Space Coast Credit Union Melbourne FL: Low Mortgage Rates & Business Banking

Introduction

Welcome to Space Coast Credit Union - Lake Washington, your trusted financial partner located at 2449 N Wickham Rd, Melbourne, FL 32935. Since our establishment in 1951, we've grown into a supportive community with over 667,000 members and a commitment to providing exceptional banking services tailored to your needs. At Space Coast, we take pride in our robust financial standing, boasting total assets of $8,808,246,174 and total deposits reaching $675,598,920. Our dedication to fostering financial well-being is evident in the diverse range of services we offer, from personal loans to business banking solutions. With more than 1,123 employees, including our experienced CEO Tim Antonition and Board President Thomas Myers, we are here to serve you every step of the way. While members can visit us at our branch location for assistance and inquiries, official correspondence should be sent to our mailing address: 2449 N Wickham Rd, Melbourne, FL 32935-8126. We're equipped with modern banking tools like online and mobile banking options for added convenience. As part of our mission to uplift our community and support your financial goals, we invite you to explore our offerings. Whether you're looking for auto loans or need advice on saving strategies, Space Coast Credit Union is here to help. Feel free to reach out at 321-752-2222 or visit us online at sccu.com. Join us today and discover how we can assist you in achieving your financial dreams!

Branch History & Mission

Community Commitment

Our commitment goes beyond transactions; it's about making a difference in the lives of those we serve. Whether it's sponsoring local events or supporting educational initiatives, Space Coast Credit Union strives to uplift the Melbourne community. We believe that when our community thrives, so do our members. We invite you to experience the benefits of membership at Space Coast Credit Union. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community focused on progress and prosperity. For more information or assistance, feel free to reach out at 321-752-2222 or explore our services online at sccu.com. Let's embark on this journey together!

Mission Statement

At Space Coast Credit Union, our mission is clear: We are dedicated to empowering our members through education and personalized financial solutions that enhance their lives. We understand that financial wellness extends beyond just products; it involves building relationships based on trust and understanding. That's why we focus not only on offering competitive rates for auto loans, mortgages, personal loans, and credit cards but also on engaging with our community through outreach programs and partnerships that foster growth and development. While members can visit us at 2449 N Wickham Rd for all their banking needs during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM official correspondence should be sent to our mailing address at 2449 N Wickham Rd, Melbourne, FL 32935-8126.

Our Journey

From humble beginnings, Space Coast Credit Union has always prioritized the needs of our members. We started with a clear goal: to provide accessible financial services tailored to the community's unique requirements. Over the years, we have adapted to the changing landscape of banking while remaining committed to our core values of integrity, service, and innovation. As we grew, so did our commitment to providing cutting-edge digital solutions alongside traditional banking services. Today, members can enjoy features like online banking, mobile payments, and e-statements all designed to make managing finances easier and more efficient. Our ATM services and drive-thru banking also ensure that you can access your funds when you need them most.

Branch Location & Accessibility

Connect with Us

If you have questions or need assistance, don't hesitate to reach out! Give us a call at 321-752-2222; our team is always ready to assist you. While members can visit us at 2449 N Wickham Rd Melbourne Fl 32935, official correspondence should be sent to our mailing address at 2449 N Wickham Rd, Melbourne, FL 32935-8126. We invite you to stop by Space Coast Credit Union - Lake Washington today and discover how we can help you achieve your financial goals!

Convenient Access

At Space Coast, we understand that accessibility is key. Our branch features ADA-compliant ramps and ample parking spaces to ensure everyone can visit us without any hassle. Whether you're coming for personal banking needs or simply want to chat with our friendly staff, we are here to help!

Operating Hours

We know that life gets busy, so we've tailored our hours for your convenience. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays, we're open until 6 PM. Need to swing by on the weekend? Our drive-thru service operates Saturday from 9 AM to 1 PM, with extended drive-thru hours during the week from 8 AM to 6 PM.

Services Offered

Space Coast Credit Union offers a wide range of services tailored to fit your needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. For those quick transactions, our drive-thru banking allows you to handle deposits and withdrawals without leaving your car.

Member Eligibility

At Space Coast, becoming a member feels like joining a warm, welcoming community that truly cares about your financial well-being. If you're looking to be part of something special, you'll find that eligibility is straightforward and inclusive. Generally, anyone who lives, works, or worships in the area can become a member. This means if you're part of the vibrant community around 2449 N Wickham Rd Melbourne Fl 32935, you likely qualify! Joining us opens the door to an array of benefits, from personal banking services to competitive loan options and credit cards with rewards. Ready to take the next step? The process is easy! You can explore more about our eligibility criteria. If you feel like you meet the requirements and want to open an account, just head over to our account opening page at http://www.sccu.com/personal/auto-loans. Should you have any questions or need assistance, don't hesitate to give us a call at (321) 752-2222. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine a local café processing orders smoothly with easy payment options that keep customers coming back. Our merchant services allow businesses like yours to accept payments effortlessly, ensuring that cash flow remains steady and operations run smoothly. Explore how Space Coast, located at 2449 N Wickham Rd Melbourne Fl 32935, Melbourne, FL, can empower your business journey. For more information, give us a call at (321) 752-2222 or visit us online at https://www.sccu.com.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. And if you prefer face-to-face service but are short on time, our basic drive-thru banking offers convenient options for deposits and withdrawals without leaving your car. At Space Coast, we pride ourselves on being more than just a credit union; we are part of the community. With our dedicated team available at (321) 752-2222, we're ready to assist with any questions about our services or help get started on achieving your financial goals. So why wait? Visit us today at 2449 N Wickham Rd Melbourne Fl 32935, or explore more about what we offer online at our website. Your journey towards better financial health starts here!

Business Banking Support

For our local entrepreneurs and businesses, we offer tailored solutions through our business banking services, including merchant services and business loans. We understand the challenges of running a business and aim to support your growth every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features. From checking balances to making transfers or paying bills on the go, managing your money has never been easier. Plus, with features like mobile payments and person-to-person transactions, staying connected is straightforward.

Financial Flexibility with Personal Loans

Life can be unpredictable, and sometimes you may need a little extra help. Our personal loans and debt consolidation services are perfect for those moments when unexpected expenses arise. We work with you to find a solution that fits your budget and helps reduce financial stress.

Home Financing Made Easy

When it comes to homeownership, we believe in making dreams a reality. Our mortgage loans and refinancing options are designed with your financial comfort in mind. You can trust us to guide you through the process, whether you're buying your first home or refinancing an existing mortgage to lower your payments.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking services are tailored for you. We offer checking and savings accounts that fit different lifestyles, making it easy for you to save for future goals or daily expenses. If you're considering a new car or need financing for another vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms that can help you hit the road without breaking the bank.

Rewarding Credit Card Options

If you're looking for a credit card that rewards you for your spending, we've got you covered! Our credit cards with rewards allow you to earn points on everyday purchases, giving you more value every time you swipe.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you prefer using a computer or mobile device, our online banking platform is designed with user-friendliness in mind. Real-time account management means you'll always know where your money stands, allowing for better financial planning. With all these features and more available at your fingertips, Space Coast aims to provide the convenience you deserve in managing your finances. Join us today and experience hassle-free banking!

Key Features of Our Online Banking Services

One of the standout features is our mobile application. With it, you can manage your accounts right from your smartphone. Want to make a payment on the go? You can use our mobile payments feature for quick transactions. Plus, if you need to send money to friends or family, our person-to-person transfers make it simple and fast. Security is also a top priority. We provide electronic signature authorization, ensuring that your transactions are protected and verified securely. You can also opt for e-statements, making it easy to keep track of your finances while reducing paper clutter.

Financial Strength

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is highlighted by our $14,323,000, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

The trust placed in us by our members is reflected in the growing numbers our total share accounts stand at 1,177,864, showing that more people choose Space Coast as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 2449 N Wickham Rd Melbourne Fl 32935 or call (321) 752-2222 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Space Coast, we understand that financial needs can vary widely. That's why we offer a diverse range of loan products tailored to help you reach your goals, whether it's buying a car, owning a home, or managing unexpected expenses. Located at 2449 N Wickham Rd Melbourne Fl 32935 in Melbourne, FL, our team is dedicated to guiding you through the lending process. With over 321,433 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive away with confidence. If you're thinking about homeownership, we've got you covered there too. Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We prioritize your comfort and clarity in understanding how our mortgage products can fit into your long-term plans. For those who might need flexible borrowing solutions without collateral, we also provide unsecured credit card loans. With a total of $186,755,919 in loans available, our flexible terms help members manage their finances effectively while building credit. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand operations. We encourage you to explore refinancing options if you currently have existing debts that may be costing you more than necessary. Our team can assist you in evaluating eligibility and potential savings through our various loan programs. If you're interested in any of our offerings or have questions about eligibility, don't hesitate to reach out at (321) 752-2222. We're here to support your journey toward achieving financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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SPACE COAST CREDIT UNION - Melbourne, FL

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Personal Loans

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