Space Coast Credit Union Melbourne FL: Credit Cards with Rewards & Business Banking

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner located at 8045 N Wickham Rd, Melbourne, FL 32940. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and offering personalized financial solutions tailored to meet their needs. With a total membership of 667,013 and assets exceeding $8.8 billion, we are dedicated to providing exceptional service and support. At Space Coast Credit Union, we believe that strong communities are built on trust and collaboration. Our team is committed to helping you achieve your financial goals, whether it's through personal banking options like checking and savings accounts, auto loans, or business banking services. We currently manage a robust loan portfolio with over 321,000 loans and leases, ensuring our members have access to the funds they need when they need them. While you can always visit us at our branch in Melbourne, official correspondence should be directed to our mailing address: 8045 N Wickham Rd, Melbourne, FL 32940-7920. We invite you to explore our website at sccu.com for more information about our services and how we can assist you. Under the leadership of CEO Tim Antonition and Board President Thomas Myers, Space Coast Credit Union remains focused on empowering our members through transparent practices and community-focused initiatives. Our net worth stands at an impressive $940 million, reflecting our stability and commitment to serving you effectively. Ready to start your financial journey with us? Call us at 321-752-2222 or visit us today! We're excited to help you navigate your financial future with confidence.

Branch History & Mission

Commitment to Excellence

At Space Coast, we prioritize innovation and accessibility. Our branch features modern amenities such as ATM availability for convenient cash withdrawals and balance checks. While we do not currently offer drive-thru banking or shared service centers, we ensure that our members have access to user-friendly online and mobile banking options. This allows you to manage your finances anytime and anywhere. We are proud of our ADA compliance initiatives that make our services accessible to all individuals. Whether you're visiting us in person or using our digital platforms, you can expect a welcoming environment focused on your needs.

Join Us

As we continue this journey together, we invite you to become part of the Space Coast family. Discover how our personalized financial solutions can help you achieve your goals. For official correspondence, please send your mail to 8045 N Wickham Rd, Melbourne, FL 32940-7920. With operating hours from Monday through Friday from 8:00 AM to 6:00 PM, we're here for you when you need us most. If you're ready to experience the benefits of being a member of Space Coast Credit Union or if you have any questions about our services, don't hesitate to reach out at 321-752-2222 or visit us at sccu.com. Join us today and take the first step towards achieving your financial dreams!

Our Journey

Located at 8045 N Wickham Rd, Melbourne, FL 32940, Space Coast has become a cornerstone in our community. We opened our doors with the aim of offering accessible financial solutions and have steadily expanded our offerings over the decades. Today, we provide personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission is simple yet profound: to empower our members by providing financial tools and resources that foster growth and stability. We believe that everyone deserves access to quality financial services, which is why we actively engage in community outreach and partnerships. Through these efforts, we not only support individual financial wellness but also contribute positively to the broader community.

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible for everyone. Our branch complies with ADA standards, featuring ramps and wide entrances to accommodate all members. If you have any specific needs during your visit, please don't hesitate to let us know.

Get in Touch!

Ready to experience exceptional service? Feel free to give us a call at 321-752-2222 if you have any questions or would like more information about what we offer. We look forward to welcoming you soon at Space Coast Credit Union!

Location Highlights

Our branch is nestled in a vibrant part of Brevard County, close to popular landmarks like the beautiful Wickham Park and the lively Melbourne Square Mall. This makes it easy for you to stop by while enjoying a day out or running errands. Parking is plentiful and easily accessible, ensuring that your visit is hassle-free.

Operating Hours

At Space Coast Credit Union, we know how busy life can get! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:00 AM to 6:00 PM. This gives you plenty of time to come in and talk about our services or simply ask questions about your accounts.

Services Offered

We offer a range of services tailored to suit all your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM access available at our location, you can quickly withdraw cash or check balances without any fuss. While members can visit us at 8045 N Wickham Rd, official correspondence should be sent to our mailing address at 8045 N Wickham Rd, Melbourne, FL 32940-7920.

Member Eligibility

At Space Coast, we believe that everyone deserves a place in our community. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or attend school in Brevard County, you're likely already eligible! We welcome individuals and families who want to experience the benefits of being part of a supportive financial cooperative. Not only will you gain access to a range of financial services tailored to your needs, but you'll also join a community that prioritizes its members' well-being. Ready to take the next step? You can find all the details about eligibility at . For even more information on how to open your account, visit http://www.sccu.com/personal/auto-loans or give us a call at (321) 752-2222. Our team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make everyday transactions easier for your business. Imagine seamlessly accepting payments from customers whether they prefer credit cards, debit cards, or mobile payments right from your store. Our services enable you to focus on what you do best: running your business. Located at 8045 N Wickham Rd Melbourne Fl 32940, Melbourne, FL, we're here to partner with you every step of the way. Call us at (321) 752-2222 or visit us online at https://www.sccu.com to discover how we can support your business banking needs today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever needed. With locations throughout the area and basic ATM access available, getting cash has never been easier. At Space Coast, our commitment extends beyond just providing services; it's about building lasting relationships with our members in Melbourne and beyond. To learn more about how we can assist you with any of these services or if you have any questions, please don't hesitate to reach out at (321) 752-2222. We look forward to helping you achieve financial success!

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. With flexible terms and competitive rates, we aim to ensure that driving away in your new ride is as stress-free as possible.

Business Banking

Running a business comes with its own set of challenges. Our Business Banking services include merchant services and business loans designed to support local entrepreneurs like you. Whether you need help processing payments or funding for expansion, we're here to assist.

Credit Cards with Rewards

For those who enjoy shopping and dining out, our Credit Cards with Rewards program allows you to earn points on every purchase. This means that not only are you making purchases, but you're also getting rewarded for them!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our experienced team will guide you through the process. We know that every homeowner's situation is different, so we're here to tailor solutions just for you.

Online & Mobile Banking

In today's busy world, convenience matters. That's why our Online & Mobile Banking services allow you to manage your finances from anywhere at any time. You can easily check balances, transfer funds, or pay bills all from the comfort of your home or on the go.

Personal Banking

We understand that managing your money should be straightforward and accessible. That's why we offer Personal Banking options, including both checking and savings accounts designed to help you achieve your financial goals. Imagine having a simple way to keep track of your spending and saving while enjoying competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, which is why we provide Personal Loans & Debt Consolidation options. These loans are perfect for covering unexpected bills or consolidating high-interest debts into one manageable payment. Picture yourself simplifying your finances with just one monthly payment!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.sccu.com , you can check your account balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Our services are accessible 24/7, so you can manage your money whenever it suits you. For those who prefer mobile banking, our mobile application makes it simple to stay connected. You can access your accounts, deposit checks with just a snap, and even make mobile payments effortlessly. Plus, if you need to send money to friends or family quickly, our person-to-person transfers feature lets you do just that no hassle involved.

Secure and User-Friendly

Security is a top priority for us at Space Coast. With features like electronic signature authorization, you can sign documents securely online without having to visit a branch. You can also opt for e-statements, allowing you to receive your account statements electronically saving paper and keeping everything organized in one place. All these features come together in a user-friendly interface that's easy to navigate. Whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and intuitive. At Space Coast, we're committed to providing tools that help you manage your finances efficiently while ensuring your information remains safe. Join us today and experience the ease of modern banking!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $10,326,302. Total Share and Deposit Accounts: 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 8045 N Wickham Rd Melbourne Fl 32940 or call (321) 752-2222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Member-Centric Savings Options

Your savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $45,092,749, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we are committed to providing financial solutions that work for you. At Space Coast, we are dedicated to serving our community in Melbourne, FL. Feel free to contact us at (321) 752-2222 for more information on any of our loan products or visit us at 8045 N Wickham Rd Melbourne Fl 32940. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial success!

Credit Card and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our personal loans can provide the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. Our experienced team is here to guide you through the process, making it as straightforward as possible.

Loan Aggregator

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SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans