those who prefer using their smartphones, our mobile application brings the bank right to your pocket. You can easily manage your accounts on the go! Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are protected and secure. You can rest easy knowing that we take every measure to keep your financial information safe.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. You can send money directly from your account without any hassle perfect for sharing expenses or helping someone out in a pinch. With all these features combined, Space Coast ensures that managing your finances is as easy as possible. Experience the freedom of real-time account management with us today!

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Efficient Operations

Our $14,323,000 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 5470 Stadium Pkwy Melbourne Fl 32940 or call (321) 752-2222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Space Coast, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help our members achieve their goals, whether it's purchasing a new car, buying a home, or managing day-to-day expenses. Located at 5470 Stadium Pkwy Melbourne Fl 32940 in Melbourne, FL, we're here to serve you. You can reach us at (321) 752-2222 for any inquiries. With over 321,433 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're eyeing that shiny new model or a reliable used car, we've got you covered. But that's not all. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance your existing mortgage for better terms, we have solutions tailored just for you. For those interested in business opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business endeavors. We're committed to supporting local businesses and fostering economic growth in our community. In addition, we recognize that credit management is crucial for financial stability. That's why we also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This gives you the freedom to make purchases while building your credit history. We believe in providing our members with choices and opportunities. If you're considering refinancing an existing loan or exploring eligibility options for any of our products, don't hesitate to contact us. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Space Coast, where your financial journey begins!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions. This guarantees transparency in the options presented. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing journey today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive offers that are not only current but also fair and transparent. By drawing from trusted sources, LendMesh ensures that every comparison reflects accurate rates and terms.

SPACE COAST CREDIT UNION - Melbourne, FL

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Melbourne, FL (32940)