Space Coast Credit Union Melbourne FL: Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner in the heart of Melbourne, Florida. Established in 1951, we have proudly served our community for over seven decades, offering a wide range of services designed to meet your personal and business banking needs. Our branch, located at 845 Palm Bay Rd NE, is not just a place to bank; it's a hub for community connection and support. At Space Coast Credit Union, we believe in empowering our members through financial education and accessible banking solutions. With a total membership of 667,013 and assets exceeding $8.8 billion, we stand as a pillar of strength and reliability in Brevard County. Our commitment to you is reflected in our robust offerings, which include everything from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team, led by CEO Tim Antonition and Board President Thomas Myers, consists of 1,123 employees who are passionate about providing personalized service. Whether you need help with loan applications or have questions about your account, we are here to assist you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 845 Palm Bay Rd NE, Melbourne, FL 32904-8400. With total deposits amounting to $675,598,920 and a net worth of $940,367,420, we are equipped to offer competitive rates and exceptional service. We invite you to explore our website at sccu.com for more information on our services or feel free to call us at 321-724-8408 during our lobby hours: Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. Join us at Space Coast Credit Union today where your financial goals become our mission!

Branch History & Mission

A Legacy of Service

Space Coast has always been about more than just financial services. Our mission is to empower members through excellent service while fostering a sense of belonging and community support. We understand that financial decisions can be daunting, and that's why we're dedicated to providing guidance and resources tailored to each individual's needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to make banking easier for everyone. As we evolved, so did our commitment to innovation. We have embraced digital advancements to offer online and mobile banking services that allow our members to manage their finances anytime, anywhere. We also ensure our facilities are ADA compliant, making them accessible for all members of our community.

Community Engagement

Our ties with the community run deep. We actively participate in outreach programs that support local initiatives and partnerships aimed at improving the lives of those around us. Whether it's financial literacy workshops or sponsoring community events, Space Coast Credit Union is here not only as your financial partner but also as a dedicated member of your neighborhood. While you can visit us at our branch in Melbourne for all your banking needs, if you need to send official correspondence, please use our mailing address: 845 Palm Bay Rd NE, Melbourne, FL 32904-8400.

Join Us

We invite you to become part of the Space Coast family! With convenient lobby hours Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM and ATM availability for easy access to your funds, we are here to serve you. Experience the difference of a credit union that puts its members first. Join us today at Space Coast Credit Union and discover how we can help you achieve your financial goals together!

Branch Location & Accessibility

Connect With Us!

If you have any questions or would like more information about our services, feel free to call us at 321-724-8408. We're here to help! We invite you to visit Space Coast Credit Union today and experience banking that truly cares about its members.

Convenient Access and Nearby Landmarks

Located just off Palm Bay Road, our branch is near popular spots like the Palm Bay Plaza and various local eateries. It's an ideal stop whether you're running errands or enjoying a day out. We offer ample parking spaces to ensure your visit is hassle-free. Plus, we've made sure our facilities are accessible for everyone with features like ramps and ADA-compliant entrances.

Operating Hours That Fit Your Schedule

At Space Coast Credit Union, we understand that life can get busy! That's why we keep our lobby open late on weekdays from 10 AM to 7 PM and Saturdays from 10 AM to 3 PM. This means you can visit us after work or on the weekend without any stress.

Services Designed for You

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly team is here to assist you every step of the way. We also provide ATM services for quick cash withdrawals or balance checks, ensuring you have access to your funds whenever necessary.

Member Eligibility

At Space Coast, we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! If you live, work, or worship in our local area, you're likely eligible to become a member. We also extend membership to family members of current members, making it even easier for your loved ones to benefit from our services. Being part of Space Coast means you gain access to a wide range of financial products tailored to meet your needs, from checking and savings accounts to loans and credit cards, all with competitive rates and personal service. To check the specific eligibility requirements or to learn more about becoming a member, feel free to visit our website at . Once you're ready to open an account, the process is straightforward! Just reach out to us at (321) 724-8408 or visit us in person at 845 Palm Bay Rd Ne Melbourne Fl 32904. We're here to help you every step of the way as you join our vibrant community at Space Coast!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Picture a local retailer who can easily accept payments from customers using mobile devices or point-of-sale systems. Our merchant services not only simplify transactions but also enhance customer experiences, allowing you to focus on what you do best running your business. Visit us at 845 Palm Bay Rd Ne Melbourne Fl 32904 in Melbourne, FL, or call us at (321) 724-8408 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. We understand that running a business comes with unique challenges, which is why we offer personalized support tailored to meet your needs.

Credit Cards and Rewards

For those who enjoy rewards on their purchases, our credit cards with rewards program allows you to earn points on every dollar spent. It's a simple way to make your everyday spending work for you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATM and cash withdrawal services make it easy to access your funds quickly. Plus, with basic ATM access for withdrawals and balance checks, you'll always have control over your finances at your fingertips.

Get Started Today!

Ready to experience the difference at Space Coast? Reach out to us at (321) 724-8408 or visit us at Space Coast Credit Union-palm Bay Wal-mart. Our friendly team is eager to assist you in finding the right financial solutions that suit your lifestyle. Whether you're opening an account or seeking advice on loans, we're here for you every step of the way!

Personal Banking

When it comes to personal banking, we offer a variety of options designed to simplify your financial life. With our checking and savings accounts, you can easily manage your day-to-day finances while also saving for future goals. Need a new car? Our auto loans and vehicle financing make it easy to get behind the wheel without breaking the bank. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options can provide the flexibility and support you need. Managing debt can be overwhelming, but we're here to help with our personal loans and debt consolidation services. Whether you're looking to consolidate credit card debt or finance a big purchase, we have options that fit your budget.

Digital & Online Banking

Key Features of Our Digital Banking Services

Imagine checking your account balances, transferring funds, or paying bills without ever stepping into a branch. Our online banking platform allows you to do just that. You can access e-statements anytime, ensuring you stay updated on your transactions without the clutter of paper. Plus, with electronic signature authorization, signing documents is straightforward and secure no need for printing or scanning. If you're someone who loves to shop using your phone, you'll be pleased to know we support mobile payments. Whether you're grabbing coffee or making larger purchases, simply tap your phone and go! For those who prefer apps, our mobile application makes it easy to bank right from your device, putting all the essential features at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes sharing expenses simple and fast. Just a few taps on your screen can get it done in no time.

Security and Ease-of-Use

We prioritize your security while providing an easy-to-navigate experience. Our online banking services are equipped with robust security measures to protect your information and transactions. You can rest assured that your data is safe as you manage your accounts in real-time. Whether you're at home or out running errands, our digital banking options are designed to fit seamlessly into your lifestyle. With Space Coast, you have the tools you need for effective financial management right at your fingertips. Explore everything we offer today by visiting https://www.sccu.com !

Financial Strength

A Solid Foundation

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth reflects our commitment to building a secure environment for all our members. Our net worth ratio of $1,066 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Our Future

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $99,682 in used auto loans and $7,178,163,645 in total loans and leases supporting various sectors of our community. Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built Over Time

Net Shares (Funds available for lending and investments): $10,326,302 speaks volumes about our ability to support your needs. We have a growing member base with 1,177,864 total share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 845 Palm Bay Rd Ne Melbourne Fl 32904 or call (321) 724-8408 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options to fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. We know how important it is to have access to funds when opportunities arise. If you're considering refinancing any of your current loans or are unsure about your eligibility for our products, don't hesitate to reach out. Our dedicated team is ready to assist you with personalized solutions that fit your specific circumstances. Our services go beyond just lending; we aim to build lasting relationships with our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to contact us at (321) 724-8408 for more information or visit us during lobby hours: Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. Let's work together towards a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We provide resources and guidance throughout the mortgage process, ensuring you understand each step along the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $186,755,919 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to benefit you.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This user-friendly platform is designed to help you navigate the complexities of borrowing with clarity and ease. LendMesh ensures accurate loan comparisons through a meticulous data sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees fair and transparent offers, allowing users to trust that they are seeing legitimate options. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the platform's commitment to delivering valuable insights. If you're looking for reliable information about loans, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SPACE COAST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans