Space Coast Credit Union Indian Harbour Beach FL: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Space Coast Credit Union, your trusted financial partner in the heart of Indian Harbour Beach, Florida. Established in 1951, we have proudly served our community for over seven decades, growing together with our valued members. With a total membership exceeding 667,000 and assets reaching an impressive $8.8 billion, we are committed to providing personalized financial solutions that meet your needs. Located conveniently at 2100 Highway A1A, Indian Harbour Beach, FL 32937, our branch is more than just a place to bank; it's a hub of support and community engagement. While you can visit us at this address, feel free to send any official correspondence to the same location. Our team of dedicated professionals, led by CEO Tim Antonition and Board President Thomas Myers, is here to ensure you receive exceptional service every time you walk through our doors or reach out via phone at 321-777-8895. At Space Coast Credit Union, we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total deposits of $675 million and robust lending capabilities over 321,000 loans and leases we're equipped to help you achieve your financial goals. Our commitment goes beyond numbers. We believe in making a positive impact within our community while ensuring that your financial journey is secure and rewarding. Whether you're exploring new ways to save or looking for financing options, we invite you to connect with us today. Discover how we can assist you by visiting our website at sccu.com or calling us directly. Join us in building a brighter financial future together!

Branch History & Mission

Space Coast Credit Union has a rich history that dates back to its founding in 1951. Since then, it has grown from humble beginnings into a trusted financial institution serving the community of Indian Harbour Beach, FL, and beyond. Located at 2100 Highway A1A, this branch is not just a place for banking; it's a cornerstone of the local community. Over the years, Space Coast Credit Union has achieved significant milestones, growing its total membership to an impressive 667,013 and amassing total assets of $8,808,246,174. These achievements reflect our commitment to providing quality financial services tailored to meet the needs of our members. Our mission is simple yet impactful: to improve the financial well-being of our members while supporting the communities we serve. We believe in offering more than just traditional banking services; we focus on building relationships and fostering growth for individuals and families alike. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to empower our members through accessible financial solutions. At Space Coast Credit Union, we recognize that convenience is key. Our branch features drive-thru banking and ATM availability to ensure that our members can access their funds easily and efficiently. For those who prefer digital solutions, we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. While members can visit us at 2100 Highway A1A for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed with your schedule in mind: Lobby Hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Drive-Thru Hours are available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM. We take pride in being involved in our community through various outreach programs and partnerships aimed at making a positive impact. Whether it's helping local businesses thrive or supporting educational initiatives, we are dedicated to giving back. Join us at Space Coast Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an active part of a vibrant community. Your journey towards better financial health starts here! For more information or assistance, feel free to call us at 321-777-8895 or visit our website at sccu.com.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. With features like ADA-compliant ramps and ample parking, visiting us is hassle-free. If you prefer drive-thru services, we offer that too, making it simple to complete your transactions without leaving your vehicle.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. For those who need quick access outside of regular hours, our drive-thru is open Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our friendly staff is ready to help. We also have an ATM available for your convenience. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 321-777-8895. We look forward to welcoming you at the Space Coast Credit Union!

Member Eligibility

Becoming a member of Space Coast is like joining a close-knit family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the vibrant communities around us, you're likely eligible to join! We warmly welcome individuals from various backgrounds and professions, making it easy for you to become part of our supportive community. At Space Coast, you'll enjoy access to a range of personalized services tailored just for you, whether it's checking accounts, auto loans, or other financial products designed to help you thrive. To learn more about the specific eligibility criteria, we encourage you to visit our website. It's a straightforward process; once you're ready to open an account, simply head over to http://www.sccu.com/personal/auto-loans for guidance. If you have any questions or need assistance, feel free to give us a call at (321) 777-8895. We're here for you every step of the way!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,219,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services enable you to accept payments easily, ensuring you can focus on what you do best running your business. From point-of-sale systems to online payment processing, we provide the tools you need to enhance customer satisfaction and boost sales. Located at 2100 Highway A1A Indian Harbour Beach Fl 32937 in Indian Harbour Beach, FL, we invite you to explore how our dedicated team can support your business needs. For more information, call us at (321) 777-8895 or visit us online at https://www.sccu.com.

Comprehensive List Of Services

Accessibility and Convenience

At Space Coast, we recognize that not all banking needs are the same. Our lobby hours are designed to accommodate busy schedules open Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM) and Saturday mornings from 9 AM to 1 PM. Need assistance? Call us at (321) 777-8895; our team is ready to assist you. We invite you to visit us at 2100 Highway A1A Indian Harbour Beach Fl 32937 or check out our website at Space Coast Credit Union-indian Harbour Beach for more information about how we can serve you better. Join us today and experience financial services that truly care about your needs!

Business Banking

For our business members, we provide essential services like Merchant Services & Business Loans tailored for small and medium-sized enterprises. We understand that running a business comes with its challenges, and we're here to support your financial needs with personalized service.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Space Coast offers robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, accessing your accounts has never been simpler. You can also perform basic transactions through our ATM and drive-thru services whenever it's convenient for you.

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed to fit different lifestyles and financial goals. Our accounts come with features that make managing your money easier than ever. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. And for those dreaming of homeownership, our Mortgage Loans & Refinancing services will guide you through every aspect of buying or refinancing your home. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation solutions provide flexible options to ease your financial burden. Plus, don't forget about our rewarding Credit Cards, which offer fantastic perks while helping you build your credit.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.sccu.com, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. If you're busy, our mobile application makes it even simpler to handle your banking needs directly from your smartphone. For those who love keeping track of their spending, e-statements are available, allowing you to view your account statements anytime without the hassle of paper clutter. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing required!

Secure Transactions

Security is a top priority for us. Our online banking services include advanced security features to protect your personal information. You can make person-to-person transfers easily and securely, ensuring that sending money to friends or family is quick and straightforward. And if you're someone who enjoys using mobile payments, we've got you covered! Our platform supports this feature, making it easy to pay for purchases without needing cash or cards. At Space Coast, we believe in making banking as accessible and user-friendly as possible. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At Space Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to provide a strong foundation for your financial needs, ensuring you can save, borrow, and invest with confidence. With a net worth of $940,367,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,343,845,070 in share certificates and $620,520,284 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $226,197,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $885,479,932 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99,682 in used auto loans and $7,178,163,645 in total loans and leases, we support our members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $14,323,000, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,116 full-time employees and 7 part-time employees who are dedicated to providing exceptional service. Net Shares (Funds available for lending and investments) stand at $10,326,302. The total number of share accounts has reached 1,177,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Space Coast is your trusted partner. Visit us at 2100 Highway A1A Indian Harbour Beach Fl 32937 or call (321) 777-8895 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,020,416,837 in used vehicle loans and $1,749,623,257 in new vehicle loans already helping members get on the road. We have flexible terms and options available for both new and used vehicles, ensuring that you can find the right financing solution.

Business Loans

For business owners, our outstanding commercial loans totaling $53,219,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, our team is here to support your business ambitions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $186,755,919 in loans helping members manage their finances effectively. This option is ideal for those who want to consolidate debt or make larger purchases without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $768,602,983, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll ever make, so we offer personalized service to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. We can discuss eligibility options and help you determine if refinancing could save you money or lower your monthly payments. At Space Coast, we are committed to providing exceptional service and transparent information. If you have questions about our loan offerings or would like assistance getting started, please don't hesitate to contact us at (321) 777-8895. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool aims to help users easily identify the most suitable loan options based on their individual needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers presented on LendMesh are fair and transparent, allowing consumers to make informed decisions without hidden surprises. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not engage in Sponsored Listings; lenders are not prioritized based on paid promotions. The focus remains solely on providing unbiased results that users can trust. Another significant advantage is the Real-Time Rate Comparisons offered by LendMesh. With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and reliable this platform is for those seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SPACE COAST CREDIT UNION - Indian Harbour Beach, FL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Indian Harbour Beach, FL (32937)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Merchant Services

Comprehensive List Of Services

Accessibility and Convenience

Business Banking

Digital Banking Features

Personal Banking

Digital & Online Banking

Key Services

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

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