Space Coast Credit Union Melbourne FL: Convenient Drive-Thru & ATM Access

Introduction

Welcome to Space Coast Credit Union at 20 S Wickham Rd, Melbourne, FL 32904! Established in 1951, we have proudly served our community for over seven decades. Our commitment to providing exceptional financial services is evident in our growing family of 667,013 members. With total assets of $8,808,246,174, we strive to ensure that your financial journey is smooth and rewarding. At Space Coast Credit Union, we believe in building trust and fostering strong relationships with our members. Whether you're looking for a loan or need assistance with savings, our knowledgeable team is here to help. Under the leadership of our CEO, Tim Antonition, and Board President, Thomas Myers, we work diligently to meet your needs. While you can reach us at our branch location, please note that official correspondence should be sent to the same address: 20 S Wickham Rd, Melbourne, FL 32904-1130. With total deposits amounting to $675,598,920 and cash in hand of $49,940,827, we are well-equipped to support your financial aspirations. We invite you to explore our range of services designed with you in mind. Feel free to call us at 321-984-7275 or visit our website at sccu.com for more information. Join us in making your financial goals a reality!

Branch History & Mission

At Space Coast Credit Union, we are proud of our rich legacy that began in 1951. From our humble beginnings, we have grown into a trusted financial partner for the community of Melbourne, FL. Located at 20 S Wickham Rd, our branch has served countless members, helping them achieve their financial goals while fostering a sense of community. With a total membership of 667,013 and assets exceeding $8.8 billion, we have become an essential part of the lives of those we serve. Our mission is straightforward: to provide excellent financial services while supporting and uplifting our community. We believe in empowering individuals and families through accessible banking solutions that cater to their unique needs. At Space Coast, we understand that every member's journey is different, which is why we prioritize personalized service and meaningful relationships. Over the years, we've made significant strides in enhancing our offerings. Our commitment to innovation means you can enjoy modern conveniences like online banking, mobile payments, and e-statements all designed with your needs in mind. We also ensure that all our facilities are ADA compliant so everyone can access our services comfortably. As a cornerstone of the Melbourne area, we actively participate in community outreach initiatives and partnerships that help make a positive impact. Whether it's through sponsoring local events or providing resources for financial education, our focus remains on giving back to the community that supports us. For those visiting us at our branch location or reaching out via phone at 321-984-7275, please note our operating hours: Lobby Hours are Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Our Drive-Thru is available Monday to Friday from 8 AM to 6 PM for your convenience. While members can visit us at 20 S Wickham Rd, official correspondence should be sent to 20 S Wickham Rd, Melbourne, FL 32904-1130 if necessary. Join us at Space Coast Credit Union today! Experience how we blend exceptional financial services with a strong commitment to community support. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

ATMs and Banking Made Easy

For quick transactions, we offer ATM services right at the branch. You can stop by anytime for withdrawals or balance checks. With both ATM and basic drive-thru banking options available, we make it simple for you to manage your finances without missing a beat. Feel free to reach out to us at (321) 984-7275 if you have any questions or need assistance. We invite you to visit us soon and experience the exceptional service that Space Coast Credit Union has to offer!

Convenient Access and Services

At our Melbourne branch, we take pride in providing a welcoming environment with ample parking and easy access for everyone. We are committed to ensuring accessibility features are available for all our members, including ADA-compliant entrances. Our friendly team is here to assist you during our operating hours: from Monday to Thursday, we're open from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. If you prefer the convenience of banking from your vehicle, you can also utilize our drive-thru service during these hours.

Member Eligibility

Becoming a member of Space Coast is like joining a family that truly cares about your financial well-being. If you live, work, or worship in Brevard County, or if you're a family member of someone who does, you're already eligible to join us! At Space Coast, we believe in providing personalized service and fostering community connections. Membership comes with great benefits, including access to competitive rates on loans and savings accounts designed just for you. It's simple to get started just visit us at our location at 20 S Wickham Rd Melbourne Fl 32904, or give us a call at (321) 984-7275 to learn more. For the most up-to-date eligibility criteria, feel free to check out this link. Join us today and experience the advantages of being part of the Space Coast community!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments effortlessly while managing your cash flow more effectively. Our merchant services do just that. Whether you're a retail store or a service provider, our solutions are designed to help you streamline transactions so you can focus on what you do best running your business. Visit us at 20 S Wickham Rd Melbourne Fl 32904 or call us at (321) 984-7275 to discover how Space Coast can be your trusted partner in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Commitment to Digital Banking

In today's fast-paced world, digital banking features are more important than ever. While we provide essential in-branch services, we also encourage our members to explore our online banking options. This way, you can manage your accounts from the comfort of your home or on-the-go.

Accessing Your Funds Anytime

We understand that convenience is key, which is why our basic ATM access ensures you can withdraw money or check your balance whenever you need it. Our ATMs are designed to be user-friendly and accessible, making banking straightforward for everyone in the community.

Everyday Banking Made Easy

Our branch offers essential ATM services that allow you to access cash and check your balance conveniently. With our basic drive-thru banking, members can quickly make deposits, withdrawals, and handle simple transactions without leaving their vehicle. This service is perfect for those busy days when time is of the essence.

Join Us Today!

If you're looking for a credit union that prioritizes personalized service and community support, look no further than Space Coast at 20 S Wickham Rd Melbourne Fl 32904 in Melbourne, FL. We invite you to visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM or use our drive-thru service from 8 AM to 6 PM Monday through Friday. Your financial well-being is important to us. Contact us today at (321) 984-7275 or visit our website at Space Coast Credit Union-melbourne Branch to learn more about how we can assist you on your financial journey!

Support When You Need It

At Space Coast, we know that sometimes financial questions arise unexpectedly. That's why we encourage members to reach out to us at (321) 984-7275. Our knowledgeable staff is ready to assist you with any inquiries or guidance you may need regarding our services.

Digital & Online Banking

Key Features

Our online banking platform is not only user-friendly but also packed with features to help you manage your money effectively. You can view account balances, check transaction history, and make transfers with just a few clicks. Plus, our electronic signature authorization means you can sign documents securely without needing to visit the branch. For those who prefer paperless options, e-statements are readily available, providing you with quick access to your financial statements while helping the environment. If you're on the go, our mobile application makes it easy to handle transactions right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in an instant.

Security and Convenience

We prioritize your security. Our digital banking services use advanced encryption technology to keep your information safe. You can feel confident accessing your accounts and conducting transactions securely from home or on the move. Whether you're making mobile payments or managing your budget through our app, every feature is designed for ease of use and convenience. Managing your finances has never been this accessible or straightforward! Join us at Space Coast today and discover how our digital banking solutions can enhance your financial experience.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $10,326,302. Total Share Accounts: 1,177,864, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 20 S Wickham Rd Melbourne Fl 32904 or call (321) 984-7275 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,092,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees who are dedicated to serving you with expertise and commitment.

Solid Financial Position

With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,066 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive off with a vehicle that fits your lifestyle.

Credit Lines and Unsecured Loans

For those looking for a little extra flexibility, we offer credit lines totaling $2,218,115,915. This option provides quick access to funds when you need them most. Additionally, we also have flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We believe that everyone deserves a chance at owning their own home, and our experienced team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to assist you. We can help explore eligibility options that may lower your monthly payments or provide additional cash flow for other needs. For more information or to discuss which loan product might be best for you, don't hesitate to contact us at (321) 984-7275. You can also visit us at our branch located at 20 S Wickham Rd Melbourne Fl 32904 in Melbourne, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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