Space Coast Credit Union Melbourne FL: Quick Personal Loans & Business Banking

Introduction

Welcome to Space Coast Credit Union, your trusted partner in financial growth and community support! Located at 8025 N Wickham Rd, Melbourne, FL 32940, our branch has been serving members since 1951. With a robust membership of over 667,000, we are proud to provide personalized banking solutions that cater to the diverse needs of our community. At Space Coast, we believe that your financial well-being is paramount. With total assets exceeding $8.8 billion and deposits amounting to $675,598,920, we are committed to helping you achieve your financial goals through a variety of services including personal banking, auto loans, mortgages, and business banking options. Our dedicated team of 1,123 employees, led by CEO Tim Antonition and Board President Thomas Myers, is here to guide you on your journey to financial success. Whether you're looking for a new vehicle or seeking ways to save for the future, Space Coast Credit Union offers innovative products tailored just for you. We also understand the importance of accessibility; that's why we provide online and mobile banking services for your convenience. While members can visit us at our branch location, official correspondence should be sent to 8025 N Wickham Rd, Melbourne, FL 32940-7920. Don't hesitate to reach out! Call us at 321-259-1989 with any questions or stop by during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or visit our drive-thru Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Join us today at Space Coast Credit Union where your financial future begins! For more information about our services and how we can help you thrive, visit us online at sccu.com.

Branch History & Mission

A Legacy of Trust and Growth

Since opening our doors over seven decades ago, Space Coast Credit Union has continuously evolved to meet the changing needs of our community. Starting as a small credit union focused on local service, we've expanded our offerings significantly. Today, we proudly hold total assets exceeding $8.8 billion, allowing us to provide a wide array of financial products, including personal banking, auto loans, mortgages, and business banking services. Our commitment goes beyond just numbers; it's about people. We work tirelessly to ensure that each member feels valued and supported. With the rise of technology, we have embraced digital advancements like online banking and mobile payments while ensuring compliance with ADA standards so everyone can access our services easily.

Community Connections

We recognize that being a good neighbor is vital. That's why we engage in various partnerships and initiatives aimed at supporting local organizations and charities. By investing time and resources back into the community, we strive to make Melbourne a better place for everyone. Join us on this journey! Experience firsthand how Space Coast Credit Union can help you achieve your financial goals while making a positive impact in your community. Whether you're looking for a loan or simply need advice on managing your finances better, we're here for you every step of the way. Contact us today at 321-259-1989 or visit our website here for more information!

Our Mission

The mission of Space Coast Credit Union is simple yet powerful: to improve the financial well-being of our members while enhancing the communities we serve. This means offering fair rates on loans and deposits, providing quality customer service, and engaging in meaningful community outreach. We believe that when our members succeed financially, so does the entire community. While members can visit us at 8025 N Wickham Rd, official correspondence should be sent to 8025 N Wickham Rd, Melbourne, FL 32940-7920 if different from our branch address. Our operating hours are convenient too: Lobby Hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; Drive-Thru Hours are Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Welcome to the Space Coast Credit Union-baytree Branch, conveniently located at 8025 N Wickham Rd in beautiful Melbourne, Florida. Nestled in the heart of Brevard County, our branch is easily accessible and close to several local landmarks, making your banking experience as seamless as possible. Whether you're near the popular Wickham Park or just passing through the vibrant shopping areas, we're here to serve you. At our Melbourne location, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features and offers ample parking for both regular and disabled vehicles. If you prefer to bank on the go, you'll be pleased to know that we provide ATM services and a drive-thru option for quick transactions without leaving your car. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM and extend our hours until 6 PM on Fridays. For those who can only visit on Saturdays, our drive-thru operates from 9 AM to 1 PM, ensuring that banking remains convenient for everyone. While members can visit us at 8025 N Wickham Rd, official correspondence should be sent to our mailing address at the same location. If you have any questions or need assistance, don't hesitate to give us a call at 321-259-1989. Our friendly staff is always ready to help with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. So why wait? Come by today and discover how Space Coast Credit Union-baytree Branch can make your banking experience enjoyable and hassle-free!

Member Eligibility

Welcome to the Space Coast community! Becoming a member of Space Coast is like joining a family that truly cares about your financial journey. If you're a resident of Brevard County or have ties to our vibrant community, you're likely eligible to join us. We take pride in serving those who live, work, or worship in the area, and we'd love for you to experience the benefits of membership, including competitive rates on loans and personalized service tailored just for you. The process to become a member is straightforward and welcoming. You can find more details about eligibility by visiting our website at . Once you're ready, opening an account is just a click away through this link: http://www.sccu.com/personal/auto-loans . If you have any questions or need assistance, don't hesitate to give us a call at (321) 259-1989. We're excited to help you start your journey with us at Space Coast, located at 8025 N Wickham Rd Melbourne Fl 32940!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine accepting payments easily from customers, whether they're shopping online or in-store. Our solutions help streamline transactions, allowing you to focus more on what you do best running your business. Located at 8025 N Wickham Rd Melbourne Fl 32940 in Melbourne, FL, we invite you to reach out at (321) 259-1989 or visit us online at https://www.sccu.com to explore how we can help your business thrive.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks right when you need them. For those who prefer face-to-face interactions but want convenience too, our basic drive-thru banking makes deposits and withdrawals quick and simple.

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive business banking services. We offer everything from merchant services that facilitate transactions to business loans designed to help you grow and thrive. Your success is important to us, and we're committed to supporting local businesses in any way we can.

Connect with Us

With all these services available at Space Coast Credit Union-baytree Branch, we encourage you to take advantage of what we offer. Whether you're visiting us at the branch or accessing your account online, we're here to help you every step of the way. Feel free to reach out to us at (321) 259-1989 if you have any questions or need assistance. Join us today at Space Coast where your financial needs are our priority!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in top-notch digital banking features. With our online and mobile banking, you can manage your accounts anytime, anywhere. Make deposits, check balances, or transfer funds with just a few taps on your phone or clicks on your computer. Plus, our person-to-person payment feature lets you easily send money to friends or family without any hassle.

Personal Banking Services

We understand that managing your money is important, which is why we offer a variety of personal banking options. From checking and savings accounts that help you manage your daily finances to auto loans and vehicle financing that make it easier to get on the road, we're here for you. If you're considering buying a home, our mortgage loans and refinancing options can help you find the right fit for your budget. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. Plus, our credit cards come with rewards that make every purchase a little more rewarding!

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which are not only environmentally friendly but also provide instant access to your financial statements whenever you need them. Our mobile application enhances this experience further, allowing you to manage your account on the go. For those who love the ease of mobile payments, Space Coast offers this feature too! You can quickly make purchases using your smartphone, making transactions faster and more convenient.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick. You can send money instantly without any hassle. At Space Coast, we're committed to providing you with accessible and real-time account management solutions that fit into your busy life. Whether you're at home or on the move, managing your finances has never been easier or safer! If you haven't yet explored all these great features, visit us at https://www.sccu.com today!

Financial Strength

Growing Membership Base

Total Share Accounts at 1,177,864 show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $10,326,302, we are well-equipped to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 8025 N Wickham Rd Melbourne Fl 32940 or call (321) 259-1989 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We prioritize our members above all else. Your savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases stand at $7,178,163,645, including $99,682 specifically for used auto loans. This lending capacity supports your financial goals across various sectors. Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees ready to assist you with knowledgeable service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We aim to make the process as straightforward as possible so that you can focus on settling into your new home.

Other Loan Options

In addition to auto and mortgage loans, we provide various credit lines and personal loan options tailored for different needs. With $2,218,115,915 in total credit lines available, our offerings are designed to help you handle larger purchases or unexpected expenses. For business owners seeking growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to expand operations and invest in new ventures. If you're considering refinancing any existing loans or exploring eligibility options for our various products, don't hesitate to reach out! We're here to guide you through every step of the process. For more information about our loan offerings or to discuss how we can assist you with your financial journey, feel free to contact us at 321-259-1989 or visit us at 8025 N Wickham Rd, Melbourne FL 32940. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Our credit card products provide you with easy access to funds whenever you need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with clear insights into available options, ensuring they can make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing only from reputable lenders guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, which enhances transparency and trust in the information presented. Additionally, there are No Sponsored Listings on LendMesh; lenders are not prioritized based on paid promotions, allowing users to see unbiased results. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, making it easier to find the best option for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering valuable savings and insights to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans