Space Coast Credit Union Melbourne FL: Top Checking & Auto Loans

Introduction

Welcome to Space Coast Credit Union - Summer Brook, where your financial well-being is our top priority! Nestled in the heart of Melbourne, FL at 4745 N Wickham Rd, we have been proudly serving our community since 1951. With a dedicated team of 1,123 employees and a growing membership base of over 667,000, we are committed to providing exceptional service and support tailored to your needs. At Space Coast Credit Union, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets exceed an impressive $8.8 billion, showcasing our strength and stability in the financial landscape. Additionally, our net worth stands at $940 million, ensuring that your deposits are secure with us. We take pride in our community impact; with total deposits reaching $675 million, we continually reinvest in local initiatives that uplift and enhance the lives of those around us. Our commitment to responsible lending is evident with over 321,000 loans and leases issued to help our members achieve their dreams. Your experience with us matters greatly! Under the leadership of CEO Tim Antonition and Board President Thomas Myers, we strive for transparency and trustworthiness in everything we do. Whether you're visiting us at our branch or reaching out via phone at 321-752-2222, you'll find a welcoming environment ready to assist you. While members can visit us at 4745 N Wickham Rd, official correspondence should be sent to our mailing address: 4745 N. Wickham Rd., Melbourne, FL 32935. We invite you to explore how Space Coast Credit Union can help you reach your financial goals. Visit our website at sccu.com today or call us to learn more about what we can offer!

Branch History & Mission

Commitment to Community

As part of our commitment to community outreach, we engage in various initiatives that uplift and support local organizations and causes. Our partnerships with schools and non-profits reflect our dedication to making a positive impact beyond just financial services. We believe that when our community flourishes, we all benefit.

Innovative Services

In today's fast-paced world, we've embraced technology to enhance your banking experience. With online and mobile banking options available, members can manage their finances anytime and anywhere. Additionally, we ensure ADA compliance across all platforms so that everyone can access our services effortlessly. You can count on us for essential services like ATM availability and drive-thru banking for quick transactions making it easier than ever for you to handle your finances on the go.

Join Us

We invite you to become part of the Space Coast family! Experience firsthand how we prioritize your needs while supporting the community around us. Whether you're looking for a new savings account or need assistance with financing your next vehicle purchase, we're here for you every step of the way. For any questions or assistance, feel free to reach out at 321-752-2222. Join us today at Space Coast Credit Union where your financial success is our mission!

Our Journey

Our journey began with a simple mission: to provide accessible financial services to those in our community. From our humble beginnings at our original location, we have consistently adapted to meet the evolving needs of our members. Today, you can find us at 4745 N Wickham Rd, Melbourne, FL 32935 conveniently located near local landmarks that make us easily accessible. While members can visit us at this address for their banking needs, official correspondence should be sent to our mailing address at 4745 N. Wickham Rd., Melbourne, FL 32935.

Our Mission

At Space Coast Credit Union, our mission goes beyond just banking. We strive to empower individuals and strengthen communities through comprehensive financial solutions. Our services include personal banking accounts, auto loans, mortgage options, business banking solutions, and much more all designed with our members' needs in mind. We are dedicated to providing not only robust financial tools but also support and guidance that help our members thrive.

Branch Location & Accessibility

Easy Access and Convenience

At Space Coast Credit Union - Summer Brook, we prioritize accessibility for all our members. Our branch features ample parking spaces and ADA-compliant facilities to ensure everyone can visit us without any hassle. If you prefer quick transactions, you can take advantage of our drive-thru banking service. We offer convenient drive-thru hours from Monday to Friday, 8 AM to 6 PM and Saturday from 9 AM to 1 PM. Please note that lobby hours are not available at this location; however, our drive-thru is fully equipped for deposits, withdrawals, and simple transactions.

Join Us Today!

While members can visit us at 4745 N Wickham Rd for their banking needs, official correspondence should be sent to the same address. We invite you to stop by and see how Space Coast Credit Union - Summer Brook can support your financial journey. Come in today or reach out via phone we look forward to serving you!

Services Tailored for You

We understand that banking should fit into your life seamlessly. That's why we offer a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available on-site for easy cash access whenever you need it. If you have any questions or need assistance, don't hesitate to give us a call at 321-752-2222. Our team is ready to assist you with anything you may need.

Member Eligibility

Becoming a member of Space Coast is like joining a caring community that's dedicated to your financial well-being. We welcome anyone who lives, works, worships, or goes to school in the Brevard County area. Whether you're just starting out on your financial journey or looking to expand your options, our doors are open for you! We believe in making banking accessible and beneficial for everyone. For those curious about the specific eligibility details, you can check out more informati. Opening an account with us is straightforward and designed with you in mind. You can start the process by visiting our website at http://www.sccu.com/personal/auto-loans, where you'll find all the steps laid out clearly. If you have any questions or need assistance, don't hesitate to give us a call at (321) 752-2222. We're here to help you every step of the way as you embark on this exciting journey with Space Coast!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced environment, managing payments can be a challenge. Our merchant services simplify this process. Imagine running your café and seamlessly processing customer payments while focusing on what you do best delivering great food and service. With our tools, you can accept various payment methods easily, ensuring your customers have a smooth experience. Located at 4745 N Wickham Rd Melbourne Fl 32935 in Melbourne, FL, we're here to support your business every step of the way. For more information, call us at (321) 752-2222 or visit us online at https://www.sccu.com. Let's build a brighter future for your business together!

Comprehensive List Of Services

Basic Transactions Made Easy

For those who prefer face-to-face interactions, our branch provides Basic Drive-Thru Banking for quick deposits, withdrawals, and simple transactions. We also have convenient ATM access for balance checks and cash withdrawals. At Space Coast, we believe that banking should be accessible and straightforward. With our comprehensive suite of services tailored for both individuals and businesses, we're here to support you every step of the way. If you have any questions or want to explore how we can assist you further, please don't hesitate to reach out at (321) 752-2222 or visit us at Space Coast Credit Union - Summer Brook. Your financial well-being is our priority!

Business Banking Services

For our members who own businesses, we provide tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to various Business Loans, we're committed to supporting your entrepreneurial dreams.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts anytime and anywhere. You can make deposits, pay bills, and even transfer money between accounts with just a few taps on your smartphone. Our ATM & Cash Withdrawal Services ensure you have access to cash whenever you need it without hassle.

Financial Support When You Need It

Life can throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation options. These loans can help you manage existing debts or cover those surprise costs that pop up from time to time. Plus, if you're looking for a credit card that rewards you for your purchases, check out our Credit Cards with Rewards, perfect for earning points on everyday spending.

Personal Banking Solutions

Whether you're looking for a reliable checking account or a way to grow your savings, our personal banking services have got you covered. We offer Checking & Savings Accounts that cater to different lifestyles and goals. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing options can provide the funding you need without breaking the bank. For those considering home ownership, our Mortgage Loans & Refinancing services can make the process smoother and more affordable.

Digital & Online Banking

At Space Coast, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. With our 24/7 online banking services, you can access your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or paying bills, it all happens at your fingertips. Our user-friendly platform can be found at https://www.sccu.com. Here, you can effortlessly navigate through various features tailored for your needs. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with mobile payments available, you can make purchases directly from your smartphone no wallet needed! For those who prefer keeping track of their statements digitally, we offer e-statements that are not only eco-friendly but also secure and easy to access. You can say goodbye to paper clutter while enjoying the convenience of viewing your financial activity anytime you want. And if you're looking to sign documents without the hassle of printing and scanning, our electronic signature authorization feature has got you covered. Staying connected to your finances is crucial, which is why we also have a dedicated mobile application available for download. This app allows you to manage your accounts on the go, making it easier than ever to stay in control of your money. At Space Coast, we prioritize security in every transaction you make online. Our systems are designed with advanced security measures so you can bank with peace of mind. We aim to provide a service that's not only accessible but also reliable and safe. Join us today and discover how our digital banking options enhance your financial experience!

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,682 in used auto loans and $7,178,163,645 in total loans and leases.

Member Savings Protection

Your savings are secure with us. We have $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $14,323,000, which shows our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Numbers

We have a strong member base with 1,177,864 total share accounts, showing that more people trust us with their finances. Additionally, our available funds for lending and investments stand at $10,326,302. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 4745 N Wickham Rd Melbourne Fl 32935 or call (321) 752-2222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, whether you're purchasing a brand-new vehicle or a reliable used one.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand your business. Whether you're starting out or looking to invest in new opportunities, we can help you find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We offer competitive rates and flexible terms designed to make the home buying process straightforward and affordable.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help lower your monthly payments or adjust your loan terms to better suit your current situation. At Space Coast, we prioritize transparency and member satisfaction. Our team is dedicated to guiding you through every step of the loan process, ensuring you understand all your options. For more information about our loan products or to discuss your specific needs, please give us a call at (321) 752-2222. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. Enjoy peace of mind with our credit card solutions that fit seamlessly into your budgeting needs.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without any hidden agendas influencing your choices. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you have access to the most relevant information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the genuine value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their specific needs.

SPACE COAST CREDIT UNION - Melbourne, FL

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Melbourne, FL (32935)

Introduction

Branch History & Mission

Commitment to Community

Innovative Services

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Easy Access and Convenience

Join Us Today!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Basic Transactions Made Easy

Business Banking Services

Convenient Digital Banking

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Member Savings Protection

Operational Efficiency

Strong Financial Health

Trust Built Through Numbers

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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